Vietnam Ruined the American Dream for Me

I want to start with a very small I want to start with a very small confession so I don't the rest of videos confession so I don't the rest of videos confession so I don't the rest of videos not really going to make sense. Going to not really going to make sense. Going to not really going to make sense. Going to sound like a guy I moved abroad and now sound like a guy I moved abroad and now sound like a guy I moved abroad and now is up and ear thinks I'm better or is up and ear thinks I'm better or is up and ear thinks I'm better or something something something and it's just not true. For a long time and it's just not true. For a long time and it's just not true. For a long time I told myself the same kind of [ __ ] that I told myself the same kind of [ __ ] that I told myself the same kind of [ __ ] that everyone else who's still back home did, everyone else who's still back home did, everyone else who's still back home did, right? Work harder, buy a house, right? Work harder, buy a house, right? Work harder, buy a house, fill it with stuff that you bought, fill it with stuff that you bought, fill it with stuff that you bought, retire at 65 if you're still able, you retire at 65 if you're still able, you retire at 65 if you're still able, you know, hold out forever, keep saving. I know, hold out forever, keep saving. I know, hold out forever, keep saving. I followed the regular path. I worked as a followed the regular path. I worked as a followed the regular path. I worked as a teacher. I taught inside that story. I teacher. I taught inside that story. I teacher. I taught inside that story. I did not think I was pulling a fast one, did not think I was pulling a fast one, did not think I was pulling a fast one, but since I moved to Vietnam a little but since I moved to Vietnam a little but since I moved to Vietnam a little over 7 years ago, that whole story has over 7 years ago, that whole story has over 7 years ago, that whole story has fallen apart. Not you know, not all at fallen apart. Not you know, not all at fallen apart. Not you know, not all at once, right? But slowly the way things once, right? But slowly the way things once, right? But slowly the way things kind of fall apart when they stop making kind of fall apart when they stop making kind of fall apart when they stop making sense bit by bit. So let's talk about it sense bit by bit. So let's talk about it sense bit by bit. So let's talk about it first because I know some of you clicked first because I know some of you clicked first because I know some of you clicked on this with that knot in your stomach on this with that knot in your stomach on this with that knot in your stomach thinking you know, you've been carrying thinking you know, you've been carrying thinking you know, you've been carrying on for so long, you don't even really on for so long, you don't even really on for so long, you don't even really realize what the root causes or the base realize what the root causes or the base realize what the root causes or the base of it are anymore. You know, you're of it are anymore. You know, you're of it are anymore. You know, you're tired, not sleepy like you're fed up, tired, not sleepy like you're fed up, tired, not sleepy like you're fed up, you're enough already. You want to wake you're enough already. You want to wake you're enough already. You want to wake up, you want to check out. You know, up, you want to check out. You know, up, you want to check out. You know, you're on your phone googling, doing the you're on your phone googling, doing the you're on your phone googling, doing the other thing, looking at the math, trying other thing, looking at the math, trying other thing, looking at the math, trying to figure out where the money went, you to figure out where the money went, you to figure out where the money went, you know, your balances, your bills, your know, your balances, your bills, your know, your balances, your bills, your deadlines, whoever's sending you the deadlines, whoever's sending you the deadlines, whoever's sending you the things you have to do for tomorrow at things you have to do for tomorrow at things you have to do for tomorrow at work. You're following all the rules, work. You're following all the rules, work. You're following all the rules, the script. You went to school, maybe the script. You went to school, maybe the script. You went to school, maybe you graduated in a recession like I did you graduated in a recession like I did you graduated in a recession like I did in 2009.

