The Truth About Moving Abroad After 45

Welcome back to Saigon, Vietnam. I am Welcome back to Saigon, Vietnam. I am Evan A, retired early in Vietnam. I've Evan A, retired early in Vietnam. I've Evan A, retired early in Vietnam. I've been living abroad now for almost two been living abroad now for almost two been living abroad now for almost two decades on and off. Uh used to be an decades on and off. Uh used to be an decades on and off. Uh used to be an international school teacher until I international school teacher until I international school teacher until I somehow managed to retire on a teacher's somehow managed to retire on a teacher's somehow managed to retire on a teacher's salary at 40 years old. Today I want to salary at 40 years old. Today I want to salary at 40 years old. Today I want to talk about something I get a lot of in talk about something I get a lot of in talk about something I get a lot of in the comments. Not so much trolling as the comments. Not so much trolling as the comments. Not so much trolling as just general just general just general pushback. It's basically this idea. pushback. It's basically this idea. pushback. It's basically this idea. People are always telling me, "Oh yeah, People are always telling me, "Oh yeah, People are always telling me, "Oh yeah, but that's easy for you, but not [music] but that's easy for you, but not [music] but that's easy for you, but not [music] for me." Right? So they basically for me." Right? So they basically for me." Right? So they basically suggest that like I have some sort of suggest that like I have some sort of suggest that like I have some sort of special expertise [music] or advice that special expertise [music] or advice that special expertise [music] or advice that they don't have. Well, let me just I they don't have. Well, let me just I they don't have. Well, let me just I want to basically just read you want to basically just read you want to basically just read you something at first, right? I got this something at first, right? I got this something at first, right? I got this comment. Came a couple days ago comment. Came a couple days ago comment. Came a couple days ago from a dude from Ohio, Columbus. Evan, from a dude from Ohio, Columbus. Evan, from a dude from Ohio, Columbus. Evan, I've been watching expat content for 2 I've been watching expat content for 2 I've been watching expat content for 2 years. I've done the math. I know I can years. I've done the math. I know I can years. I've done the math. I know I can afford it, but every time I think about afford it, but every time I think about afford it, but every time I think about actually doing it, something just holds actually doing it, something just holds actually doing it, something just holds me back. He didn't know what it is. He me back. He didn't know what it is. He me back. He didn't know what it is. He doesn't know what's holding him back, doesn't know what's holding him back, doesn't know what's holding him back, right? And I get it. I know exactly right? And I get it. I know exactly right? And I get it. I know exactly what's holding the majority of you back.

what's holding the majority of you back. what's holding the majority of you back. And it's not the money. You say it And it's not the money. You say it And it's not the money. You say it yourself, right? You've done the math. yourself, right? You've done the math. yourself, right? You've done the math. It is not the logistic. There's more It is not the logistic. There's more It is not the logistic. There's more guides to moving abroad available right guides to moving abroad available right guides to moving abroad available right now than any point in history. More now than any point in history. More now than any point in history. More people moving abroad than any point in people moving abroad than any point in people moving abroad than any point in history. What stops people is not a history. What stops people is not a history. What stops people is not a specific barrier. It's a collection of specific barrier. It's a collection of specific barrier. It's a collection of fears, and most of them end up unnamed. fears, and most of them end up unnamed. fears, and most of them end up unnamed. They sit under all the research, They sit under all the research, They sit under all the research, collectively feel like a wall that you collectively feel like a wall that you collectively feel like a wall that you can't move, that you can't break can't move, that you can't break can't move, that you can't break through. Again, I left for the first through. Again, I left for the first through. Again, I left for the first time time time in 2008, right after the crash, uh 2009. in 2008, right after the crash, uh 2009. in 2008, right after the crash, uh 2009. I'm 42 now. I'm walking through Saigon. I'm 42 now. I'm walking through Saigon. I'm 42 now. I'm walking through Saigon. I taught international schools for 17 I taught international schools for 17 I taught international schools for 17 years. Uh ended up retiring at 40. I've years. Uh ended up retiring at 40. I've years. Uh ended up retiring at 40. I've lived in multiple countries, continents, lived in multiple countries, continents, lived in multiple countries, continents, cities, but it really truly is always cities, but it really truly is always cities, but it really truly is always these same essential things, right? I'm these same essential things, right? I'm these same essential things, right? I'm a person who's lived places where I a person who's lived places where I a person who's lived places where I didn't know the language, where I didn't didn't know the language, where I didn't didn't know the language, where I didn't know the banking system, where I don't know the banking system, where I don't know the banking system, where I don't know the visa system. I figured it out know the visa system. I figured it out know the visa system. I figured it out anyways, repeatedly, right? It's not cuz anyways, repeatedly, right? It's not cuz anyways, repeatedly, right? It's not cuz I'm special. So what I want to tell you I'm special. So what I want to tell you I'm special. So what I want to tell you today is that almost everything on the today is that almost everything on the today is that almost everything on the fear list is either not true or just fear list is either not true or just fear list is either not true or just much smaller in reality than how big it much smaller in reality than how big it much smaller in reality than how big it can feel when you're back at home. So, can feel when you're back at home. So, can feel when you're back at home. So, I'm going to go through seven of these I'm going to go through seven of these I'm going to go through seven of these biggest ones, right? Not to minimize biggest ones, right? Not to minimize biggest ones, right? Not to minimize that cuz they're real, that cuz they're real, that cuz they're real, but to show you what they actually look but to show you what they actually look but to show you what they actually look like when you're over here on the other like when you're over here on the other like when you're over here on the other side and you already made the move.

