Debt Is NOT Zero! Escape The Cost of Living Hell

If you're watching this and you're If you're watching this and you're wondering, you know, if there's still a wondering, you know, if there's still a wondering, you know, if there's still a path out there, if there is there like a path out there, if there is there like a path out there, if there is there like a way to get out of the cost of living way to get out of the cost of living way to get out of the cost of living hell. So, the first starting point, hell. So, the first starting point, hell. So, the first starting point, debt, right? If you're back home, if debt, right? If you're back home, if debt, right? If you're back home, if you've got that, you're not really you've got that, you're not really you've got that, you're not really starting at zero. Zero is not the floor. starting at zero. Zero is not the floor. starting at zero. Zero is not the floor. You are literally below zero, you're You are literally below zero, you're You are literally below zero, you're less than zero. Credit card debt, less than zero. Credit card debt, less than zero. Credit card debt, consumer debt, student debt, car debt, consumer debt, student debt, car debt, consumer debt, student debt, car debt, house debt, the kind of financial system house debt, the kind of financial system house debt, the kind of financial system situation where you avoid looking at situation where you avoid looking at situation where you avoid looking at your bank account app the same way you your bank account app the same way you your bank account app the same way you avoid looking at like a scale after avoid looking at like a scale after avoid looking at like a scale after Thanksgiving. I was living abroad in Thanksgiving. I was living abroad in Thanksgiving. I was living abroad in Southeast Asia already, which sounds Southeast Asia already, which sounds Southeast Asia already, which sounds glamorous, but the truth was I'd move glamorous, but the truth was I'd move glamorous, but the truth was I'd move there for the lower cost of living there for the lower cost of living there for the lower cost of living because I couldn't really afford to live because I couldn't really afford to live because I couldn't really afford to live the life that I wanted to or was the life that I wanted to or was the life that I wanted to or was supposed to have when I'd been living in supposed to have when I'd been living in supposed to have when I'd been living in the States in San Francisco or New York the States in San Francisco or New York the States in San Francisco or New York or before that in Canada in Toronto. You or before that in Canada in Toronto. You or before that in Canada in Toronto. You know, the cars, the benefit packages. I know, the cars, the benefit packages. I know, the cars, the benefit packages. I didn't have like a RRSP or 401K. I was didn't have like a RRSP or 401K. I was didn't have like a RRSP or 401K. I was just doing the Western thing, right? just doing the Western thing, right? just doing the Western thing, right? Working, spending, surviving, but Working, spending, surviving, but Working, spending, surviving, but building nothing. I had no kids, wasn't building nothing. I had no kids, wasn't building nothing. I had no kids, wasn't married. Um you know, I was reading Tim married. Um you know, I was reading Tim married. Um you know, I was reading Tim Ferriss, I was listening to Ferriss, I was listening to Ferriss, I was listening to conversations about money, thinking a conversations about money, thinking a conversations about money, thinking a lot about Bitcoin and macroeconomics, lot about Bitcoin and macroeconomics, lot about Bitcoin and macroeconomics, trying to figure out what value actually trying to figure out what value actually trying to figure out what value actually was. And slowly, not overnight, but was. And slowly, not overnight, but was. And slowly, not overnight, but slowly, my whole framework of retirement slowly, my whole framework of retirement slowly, my whole framework of retirement and savings started to collapse and and savings started to collapse and and savings started to collapse and rebuild itself. Cuz the version I've rebuild itself. Cuz the version I've rebuild itself. Cuz the version I've been sold that you work for 40 years, been sold that you work for 40 years, been sold that you work for 40 years, you save 15%, you hope nothing goes you save 15%, you hope nothing goes you save 15%, you hope nothing goes wrong, you retire at 65, um you know, wrong, you retire at 65, um you know, wrong, you retire at 65, um you know, quietly, that's not a plan. It's It's quietly, that's not a plan. It's It's