in 2009. in 2009. You watched the whole plan. You were You watched the whole plan. You were You watched the whole plan. You were basically sold to get replaced in real basically sold to get replaced in real basically sold to get replaced in real time before you even started. You know, time before you even started. You know, time before you even started. You know, you took a job, you got a next job, you you took a job, you got a next job, you you took a job, you got a next job, you bought a car, you took on a mortgage. bought a car, you took on a mortgage. bought a car, you took on a mortgage. Now AI is coming to eat your life. Now AI is coming to eat your life. Now AI is coming to eat your life. Somewhere in there the math stopped Somewhere in there the math stopped Somewhere in there the math stopped working, right? Rents gone up, groceries working, right? Rents gone up, groceries working, right? Rents gone up, groceries gone up, insurance gone up. The salary's gone up, insurance gone up. The salary's gone up, insurance gone up. The salary's gone up too technically, but it never gone up too technically, but it never gone up too technically, but it never really caught up with the rent. So really caught up with the rent. So really caught up with the rent. So you're running and the floor is you're running and the floor is you're running and the floor is basically a treadmill, a hamster wheel, basically a treadmill, a hamster wheel, basically a treadmill, a hamster wheel, the rat race, whatever you want to call the rat race, whatever you want to call the rat race, whatever you want to call it. You're plugged into it. And the it. You're plugged into it. And the it. You're plugged into it. And the worst part honestly isn't even usually worst part honestly isn't even usually worst part honestly isn't even usually the money. The worst part is just how the money. The worst part is just how the money. The worst part is just how drab it is, how boring it is, right? You drab it is, how boring it is, right? You drab it is, how boring it is, right? You can't remember the last time you felt can't remember the last time you felt can't remember the last time you felt like a normal day was exciting? You like a normal day was exciting? You like a normal day was exciting? You scroll somebody on the beach, you feel scroll somebody on the beach, you feel scroll somebody on the beach, you feel two things, right? Envy and contempt. two things, right? Envy and contempt. two things, right? Envy and contempt. You hate looking at those videos where You hate looking at those videos where You hate looking at those videos where everybody's living the dream life, but everybody's living the dream life, but everybody's living the dream life, but you also don't have the energy to figure you also don't have the energy to figure you also don't have the energy to figure out if they're full of [ __ ] if I'm full out if they're full of [ __ ] if I'm full out if they're full of [ __ ] if I'm full of [ __ ] or not. I get it. I'm not of [ __ ] or not. I get it. I'm not of [ __ ] or not. I get it. I'm not describing this from a distance. I'm describing this from a distance. I'm describing this from a distance. I'm describing exactly the way I used to describing exactly the way I used to describing exactly the way I used to live versus what I'm able to do now live versus what I'm able to do now live versus what I'm able to do now living in Vietnam, living in Southeast living in Vietnam, living in Southeast living in Vietnam, living in Southeast Asia. So, the first time this happened Asia. So, the first time this happened Asia. So, the first time this happened to me, I was in Koh Tao, Thailand, and I to me, I was in Koh Tao, Thailand, and I to me, I was in Koh Tao, Thailand, and I took a job back home in Canada took a job back home in Canada took a job back home in Canada through a Zoom call, right? Like to through a Zoom call, right? Like to through a Zoom call, right? Like to literally go be a teacher in freezing literally go be a teacher in freezing literally go be a teacher in freezing ass cold Calgary, Alberta, Canada.

ass cold Calgary, Alberta, Canada. ass cold Calgary, Alberta, Canada. When I'd already started doing the When I'd already started doing the When I'd already started doing the traveling in the Southeast Asia thing traveling in the Southeast Asia thing traveling in the Southeast Asia thing and was on a beach, you know, in a and was on a beach, you know, in a and was on a beach, you know, in a hammock in Koh Tao, right? And that hammock in Koh Tao, right? And that hammock in Koh Tao, right? And that basically cost me two or three years of basically cost me two or three years of basically cost me two or three years of my life at like hiccup, right? That not my life at like hiccup, right? That not my life at like hiccup, right? That not committing to what I was doing. It was committing to what I was doing. It was committing to what I was doing. It was definitely the most expensive lesson I definitely the most expensive lesson I definitely the most expensive lesson I ever learned. Um and probably the ever