side and you already made the move. side and you already made the move. Because the people I know who made the Because the people I know who made the Because the people I know who made the move will tell you the same thing. The move will tell you the same thing. The move will tell you the same thing. The anticipation is actually much harder anticipation is actually much harder anticipation is actually much harder than the doing, right? Every single than the doing, right? Every single than the doing, right? Every single time. It's the waiting that gets you. time. It's the waiting that gets you. time. It's the waiting that gets you. Procrastination game can actually kill Procrastination game can actually kill Procrastination game can actually kill you. So, talk about the language fear, you. So, talk about the language fear, you. So, talk about the language fear, right? The visual of navigating a place right? The visual of navigating a place right? The visual of navigating a place where no one looks like you, no one where no one looks like you, no one where no one looks like you, no one talks like you, no one sounds like you, talks like you, no one sounds like you, talks like you, no one sounds like you, right? I don't speak Thai, I don't speak right? I don't speak Thai, I don't speak right? I don't speak Thai, I don't speak Khmer, I don't speak Viet, I don't speak Khmer, I don't speak Viet, I don't speak Khmer, I don't speak Viet, I don't speak Spanish, I'll be completely lost. So, Spanish, I'll be completely lost. So, Spanish, I'll be completely lost. So, let's just talk a little example, maybe let's just talk a little example, maybe let's just talk a little example, maybe my first week in Vietnam, right? I my first week in Vietnam, right? I my first week in Vietnam, right? I couldn't say a single word of couldn't say a single word of couldn't say a single word of Vietnamese, not even a hello or a thank Vietnamese, not even a hello or a thank Vietnamese, not even a hello or a thank you, not the word for water or bathroom. you, not the word for water or bathroom. you, not the word for water or bathroom. I wasn't planning on coming here. I'd I wasn't planning on coming here. I'd I wasn't planning on coming here. I'd been in China before in 2018 and I was been in China before in 2018 and I was been in China before in 2018 and I was planning on going back there. So, it planning on going back there. So, it planning on going back there. So, it really was a happy accident that I came really was a happy accident that I came really was a happy accident that I came to Vietnam, but I would literally just to Vietnam, but I would literally just to Vietnam, but I would literally just hold up my fingers, right? Hold up my hold up my fingers, right? Hold up my hold up my fingers, right? Hold up my phone, type something out, point it at a phone, type something out, point it at a phone, type something out, point it at a piece of paper, point at the toilet, you piece of paper, point at the toilet, you piece of paper, point at the toilet, you know, literally mime going pee for the know, literally mime going pee for the know, literally mime going pee for the bathroom. I survived, right? Seven years bathroom. I survived, right? Seven years bathroom. I survived, right? Seven years later, look, I'm here. Google later, look, I'm here. Google later, look, I'm here. Google Translate's better, Grab delivery and Translate's better, Grab delivery and Translate's better, Grab delivery and food delivery are easier than ever. All food delivery are easier than ever. All food delivery are easier than ever. All of the apps have greatly improved. Today of the apps have greatly improved. Today of the apps have greatly improved. Today you have a literal like live translation you have a literal like live translation you have a literal like live translation camera app now. You can hold it in front camera app now. You can hold it in front camera app now. You can hold it in front of a map or in front of a road and read of a map or in front of a road and read of a map or in front of a road and read the thing, right? You can get it earbuds the thing, right? You can get it earbuds the thing, right? You can get it earbuds that will literally plug in and that will literally plug in and that will literally plug in and translate as you go, and it works translate as you go, and it works translate as you go, and it works seamlessly. You have entire seamlessly. You have entire seamlessly. You have entire neighborhoods in Saigon, in Bangkok, in neighborhoods in Saigon, in Bangkok, in neighborhoods in Saigon, in Bangkok, in Penang where the businesses you use the Penang where the businesses you use the Penang where the businesses you use the most, the cafes, the health care most, the cafes, the health care most, the cafes, the health care clinics, the co-working spaces are clinics, the co-working spaces are clinics, the co-working spaces are staffed by people who speak English now

staffed by people who speak English now staffed by people who speak English now cuz their entire business model depends cuz their entire business model depends cuz their entire business model depends on expats. You have people, phones, and on expats. You have people, phones, and on expats. You have people, phones, and tech that can translate prescriptions, tech that can translate prescriptions, tech that can translate prescriptions, forms, everything instantly. Like now is forms, everything instantly. Like now is forms, everything instantly. Like now is literally the easiest time ever to move literally the easiest time ever to move literally the easiest time ever to move abroad. I'd say you need about 20 words abroad. I'd say you need about 20 words abroad. I'd say you need about 20 words of Vietnamese or Thai to handle most of Vietnamese or Thai to handle most of Vietnamese or Thai to handle most daily interactions, right? Hello, thank daily interactions, right? Hello, thank daily interactions, right? Hello, thank you, how much, one more, too spicy, you, how much, one more, too spicy, you, how much, one more, too spicy, delicious, point. That's the real delicious, point. That's the real delicious, point. That's the real starting point for your vocabulary. starting point for your vocabulary. starting point for your vocabulary. Everything else is translatable. Everything else is translatable. Everything else is translatable. And the extraordinary patience of people And the extraordinary patience of people And the extraordinary patience of people who've been dealing with other clueless who've been dealing with other clueless who've been dealing with other clueless foreigners in their country for decades. foreigners in their country for decades. foreigners in their country for decades. And by and large, they're genuinely And by and large, they're genuinely And by and large, they're genuinely gracious about it. Most people are not gracious about it. Most people are not gracious about it. Most people are not going to be like angry about translating going to be like angry about translating going to be like angry about translating for you. I'm not saying you shouldn't for you. I'm not saying you shouldn't for you. I'm not saying you shouldn't learn the language. I'm still taking learn the language. I'm still taking learn the language. I'm still taking lessons 7 years later. Learn it. It'll lessons 7 years later. Learn it. It'll lessons 7 years later. Learn it. It'll deepen your experience in ways that are deepen your experience in ways that are deepen your experience in ways that are hard to overstate, but don't let the hard to overstate, but don't let the hard to overstate, but don't let the absence of fluency be the reason not to absence of fluency be the reason not to absence of fluency be the reason not to go. Uh that is not a reason. It's just a go. Uh that is not a reason. It's just a go. Uh that is not a reason. It's just a story you're telling yourself about why story you're telling yourself about why story you're telling yourself about why it's not going to work for you it's not going to work for you it's not going to work for you specifically. Right? The old classic, specifically. Right? The old classic, specifically. Right? The old classic, "I'm not a languages person. You must be "I'm not a languages person. You must be "I'm not a languages person. You must be a languages person." off excuses.