learned. Um and probably the ever learned. Um and probably the slowest or longest one cuz I I thought slowest or longest one cuz I I thought slowest or longest one cuz I I thought it was the right move, right? I still it was the right move, right? I still it was the right move, right? I still believe I could go back to Canada, to believe I could go back to Canada, to believe I could go back to Canada, to Calgary. I've been gone from 2009 till Calgary. I've been gone from 2009 till Calgary. I've been gone from 2009 till about 2016. But 7 years later, I was about 2016. But 7 years later, I was about 2016. But 7 years later, I was like, "Okay, now I'm done, you know, now like, "Okay, now I'm done, you know, now like, "Okay, now I'm done, you know, now it's time to grow up, right?" Uh no, bad it's time to grow up, right?" Uh no, bad it's time to grow up, right?" Uh no, bad choice. I'm going to talk about five choice. I'm going to talk about five choice. I'm going to talk about five things today that I think made me things today that I think made me things today that I think made me rethink or reconsider the American rethink or reconsider the American rethink or reconsider the American dream. dream. dream. Not reasons it's bad. I'm not here to Not reasons it's bad. I'm not here to Not reasons it's bad. I'm not here to like dunk on anyone or talk [ __ ] I'm like dunk on anyone or talk [ __ ] I'm like dunk on anyone or talk [ __ ] I'm just talking about comparisons and how just talking about comparisons and how just talking about comparisons and how it's been for me, right? What I was it's been for me, right? What I was it's been for me, right? What I was told, what I was sold versus what I've told, what I was sold versus what I've told, what I was sold versus what I've actually experienced or realized on my actually experienced or realized on my actually experienced or realized on my own time because the real version of own time because the real version of own time because the real version of this kind of life, of moving abroad, of this kind of life, of moving abroad, of this kind of life, of moving abroad, of retiring early is a lot messier, right? retiring early is a lot messier, right? retiring early is a lot messier, right? It only looks clean in hindsight looking It only looks clean in hindsight looking It only looks clean in hindsight looking backwards. So, uh number five is that backwards. So, uh number five is that backwards. So, uh number five is that the dream says a house is basically the the dream says a house is basically the the dream says a house is basically the foundation of a life. Out here, you have foundation of a life. Out here, you have foundation of a life. Out here, you have to rethink your own foundation. But back to rethink your own foundation. But back to rethink your own foundation. But back home, right? The entire adult project home, right? The entire adult project home, right? The entire adult project gets organized around a mortgage, around gets organized around a mortgage, around gets organized around a mortgage, around owing a bank money, around the idea that owing a bank money, around the idea that owing a bank money, around the idea that you have a house, you know, with you have a house, you know, with you have a house, you know, with drywall, with bedrooms, with bathrooms, drywall, with bedrooms, with bathrooms, drywall, with bedrooms, with bathrooms, uh with a garage, probably with a wife uh with a garage, probably with a wife uh with a garage, probably with a wife and kids. It's a 30-year sentence. You and kids. It's a 30-year sentence. You and kids. It's a 30-year sentence. You sign somewhere in your 30s, and you sign somewhere in your 30s, and you sign somewhere in your 30s, and you probably don't finish paying off until probably don't finish paying off until probably don't finish paying off until you're 50s, 60s, even, right? Literally, you're 50s, 60s, even, right? Literally, you're 50s, 60s, even, right? Literally, your entire adult earning life. So, I'm your entire adult earning life. So, I'm your entire adult earning life. So, I'm not anti-house, right? I just want to

not anti-house, right? I just want to not anti-house, right? I just want to say that plainly. I'd love to have a say that plainly. I'd love to have a say that plainly. I'd love to have a house. Why not? There are plenty of house. Why not? There are plenty of house. Why not? There are plenty of people a paid-off home is genuine peace. people a paid-off home is genuine peace. people a paid-off home is genuine peace. I'm happy for that. Uh but for most I'm happy for that. Uh but for most I'm happy for that. Uh but for most people I grew up with, millennials, Gen people I grew up with, millennials, Gen people I grew up with, millennials, Gen Xers, the house is not a foundation. Xers, the house is not a foundation. Xers, the house is not a foundation. It's an anchor that they you know, It's an anchor that they you know, It's an anchor that they you know, kept kept kept rotating around dreaming, uh but they're rotating around dreaming, uh but they're rotating around dreaming, uh but