a languages person." off excuses. a languages person." off excuses. "I'm not a math person, and yet "I'm not a math person, and yet "I'm not a math person, and yet here I am living, counting." Okay, fear here I am living, counting." Okay, fear here I am living, counting." Okay, fear number two. "What if something goes number two. "What if something goes number two. "What if something goes wrong medically? wrong medically? wrong medically? >> [snorts] >> [snorts] >> [snorts] >> I can't afford to get sick when I'm >> I can't afford to get sick when I'm >> I can't afford to get sick when I'm away." This one is almost exactly away." This one is almost exactly away." This one is almost exactly backwards from what people expect. Like backwards from what people expect. Like backwards from what people expect. Like the reality is a literal the reality is a literal the reality is a literal inverse of the fear. So, I've had a inverse of the fear. So, I've had a inverse of the fear. So, I've had a colonoscopy, I've had dental work, colonoscopy, I've had dental work, colonoscopy, I've had dental work, crowns, cleaning, had full blood panels. crowns, cleaning, had full blood panels. crowns, cleaning, had full blood panels. I've seen specialists for shoulder I've seen specialists for shoulder I've seen specialists for shoulder issues. Uh I've used urgent care clinics issues. Uh I've used urgent care clinics issues. Uh I've used urgent care clinics for tearing my knee in half when I was for tearing my knee in half when I was for tearing my knee in half when I was rock climbing. Gotten rabies shots cuz I rock climbing. Gotten rabies shots cuz I rock climbing. Gotten rabies shots cuz I was bit by a dog when I was driving a was bit by a dog when I was driving a was bit by a dog when I was driving a motorcycle. Yes, while I was driving a motorcycle. Yes, while I was driving a motorcycle. Yes, while I was driving a motorcycle. It latched onto my knee, the motorcycle. It latched onto my knee, the motorcycle. It latched onto my knee, the little son of a I have tested the little son of a I have tested the little son of a I have tested the health care systems here, Mexico, all health care systems here, Mexico, all health care systems here, Mexico, all over many times accidentally. And what I over many times accidentally. And what I over many times accidentally. And what I actually found is that, you know, for actually found is that, you know, for actually found is that, you know, for routine and planned medical care, routine and planned medical care, routine and planned medical care, Vietnam, Thailand, Malaysia, they're as Vietnam, Thailand, Malaysia, they're as Vietnam, Thailand, Malaysia, they're as good or better than anything you good or better than anything you good or better than anything you experience back home. experience back home. experience back home. And they cost a fraction of the price, And they cost a fraction of the price, And they cost a fraction of the price, right? The international hospitals here right? The international hospitals here right? The international hospitals here now, really now, really now, really wonderful service. And you're often wonderful service. And you're often wonderful service. And you're often going to see a doctor almost immediately going to see a doctor almost immediately going to see a doctor almost immediately for like 40 to $100, depending on the for like 40 to $100, depending on the for like 40 to $100, depending on the city and country. A dental cleaning, you city and country. A dental cleaning, you city and country. A dental cleaning, you can get it for 10 to 20, maybe 40 bucks, can get it for 10 to 20, maybe 40 bucks, can get it for 10 to 20, maybe 40 bucks, depending on the country, the city.

depending on the country, the city. depending on the country, the city. You know, a full blood panel You know, a full blood panel You know, a full blood panel for under $100. Everybody in Da Nang, for under $100. Everybody in Da Nang, for under $100. Everybody in Da Nang, here's a company that shows up and does here's a company that shows up and does here's a company that shows up and does his blood panels at his apartment. The his blood panels at his apartment. The his blood panels at his apartment. The whole thing, everything, digital, yada whole thing, everything, digital, yada whole thing, everything, digital, yada yada, whatever. Full service, VIP yada, whatever. Full service, VIP yada, whatever. Full service, VIP treatment. Doctor comes to him, 3.8 treatment. Doctor comes to him, 3.8 treatment. Doctor comes to him, 3.8 million, which is million, which is million, which is about $150. about $150. about $150. Imagine, like truly imagine. And then Imagine, like truly imagine. And then Imagine, like truly imagine. And then you know, he doesn't have insurance, you know, he doesn't have insurance, you know, he doesn't have insurance, right? He just pays out of pocket. But right? He just pays out of pocket. But right? He just pays out of pocket. But the honest caveat is real, and I'm not the honest caveat is real, and I'm not the honest caveat is real, and I'm not going to bury it. For serious emergency going to bury it. For serious emergency going to bury it. For serious emergency care, complex surgeries, specialized care, complex surgeries, specialized care, complex surgeries, specialized oncology, I would recommend going oncology, I would recommend going oncology, I would recommend going somewhere like somewhere like somewhere like Kuala Lumpur, Singapore. Kuala Lumpur, Singapore. Kuala Lumpur, Singapore. Maybe a Bangkok, right? Where the Maybe a Bangkok, right? Where the Maybe a Bangkok, right? Where the infrastructure is generally world-class. infrastructure is generally world-class. infrastructure is generally world-class. For anything of that level, you want to For anything of that level, you want to For anything of that level, you want to be close enough to get there, right? So, be close enough to get there, right? So, be close enough to get there, right? So, this can be a real consideration for this can be a real consideration for this can be a real consideration for long-term planning, depending on your long-term planning, depending on your long-term planning, depending on your own health and what kind of insurance own health and what kind of insurance own health and what kind of insurance you're going to get. I would always you're going to get. I would always you're going to get. I would always recommend SafetyWing Nomad Complete. Uh recommend SafetyWing Nomad Complete. Uh recommend SafetyWing Nomad Complete. Uh and especially if you're signing up when and especially if you're signing up when and especially if you're signing up when you're still under 65, you're still under 65, you're still under 65, the sooner you sign up, the less it's the sooner you sign up, the less it's the sooner you sign up, the less it's going to cost long-term. But the fear going to cost long-term. But the fear going to cost long-term. But the fear that you're going to be left in a rural that you're going to be left in a rural that you're going to be left in a rural clinic with no options because you moved clinic with no options because you moved clinic with no options because you moved abroad is not the reality of a modern abroad is not the reality of a modern abroad is not the reality of a modern Asian mega city, you know, a Ho Chi Asian mega city, you know, a Ho Chi Asian mega city, you know, a Ho Chi Minh, a Bangkok, whatever, even Penang.

Minh, a Bangkok, whatever, even Penang. Minh, a Bangkok, whatever, even Penang. Uh these are real cities with real Uh these are real cities with real Uh these are real cities with real hospitals, real doctors hospitals, real doctors hospitals, real doctors who trained internationally. The who trained internationally. The who trained internationally. The healthcare fear is one of the most healthcare fear is one of the most healthcare fear is one of the most overwrought, overcalibrated fears on the overwrought, overcalibrated fears on the overwrought, overcalibrated fears on the list. Routine and planned care, you'll list. Routine and planned care, you'll list. Routine and planned care, you'll likely be paying less and waiting less likely be paying less and waiting less likely be paying less and waiting less than you did at home for similar or than you did at home for similar or than you did at home for similar or sometimes even better service. Okay, sometimes even better service. Okay, sometimes even better service. Okay, next up let's talk about a real one, one next up let's talk about a real one, one next up let's talk about a real one, one I still feel sometimes it can hurt a I still feel sometimes it can hurt a I still feel sometimes it can hurt a little bit cuz it's an emotional one. little bit cuz it's an emotional one. little bit cuz it's an emotional one. Probably the emotional core Probably the emotional core Probably the emotional core of this video, maybe of moving abroad of this video, maybe of moving abroad of this video, maybe of moving abroad and generally. Fear number three, and and generally. Fear number three, and and generally. Fear number three, and this one's real for people over 45 this one's real for people over 45 this one's real for people over 45 especially people getting up depending especially people getting up depending especially people getting up depending on what generation your parents are on what generation your parents are on what generation your parents are from. So, what about my sick aging from. So, what about my sick aging from. So, what about my sick aging parents? Or what about my kids? If parents? Or what about my kids? If parents? Or what about my kids? If you're leaving your kids behind you're you're leaving your kids behind you're you're leaving your kids behind you're an empty nester. So, I'm not going to an empty nester. So, I'm not going to an empty nester. So, I'm not going to stand here and say I don't tell you this stand here and say I don't tell you this stand here and say I don't tell you this one isn't real, it is. Probably the one isn't real, it is. Probably the one isn't real, it is. Probably the hardest part of living abroad long-term, hardest part of living abroad long-term, hardest part of living abroad long-term, right? You will miss things. My kids right? You will miss things. My kids right? You will miss things. My kids miss things with my family. My family miss things with my family. My family miss things with my family. My family back home misses things about me and my back home misses things about me and my back home misses things about me and my kids. They don't see them grow up, kids. They don't see them grow up, kids. They don't see them grow up, right? The holidays, the ordinary right? The holidays, the ordinary right? The holidays, the ordinary Sundays seem day-to-day but you go Sundays seem day-to-day but you go Sundays seem day-to-day but you go without. So, what I've learned in all of without. So, what I've learned in all of without. So, what I've learned in all of my decades living abroad my decades living abroad my decades living abroad and yes, I've also had to fly back home and yes, I've also had to fly back home and yes, I've also had to fly back home for medical emergencies of for medical emergencies of for medical emergencies of family members, of people who had things family members, of people who had things family members, of people who had things happen to them, but happen to them, but happen to them, but the question is never do you miss them the question is never do you miss them the question is never do you miss them or do you miss this or do you miss that or do you miss this or do you miss that or do you miss this or do you miss that cuz that's that's silly. Of course you cuz that's that's silly. Of course you cuz that's that's silly. Of course you do. I miss everyone and I and everyone do. I miss everyone and I and everyone do. I miss everyone and I and everyone misses me, right? All my friends, my misses me, right? All my friends, my misses me, right? All my friends, my family. That's just the reality of it.