they're probably just sort of spinning or probably just sort of spinning or probably just sort of spinning or cycling and never actually getting cycling and never actually getting cycling and never actually getting anything. The contrast somewhere like Ho anything. The contrast somewhere like Ho anything. The contrast somewhere like Ho Chi Minh here where you rent rent a nice Chi Minh here where you rent rent a nice Chi Minh here where you rent rent a nice place, nice condo, District 7 here in place, nice condo, District 7 here in place, nice condo, District 7 here in District 4 for $1,000, you know, a guy District 4 for $1,000, you know, a guy District 4 for $1,000, you know, a guy renting at 40, no equity, renting at 40, no equity, renting at 40, no equity, no relatives, no margin. no relatives, no margin. no relatives, no margin. It's the most financial freedom I've It's the most financial freedom I've It's the most financial freedom I've ever felt in my life, right? Even now, ever felt in my life, right? Even now, ever felt in my life, right? Even now, that $1,000 a month rent is for a that $1,000 a month rent is for a that $1,000 a month rent is for a three-bedroom, two-bath three-bedroom, two-bath three-bedroom, two-bath with a wife and two kids. Easily, I with a wife and two kids. Easily, I with a wife and two kids. Easily, I could have that if I was solo. My total could have that if I was solo. My total could have that if I was solo. My total burn rate here is still going to run burn rate here is still going to run burn rate here is still going to run somewhere between 1,200 and 1,800 a somewhere between 1,200 and 1,800 a somewhere between 1,200 and 1,800 a month. month. month. Maybe a couple thousand if we're Maybe a couple thousand if we're Maybe a couple thousand if we're traveling. That's it, all in. It's not a traveling. That's it, all in. It's not a traveling. That's it, all in. It's not a typo. It's not whatever. It's just the typo. It's not whatever. It's just the typo. It's not whatever. It's just the whole life. How much it costs here, whole life. How much it costs here, whole life. How much it costs here, food, transport, housing, a nice coffee food, transport, housing, a nice coffee food, transport, housing, a nice coffee at a third-wave coffee shop like this.

at a third-wave coffee shop like this. at a third-wave coffee shop like this. The friction point is that The friction point is that The friction point is that you know, I promised you the honest you know, I promised you the honest you know, I promised you the honest version. Renting in a foreign country version. Renting in a foreign country version. Renting in a foreign country means you don't own anything, for better means you don't own anything, for better means you don't own anything, for better and for worse. You're not building and for worse. You're not building and for worse. You're not building equity. There's no appreciation and equity. There's no appreciation and equity. There's no appreciation and quietly working for you while you sleep. quietly working for you while you sleep. quietly working for you while you sleep. Uh if a landlord decides to sell, you Uh if a landlord decides to sell, you Uh if a landlord decides to sell, you have to pack up and move. Your stability have to pack up and move. Your stability have to pack up and move. Your stability is only ever as solid as a one-year or is only ever as solid as a one-year or is only ever as solid as a one-year or two-year lease. It's a real trade-off. I two-year lease. It's a real trade-off. I two-year lease. It's a real trade-off. I feel it. I've had to move recently, as feel it. I've had to move recently, as feel it. I've had to move recently, as some of you know. But is a house truly a some of you know. But is a house truly a some of you know. But is a house truly a foundation, right? Uh or is the foundation, right? Uh or is the foundation, right? Uh or is the foundation actually about freedom? Is foundation actually about freedom? Is foundation actually about freedom? Is the house just a very expensive way to the house just a very expensive way to the house just a very expensive way to build a box around all of your fears, build a box around all of your fears, build a box around all of your fears, the things you're concerned about? For the things you're concerned about? For the things you're concerned about? For me, uh the answer is definitely that me, uh the answer is definitely that me, uh the answer is definitely that latter. Your answer might be different, latter. Your answer might be different, latter. Your answer might be different, that's cool. that's cool. that's cool. It's allowed. I'm not going to [ __ ] on It's allowed. I'm not going to [ __ ] on It's allowed. I'm not going to [ __ ] on you. I'm not here to take away your you. I'm not here to take away your you. I'm not here to take away your house dreams. I'm just here to ask you house dreams. I'm just here to ask you house dreams. I'm just here to ask you sort of what you think it's actually sort of what you think it's actually sort of what you think it's actually for, the