family. That's just the reality of it. family. That's just the reality of it. The question is never do you miss them. The question is never do you miss them. The question is never do you miss them. The real question is whether the weight The real question is whether the weight The real question is whether the weight of missing them from abroad is heavier of missing them from abroad is heavier of missing them from abroad is heavier than the kind of resentment that you're than the kind of resentment that you're than the kind of resentment that you're going to build when you stay in a life going to build when you stay in a life going to build when you stay in a life that isn't working for you. And most that isn't working for you. And most that isn't working for you. And most people I know who've held back, who people I know who've held back, who people I know who've held back, who stayed out of obligation and fear kept stayed out of obligation and fear kept stayed out of obligation and fear kept not answering the question for not answering the question for not answering the question for themselves, right? They don't say out themselves, right? They don't say out themselves, right? They don't say out loud that they regret it. But in the way loud that they regret it. But in the way loud that they regret it. But in the way people talk, you know, when their guard people talk, you know, when their guard people talk, you know, when their guard comes down, they've had a drink if you comes down, they've had a drink if you comes down, they've had a drink if you want to move abroad want to move abroad want to move abroad and you don't do it because of someone and you don't do it because of someone and you don't do it because of someone else, because of someone else, you're else, because of someone else, you're else, because of someone else, you're going to resent them. And that's not going to resent them. And that's not going to resent them. And that's not that's not good, man. It's not healthy, that's not good, man. It's not healthy, that's not good, man. It's not healthy, right? Modern communication, the apps right? Modern communication, the apps right? Modern communication, the apps have also changed what physical distance have also changed what physical distance have also changed what physical distance actually means. I talk to my family on actually means. I talk to my family on actually means. I talk to my family on video call, you know, my kids are always video call, you know, my kids are always video call, you know, my kids are always doing video calls with their doing video calls with their doing video calls with their grandparents. grandparents. grandparents. We see their faces, their house, their We see their faces, their house, their We see their faces, their house, their dogs. dogs. dogs. My sisters send photos of their families My sisters send photos of their families My sisters send photos of their families all the time. all the time. all the time. When something serious has happened, When something serious has happened, When something serious has happened, and serious things have happened, I can and serious things have happened, I can and serious things have happened, I can be on a plane within 24 hours. Ho Chi be on a plane within 24 hours. Ho Chi be on a plane within 24 hours. Ho Chi Minh to North America is approximately Minh to North America is approximately Minh to North America is approximately like a full day of travel, you know, 22 like a full day of travel, you know, 22 like a full day of travel, you know, 22 to 22 hours door-to-door. But to 22 hours door-to-door. But to 22 hours door-to-door. But ultimately, that might be about the same ultimately, that might be about the same ultimately, that might be about the same amount of time it would take you to get amount of time it would take you to get amount of time it would take you to get across country, right?

across country, right? across country, right? You know, You know, You know, am I exaggerating? I I don't know. My am I exaggerating? I I don't know. My am I exaggerating? I I don't know. My point is being like, when I was living point is being like, when I was living point is being like, when I was living in San Francisco, in San Francisco, in San Francisco, if something had happened to my parents if something had happened to my parents if something had happened to my parents in Toronto, in Toronto, in Toronto, it still would have taken a full day to it still would have taken a full day to it still would have taken a full day to get back. I you know, whatever. You get get back. I you know, whatever. You get get back. I you know, whatever. You get the point. The thing that almost nobody the point. The thing that almost nobody the point. The thing that almost nobody tells you though, right, is that the tells you though, right, is that the tells you though, right, is that the visit your family makes to see you can visit your family makes to see you can visit your family makes to see you can become entirely different than a normal become entirely different than a normal become entirely different than a normal family gathering, right? My parents came family gathering, right? My parents came family gathering, right? My parents came here for 3 years. They did three winters here for 3 years. They did three winters here for 3 years. They did three winters um of retirement, you know, sort of um of retirement, you know, sort of um of retirement, you know, sort of snowbirding Vietnam. They arrived, they snowbirding Vietnam. They arrived, they snowbirding Vietnam. They arrived, they learned about local food, they ate local learned about local food, they ate local learned about local food, they ate local foods, they learned about my wife's foods, they learned about my wife's foods, they learned about my wife's culture. They're, you know, in the lost culture. They're, you know, in the lost culture. They're, you know, in the lost the rest of the family. The kids get to the rest of the family. The kids get to the rest of the family. The kids get to be split culture kids. They're living be split culture kids. They're living be split culture kids. They're living differently than anyone else that I know differently than anyone else that I know differently than anyone else that I know back home, any of my peer group's kids. back home, any of my peer group's kids. back home, any of my peer group's kids. And that life teaches them things, And that life teaches them things, And that life teaches them things, teaches me things that no other option teaches me things that no other option teaches me things that no other option or school or life could. None of this or school or life could. None of this or school or life could. None of this erases the trade-off of growing up erases the trade-off of growing up erases the trade-off of growing up outside of your culture, outside of your outside of your culture, outside of your outside of your culture, outside of your family. The trade-off is real. I'm just family. The trade-off is real. I'm just family. The trade-off is real. I'm just asking you to be honest about the pros asking you to be honest about the pros asking you to be honest about the pros and the cons. Uh cuz the pros for me and the cons. Uh cuz the pros for me and the cons. Uh cuz the pros for me outweigh everything. That's why you move outweigh everything. That's why you move outweigh everything. That's why you move here. The next step, the money fear.

here. The next step, the money fear. here. The next step, the money fear. This is ridiculous. This is ridiculous. This is ridiculous. This is ridiculous, but it's why This is ridiculous, but it's why This is ridiculous, but it's why everyone clicks, so we have to talk everyone clicks, so we have to talk everyone clicks, so we have to talk about it. Fear number four. about it. Fear number four. about it. Fear number four. What if I run out of money? What if I run out of money? What if I run out of money? What if my savings don't hold? Okay, so What if my savings don't hold? Okay, so What if my savings don't hold? Okay, so the mathematical reality, and I want to the mathematical reality, and I want to the mathematical reality, and I want to say this as plainly as I can. If you are say this as plainly as I can. If you are say this as plainly as I can. If you are on a fixed income, a social security, a on a fixed income, a social security, a on a fixed income, a social security, a pension, dividends from a portfolio, and pension, dividends from a portfolio, and pension, dividends from a portfolio, and you're worried about outliving your you're worried about outliving your you're worried about outliving your money while living in the United States, money while living in the United States, money while living in the United States, you should be worried about the same you should be worried about the same you should be worried about the same thing over here. Because in the United thing over here. Because in the United thing over here. Because in the United States, every fixed income is fighting States, every fixed income is fighting States, every fixed income is fighting against cost of living that only goes in against cost of living that only goes in against cost of living that only goes in one direction. Meanwhile, over here, the one direction. Meanwhile, over here, the one direction. Meanwhile, over here, the same income can work out in completely same income can work out in completely same income can work out in completely different equation, right? Your monthly different equation, right? Your monthly different equation, right? Your monthly burn rate, my monthly burn rate, went burn rate, my monthly burn rate, went burn rate, my monthly burn rate, went down to a quarter of what it was back down to a quarter of what it was back down to a quarter of what it was back home. So, the money worry doesn't make home. So, the money worry doesn't make home. So, the money worry doesn't make sense. Of course, if you want to be sense. Of course, if you want to be sense. Of course, if you want to be worried about money, you can be worried worried about money, you can be worried worried about money, you can be worried about money, but it costs less over about money, but it costs less over about money, but it costs less over here. The thing we you should worry here. The thing we you should worry here. The thing we you should worry about is if you don't have an income. about is if you don't have an income. about is if you don't have an income. Coming over here with no income is Coming over here with no income is Coming over here with no income is scary, and it doesn't matter how much scary, and it doesn't matter how much scary, and it doesn't matter how much savings you have. If you have an income savings you have. If you have an income savings you have. If you have an income that's greater than your burn rate or that's greater than your burn rate or that's greater than your burn rate or your monthly expenses, your monthly expenses, your monthly expenses, why would you concern? And for most why would you concern? And for most why would you concern? And for most people moving here, the monthly expenses people moving here, the monthly expenses people moving here, the monthly expenses go way, way, way down. In Toronto where go way, way, way down. In Toronto where go way, way, way down. In Toronto where I grew up, the same quality of life I grew up, the same quality of life I grew up, the same quality of life costs 5 to 7 costs 5 to 7 costs 5 to 7 $1,000 a month, maybe $10,000 a month $1,000 a month, maybe $10,000 a month $1,000 a month, maybe $10,000 a month easily, compared to what I got for a easily, compared to what I got for a easily, compared to what I got for a couple thousand here. It's also very couple thousand here. It's also very couple thousand here. It's also very hard for me to tell anymore, cuz I hard for me to tell anymore, cuz I hard for me to tell anymore, cuz I talked to people back home, and talked to people back home, and talked to people back home, and you know, they tell me they're on you know, they tell me they're on you know, they tell me they're on $10,000 salary a month and can't afford $10,000 salary a month and can't afford $10,000 salary a month and can't afford the cost of living or having to give the cost of living or having to give the cost of living or having to give things up, whereas

things up, whereas things up, whereas I pretty much do whatever I want for I pretty much do whatever I want for I pretty much do whatever I want for 2,000 a month. You know, I retired at 40 2,000 a month. You know, I retired at 40 2,000 a month. You know, I retired at 40 on a school teacher's salary. Not a on a school teacher's salary. Not a on a school teacher's salary. Not a high-income career, not tech, not high-income career, not tech, not high-income career, not tech, not finance, not a six-figure job, just a finance, not a six-figure job, just a finance, not a six-figure job, just a teacher. And the reason that the math teacher. And the reason that the math teacher. And the reason that the math worked is not some financial genius worked is not some financial genius worked is not some financial genius move, it's that I'm living in a country move, it's that I'm living in a country move, it's that I'm living in a country where a teacher's salary and became a where a teacher's salary and became a where a teacher's salary and became a retirement portfolio because I could retirement portfolio because I could retirement portfolio because I could save $3,000 a month. I could save 2,500 save $3,000 a month. I could save 2,500 save $3,000 a month. I could save 2,500 a month, right? I didn't have to pay a month, right? I didn't have to pay a month, right? I didn't have to pay health insurance premiums. I didn't have health insurance premiums. I didn't have health insurance premiums. I didn't have to pay thousands of dollars for car and to pay thousands of dollars for car and to pay thousands of dollars for car and gas. I didn't have to worry about a gas. I didn't have to worry about a gas. I didn't have to worry about a mortgage absolutely destroying my mortgage absolutely destroying my mortgage absolutely destroying my savings by eating everything up with savings by eating everything up with savings by eating everything up with payments to the bank. Do I have to worry payments to the bank. Do I have to worry payments to the bank. Do I have to worry about the heat, the sweat, the bugs? about the heat, the sweat, the bugs? about the heat, the sweat, the bugs? Sure, but I can handle it. You don't run Sure, but I can handle it. You don't run Sure, but I can handle it. You don't run out of money abroad faster, you run out out of money abroad faster, you run out out of money abroad faster, you run out significantly slower. The fear of significantly slower. The fear of significantly slower. The fear of running out of money overseas is almost running out of money overseas is almost running out of money overseas is almost always based on projecting your home always based on projecting your home always based on projecting your home country cost of living onto a foreign country cost of living onto a foreign country cost of living onto a foreign country budget, or of coming over country budget, or of coming over country budget, or of coming over without an income and relying on without an income and relying on without an income and relying on savings, which is bad no matter where savings, which is bad no matter where savings, which is bad no matter where you are. If you're doing that, you're you are. If you're doing that, you're you are. If you're doing that, you're just a ticking time bomb. So, run the just a ticking time bomb. So, run the just a ticking time bomb. So, run the math honestly with Vietnam's numbers, math honestly with Vietnam's numbers, math honestly with Vietnam's numbers, with Thailand's, with Philippines, with Thailand's, with Philippines, with Thailand's, with Philippines, whatever, Cambodia, the picture is going whatever, Cambodia, the picture is going whatever, Cambodia, the picture is going to be different, you know? Okay, quick to be different, you know? Okay, quick to be different, you know? Okay, quick pause. If that math is landing for you, pause. If that math is landing for you, pause. If that math is landing for you, if you've been running the numbers at if you've been running the numbers at if you've been running the numbers at home, feeling like the retirement is a home, feeling like the retirement is a home, feeling like the retirement is a distant ship or is impossible, um I have distant ship or is impossible, um I have distant ship or is impossible, um I have a course inside my cost of living abroad a course inside my cost of living abroad a course inside my cost of living abroad membership called my 10-year retirement membership called my 10-year retirement membership called my 10-year retirement plan in 90 minutes, nine lessons based plan in 90 minutes, nine lessons based plan in 90 minutes, nine lessons based on specific financial path I took to on specific financial path I took to on specific financial path I took to retiring at 40 on a teacher's salary, retiring at 40 on a teacher's salary, retiring at 40 on a teacher's salary, geoarbitrage calculation, paying down geoarbitrage calculation, paying down geoarbitrage calculation, paying down debt, my savings rate, the investment debt, my savings rate, the investment debt, my savings rate, the investment sequencing, the mindset work that nobody

sequencing, the mindset work that nobody sequencing, the mindset work that nobody else talks about. Uh it's what I else talks about. Uh it's what I else talks about. Uh it's what I basically wish I had when I was 20 or 30 basically wish I had when I was 20 or 30 basically wish I had when I was 20 or 30 and trying to figure it out on my own. and trying to figure it out on my own. and trying to figure it out on my own. So, a membership costs about the cost of So, a membership costs about the cost of So, a membership costs about the cost of a dinner out per month. You can get in a dinner out per month. You can get in a dinner out per month. You can get in there for 3 months, 6 months, or 12. there for 3 months, 6 months, or 12. there for 3 months, 6 months, or 12. There's courses, field guides, live Q&A There's courses, field guides, live Q&A There's courses, field guides, live Q&A sessions. Uh sessions. Uh sessions. Uh also do onboarding calls with new also do onboarding calls with new also do onboarding calls with new members or full consultation and members or full consultation and members or full consultation and relocation plans, just depending on relocation plans, just depending on relocation plans, just depending on which tier you choose. This is number which tier you choose. This is number which tier you choose. This is number five. What about all my stuff? What five. What about all my stuff? What five. What about all my stuff? What about my life, right? My whole life is about my life, right? My whole life is about my life, right? My whole life is my house, my car. I can't just leave my house, my car. I can't just leave my house, my car. I can't just leave everything. I can't drop it all. Okay, everything. I can't drop it all. Okay, everything. I can't drop it all. Okay, maybe. You probably own more than you maybe. You probably own more than you maybe. You probably own more than you actually need is what I'll say to that. actually need is what I'll say to that. actually need is what I'll say to that. And I'm not a real minimalist, you know, And I'm not a real minimalist, you know, And I'm not a real minimalist, you know, I'm not going to preach about this. I'm I'm not going to preach about this. I'm I'm not going to preach about this. I'm not telling you to move into a van. I not telling you to move into a van. I not telling you to move into a van. I can't imagine that. I'm telling you the can't imagine that. I'm telling you the can't imagine that. I'm telling you the most of the possessions people feel most of the possessions people feel most of the possessions people feel chained to are things they own out of chained to are things they own out of chained to are things they own out of habit, out of inertia, not things they habit, out of inertia, not things they habit, out of inertia, not things they genuinely need. So, you don't bring your genuinely need. So, you don't bring your genuinely need. So, you don't bring your car to Vietnam, right? You can get a car car to Vietnam, right? You can get a car car to Vietnam, right? You can get a car in Thailand if you want. You can get a in Thailand if you want. You can get a in Thailand if you want. You can get a motorbike for 100 bucks and you can get motorbike for 100 bucks and you can get motorbike for 100 bucks and you can get around faster and cheaper. You can also around faster and cheaper. You can also around faster and cheaper. You can also just get a GrabTaxi that costs a couple just get a GrabTaxi that costs a couple just get a GrabTaxi that costs a couple dollars in any of these countries. You dollars in any of these countries. You dollars in any of these countries. You don't bring your furniture. Furnished don't bring your furniture. Furnished don't bring your furniture. Furnished apartments are the norm in Southeast apartments are the norm in Southeast apartments are the norm in Southeast Asia and they're genuinely comfortable, Asia and they're genuinely comfortable, Asia and they're genuinely comfortable, not a mattress on the floor situation, not a mattress on the floor situation, not a mattress on the floor situation, right? You definitely don't bring 95% of right? You definitely don't bring 95% of right? You definitely don't bring 95% of your clothes. You buy what you actually your clothes. You buy what you actually your clothes. You buy what you actually wear for a fraction of the cost. 10 wear for a fraction of the cost. 10 wear for a fraction of the cost. 10 things that have real meanings, I would things that have real meanings, I would things that have real meanings, I would say.

say. say. Photos. Photos. Photos. Um objects that carry weight, you know. Um objects that carry weight, you know. Um objects that carry weight, you know. Something you can fit in a single Something you can fit in a single Something you can fit in a single shipping box you can bring on the plane. shipping box you can bring on the plane. shipping box you can bring on the plane. The practical side is simpler than The practical side is simpler than The practical side is simpler than people expect, right? Your house either people expect, right? Your house either people expect, right? Your house either gets rented or sold. If you rent it, it gets rented or sold. If you rent it, it gets rented or sold. If you rent it, it generates income that covers part of generates income that covers part of generates income that covers part of your expenses abroad, great. If you sell your expenses abroad, great. If you sell your expenses abroad, great. If you sell it, the equity becomes a meaningful it, the equity becomes a meaningful it, the equity becomes a meaningful addition to your financial independence addition to your financial independence addition to your financial independence number and should be thrown off number and should be thrown off number and should be thrown off dividends. Either outcome is not just dividends. Either outcome is not just dividends. Either outcome is not just acceptable, it's often the best acceptable, it's often the best acceptable, it's often the best financial move you can make when you financial move you can make when you financial move you can make when you move abroad. The harder conversation move abroad. The harder conversation move abroad. The harder conversation again is the psychological one. The again is the psychological one. The again is the psychological one. The house full of things, not just stuff. It house full of things, not just stuff. It house full of things, not just stuff. It is a version of yourself, right? Letting is a version of yourself, right? Letting is a version of yourself, right? Letting it go can feel like letting go of the it go can feel like letting go of the it go can feel like letting go of the old you, your identity. Sometimes that old you, your identity. Sometimes that old you, your identity. Sometimes that stuff is load-bearing for your adult stuff is load-bearing for your adult stuff is load-bearing for your adult life. And the move abroad is, in part, life. And the move abroad is, in part, life. And the move abroad is, in part, an acknowledgement of that, right? That an acknowledgement of that, right? That an acknowledgement of that, right? That you're starting over. This is the more you're starting over. This is the more you're starting over. This is the more honest frame. Not I'm leaving things honest frame. Not I'm leaving things honest frame. Not I'm leaving things behind, but it's more like behind, but it's more like behind, but it's more like I'm choosing who to be in the future and I'm choosing who to be in the future and I'm choosing who to be in the future and what that new person needs. Let's talk what that new person needs. Let's talk what that new person needs. Let's talk about another one that doesn't get about another one that doesn't get about another one that doesn't get addressed on videos, the what if I hate addressed on videos, the what if I hate addressed on videos, the what if I hate it fear, right? What if it's wrong? What it fear, right? What if it's wrong? What it fear, right? What if it's wrong? What if it's whatever? What if it's this?

if it's whatever? What if it's this? if it's whatever? What if it's this? What if I get there and don't like it? What if I get there and don't like it? What if I get there and don't like it? What if it doesn't work for me? What if What if it doesn't work for me? What if What if it doesn't work for me? What if Da Nang isn't my city? What if Bangkok Da Nang isn't my city? What if Bangkok Da Nang isn't my city? What if Bangkok is scary? You go home. That's the whole is scary? You go home. That's the whole is scary? You go home. That's the whole answer. You're not making an answer. You're not making an answer. You're not making an irreversible decision. You're not irreversible decision. You're not irreversible decision. You're not exiling yourself from civilization. exiling yourself from civilization. exiling yourself from civilization. You're just trying something new. The You're just trying something new. The You're just trying something new. The trial doesn't work, you have a passport, trial doesn't work, you have a passport, trial doesn't work, you have a passport, get a return flight. A country will get a return flight. A country will get a return flight. A country will still be there when you land. The United still be there when you land. The United still be there when you land. The United States will still be there. Your family States will still be there. Your family States will still be there. Your family will still be there. Your skills will will still be there. Your skills will will still be there. Your skills will still be there. They're unfounded fears. still be there. They're unfounded fears. still be there. They're unfounded fears. What I find when I push on the fears What I find when I push on the fears What I find when I push on the fears that the real question underneath it is that the real question underneath it is that the real question underneath it is not what if I hate the Philippines? What not what if I hate the Philippines? What not what if I hate the Philippines? What if I hate Thailand? What if I hate if I hate Thailand? What if I hate if I hate Thailand? What if I hate Mexico? What if I leave and come back Mexico? What if I leave and come back Mexico? What if I leave and come back and people didn't know it worked for me? and people didn't know it worked for me? and people didn't know it worked for me? That's the fear. You're afraid of other That's the fear. You're afraid of other That's the fear. You're afraid of other people seeing you fail. That is an people seeing you fail. That is an people seeing you fail. That is an entirely North American cultural entirely North American cultural entirely North American cultural problem. The rest of the world does not problem. The rest of the world does not problem. The rest of the world does not view returning home as a failure. Nobody view returning home as a failure. Nobody view returning home as a failure. Nobody in generational Vietnam cares if you in generational Vietnam cares if you in generational Vietnam cares if you moved here and went home after 6 months. moved here and went home after 6 months. moved here and went home after 6 months. Nobody back home is watching as closely Nobody back home is watching as closely Nobody back home is watching as closely as you think anyways. You're the one as you think anyways. You're the one as you think anyways. You're the one worried about it, not anyone else. In worried about it, not anyone else. In worried about it, not anyone else. In decades of meeting people who move decades of meeting people who move decades of meeting people who move abroad and came back to the US, to abroad and came back to the US, to abroad and came back to the US, to Canada, UK, Australia, not one of them Canada, UK, Australia, not one of them Canada, UK, Australia, not one of them regretted regretted regretted trying, right? Several told me they wish trying, right? Several told me they wish trying, right? Several told me they wish they'd stayed longer. Fear number seven, they'd stayed longer. Fear number seven, they'd stayed longer. Fear number seven, the last one. I'm 55. I'm 45. I'm 65.

the last one. I'm 55. I'm 45. I'm 65. the last one. I'm 55. I'm 45. I'm 65. I'm 70. I'm too old. I'm 70. I'm too old. I'm 70. I'm too old. I want to say this directly. The people I want to say this directly. The people I want to say this directly. The people have the smoothest and most sustainable have the smoothest and most sustainable have the smoothest and most sustainable transitions to expat life are not transitions to expat life are not transitions to expat life are not 25-year-olds living on a shoestring. 25-year-olds living on a shoestring. 25-year-olds living on a shoestring. They're 50-year-olds with enough money They're 50-year-olds with enough money They're 50-year-olds with enough money to be comfortable. They're 60-year-olds to be comfortable. They're 60-year-olds to be comfortable. They're 60-year-olds with 3,000 a month, with patience to not with 3,000 a month, with patience to not with 3,000 a month, with patience to not panic, you know, to know when something panic, you know, to know when something panic, you know, to know when something goes wrong and have enough life goes wrong and have enough life goes wrong and have enough life experience to actually appreciate the experience to actually appreciate the experience to actually appreciate the positives, the silver linings, right? Do positives, the silver linings, right? Do positives, the silver linings, right? Do you know what makes Southeast Asia you know what makes Southeast Asia you know what makes Southeast Asia significantly easier when you're older? significantly easier when you're older? significantly easier when you're older? You're not trying to impress anyone You're not trying to impress anyone You're not trying to impress anyone anymore. You're not performing for a anymore. You're not performing for a anymore. You're not performing for a social media audience. You're not racing social media audience. You're not racing social media audience. You're not racing through six countries in 3 weeks looking through six countries in 3 weeks looking through six countries in 3 weeks looking for bucket list content. You can sit in for bucket list content. You can sit in for bucket list content. You can sit in a cafe in Da Lat for hours, for a day. a cafe in Da Lat for hours, for a day. a cafe in Da Lat for hours, for a day. That's available to you at 55 in a way That's available to you at 55 in a way That's available to you at 55 in a way that isn't at 25. Do you know what makes that isn't at 25. Do you know what makes that isn't at 25. Do you know what makes Southeast Asia significantly easier when Southeast Asia significantly easier when Southeast Asia significantly easier when you are older? You're not trying to you are older? You're not trying to you are older? You're not trying to impress people anymore, right? You're impress people anymore, right? You're impress people anymore, right? You're not performing for a social media not performing for a social media not performing for a social media audience. You're not racing through six audience. You're not racing through six audience. You're not racing through six countries in 3 weeks trying to knock off countries in 3 weeks trying to knock off countries in 3 weeks trying to knock off your entire bucket list. You can sit in your entire bucket list. You can sit in your entire bucket list. You can sit in a cafe in Da Lat for hours, drink good a cafe in Da Lat for hours, drink good a cafe in Da Lat for hours, drink good coffee, read a book. That's just coffee, read a book. That's just coffee, read a book. That's just available to you in a way in your 40s, available to you in a way in your 40s, available to you in a way in your 40s, 50s, 60s that you can't do in your 20s, 50s, 60s that you can't do in your 20s, 50s, 60s that you can't do in your 20s, in your 30s. The physical considerations in your 30s. The physical considerations in your 30s. The physical considerations are real and plannable. My knees have are real and plannable. My knees have are real and plannable. My knees have serious opinions about motorbikes and serious opinions about motorbikes and serious opinions about motorbikes and steps. You You to live near good steps. You You to live near good steps. You You to live near good healthcare. You might prefer quieter healthcare. You might prefer quieter healthcare. You might prefer quieter neighborhood than the ones digital neighborhood than the ones digital neighborhood than the ones digital nomads are clustering in up in Chiang nomads are clustering in up in Chiang nomads are clustering in up in Chiang Mai. All of that is plannable. None of Mai. All of that is plannable. None of Mai. All of that is plannable. None of it is a disqualifier. 18 years ago I

it is a disqualifier. 18 years ago I it is a disqualifier. 18 years ago I arrived young enough in Mexico that arrived young enough in Mexico that arrived young enough in Mexico that it was an adventure. I stumbled into it was an adventure. I stumbled into it was an adventure. I stumbled into things, I survived them. But people who things, I survived them. But people who things, I survived them. But people who arrive at 50 or 55 with an actual plan arrive at 50 or 55 with an actual plan arrive at 50 or 55 with an actual plan consistently have a better time because consistently have a better time because consistently have a better time because they're prepared. And the preparation they're prepared. And the preparation they're prepared. And the preparation tools are actually available now online, tools are actually available now online, tools are actually available now online, right? This channel, my membership, the right? This channel, my membership, the right? This channel, my membership, the Q&A's, the guides for people who have Q&A's, the guides for people who have Q&A's, the guides for people who have every already walked the path. These are every already walked the path. These are every already walked the path. These are all incomparably better than anything all incomparably better than anything all incomparably better than anything that existed when I started. There was that existed when I started. There was that existed when I started. There was no online education 20 years ago. None no online education 20 years ago. None no online education 20 years ago. None of the tools, the apps, the things I of the tools, the apps, the things I of the tools, the apps, the things I talked about in this video were talked about in this video were talked about in this video were available available available to me when I first set out, right? So to me when I first set out, right? So to me when I first set out, right? So originally, the comment, the guy from originally, the comment, the guy from originally, the comment, the guy from Ohio, right? Who's been watching for Ohio, right? Who's been watching for Ohio, right? Who's been watching for years, who's done the math, who knows years, who's done the math, who knows years, who's done the math, who knows it's possible, but still has that it's possible, but still has that it's possible, but still has that something stopping him. something stopping him. something stopping him. The language, it's manageable today in a The language, it's manageable today in a The language, it's manageable today in a way that never was before. The health way that never was before. The health way that never was before. The health care is better and cheaper for routine care is better and cheaper for routine care is better and cheaper for routine care than anywhere really than it used care than anywhere really than it used care than anywhere really than it used to be. And it's so much more accessible. to be. And it's so much more accessible. to be. And it's so much more accessible. Family, yes, it's hard, but it's livable Family, yes, it's hard, but it's livable Family, yes, it's hard, but it's livable and modern communication bridges it.

and modern communication bridges it. and modern communication bridges it. Money? Come on, man. The math favors you Money? Come on, man. The math favors you Money? Come on, man. The math favors you here on a fixed income. The stuff the here on a fixed income. The stuff the here on a fixed income. The stuff the less of you think about, right? Is less of you think about, right? Is less of you think about, right? Is letting go. The failure risk. Returning letting go. The failure risk. Returning letting go. The failure risk. Returning is not a failure. The older you are when is not a failure. The older you are when is not a failure. The older you are when you arrive with the plan, the better the you arrive with the plan, the better the you arrive with the plan, the better the fit is. I'm not telling you it's for fit is. I'm not telling you it's for fit is. I'm not telling you it's for everyone. It's not. Many people will everyone. It's not. Many people will everyone. It's not. Many people will come and go home. There are people who come and go home. There are people who come and go home. There are people who try it try it try it and are gone after 18 months, 24 months. and are gone after 18 months, 24 months. and are gone after 18 months, 24 months. That's fine. That's the right call for That's fine. That's the right call for That's fine. That's the right call for them. But you'll never know, right? If them. But you'll never know, right? If them. But you'll never know, right? If you're sitting on the fence, the math's you're sitting on the fence, the math's you're sitting on the fence, the math's done, it's just the fear that's holding done, it's just the fear that's holding done, it's just the fear that's holding you back. Those aren't real obstacles. you back. Those aren't real obstacles. you back. Those aren't real obstacles. They're just not. It's procrastination They're just not. It's procrastination They're just not. It's procrastination and it's psychological barriers. Don't and it's psychological barriers. Don't and it's psychological barriers. Don't hold yourself back by telling yourself a hold yourself back by telling yourself a hold yourself back by telling yourself a story that's in your head. Come over story that's in your head. Come over story that's in your head. Come over here, see Southeast Asia, the worst here, see Southeast Asia, the worst here, see Southeast Asia, the worst outcome is that you find out it's not outcome is that you find out it's not outcome is that you find out it's not for you. The best outcome is that it for you. The best outcome is that it for you. The best outcome is that it changes your life forever, right? I've changes your life forever, right? I've changes your life forever, right? I've seen a lot more of that. Let me know seen a lot more of that. Let me know seen a lot more of that. Let me know where you are in your process by where you are in your process by where you are in your process by commenting below. You can also comment commenting below. You can also comment commenting below. You can also comment news if you want me to send you my news if you want me to send you my news if you want me to send you my newsletter on moving abroad and retiring newsletter on moving abroad and retiring newsletter on moving abroad and retiring early. I'm Evan A, retired early in early. I'm Evan A, retired early in early. I'm Evan A, retired early in Vietnam. As always, if you want my help, Vietnam. As always, if you want my help, Vietnam. As always, if you want my help, you want to talk to me personally, join you want to talk to me personally, join you want to talk to me personally, join the membership link below. You can watch the membership link below. You can watch the membership link below. You can watch this video about five places I think you this video about five places I think you this video about five places I think you can still realistically start over with can still realistically start over with can still realistically start over with just $10,000.

just $10,000. just $10,000. You can watch this video and I'll get You can watch this video and I'll get You can watch this video and I'll get into some of the complexities of how I into some of the complexities of how I into some of the complexities of how I actually retired and my own financial actually retired and my own financial actually retired and my own financial choices. Take care.