motivations, right? Number for, the motivations, right? Number for, the motivations, right? Number four, the dream says the only real lever four, the dream says the only real lever four, the dream says the only real lever is more income. This one I have serious is more income. This one I have serious is more income. This one I have serious conviction about. So, this is the idea conviction about. So, this is the idea conviction about. So, this is the idea that the only way to get richer or have that the only way to get richer or have that the only way to get richer or have a better life is to have larger income, a better life is to have larger income, a better life is to have larger income, um have more gross revenue, right? More um have more gross revenue, right? More um have more gross revenue, right? More bottom line. Uh and this is a complete bottom line. Uh and this is a complete bottom line. Uh and this is a complete and utter lie. That is absolute and utter lie. That is absolute and utter lie. That is absolute nonsense. It's basically the inverse of nonsense. It's basically the inverse of nonsense. It's basically the inverse of the reality that I've figured out. The the reality that I've figured out. The the reality that I've figured out. The cheat code, what I learned, is to lower cheat code, what I learned, is to lower cheat code, what I learned, is to lower costs. You don't need to raise income, costs. You don't need to raise income, costs. You don't need to raise income, you need to lower costs, right? We get you need to lower costs, right? We get you need to lower costs, right? We get trained from the beginning to believe trained from the beginning to believe trained from the beginning to believe there's only one lever that you can pull there's only one lever that you can pull there's only one lever that you can pull and it's earning to make yourself and it's earning to make yourself and it's earning to make yourself richer, to have a better life, better richer, to have a better life, better richer, to have a better life, better quality of life, get a promotion, grind, quality of life, get a promotion, grind, quality of life, get a promotion, grind, go up the ladder until you can finally go up the ladder until you can finally go up the ladder until you can finally breathe. And yes, earning matters. I'm breathe. And yes, earning matters. I'm breathe. And yes, earning matters. I'm not going to stand here and pretend not going to stand here and pretend not going to stand here and pretend money isn't real. I like money, I love

money isn't real. I like money, I love money isn't real. I like money, I love money. But nobody back home ever sat me money. But nobody back home ever sat me money. But nobody back home ever sat me down and taught me about the other down and taught me about the other down and taught me about the other lever, right? The one that's actually lever, right? The one that's actually lever, right? The one that's actually fully in your own two hands, the one you fully in your own two hands, the one you fully in your own two hands, the one you can really control. Geo-arbitrage is can really control. Geo-arbitrage is can really control. Geo-arbitrage is obviously a fast forward. It's an ugly obviously a fast forward. It's an ugly obviously a fast forward. It's an ugly word for a very simple idea. You earn in word for a very simple idea. You earn in word for a very simple idea. You earn in a strong economy or currency and you a strong economy or currency and you a strong economy or currency and you live in a weaker one or a more live in a weaker one or a more live in a weaker one or a more affordable one. And that's it. It affordable one. And that's it. It affordable one. And that's it. It doubles, triples, quadruples your buying doubles, triples, quadruples your buying doubles, triples, quadruples your buying power. Nobody puts it on a motivational power. Nobody puts it on a motivational power. Nobody puts it on a motivational poster. Tim Ferriss wrote about it 20 poster. Tim Ferriss wrote about it 20 poster. Tim Ferriss wrote about it 20 years ago. It's around. In Vietnam, I years ago. It's around. In Vietnam, I years ago. It's around. In Vietnam, I can hit a savings rate of 70 to 80%. And can hit a savings rate of 70 to 80%. And can hit a savings rate of 70 to 80%. And I want to be careful here because that I want to be careful here because that I want to be careful here because that number sounds like bragging. It's not. I number sounds like bragging. It's not. I number sounds like bragging. It's not. I don't need a huge amount of money to don't need a huge amount of money to don't need a huge amount of money to live off of here, right? Again, I said live off of here, right? Again, I said live off of here, right? Again, I said 12 to 1,800 is really realistic. You 12 to 1,800 is really realistic. You 12 to 1,800 is really realistic. You triple that, you're still talking about triple that, you're still talking about triple that, you're still talking about $5,000 a month. I did not suddenly $5,000 a month. I did not suddenly $5,000 a month. I did not suddenly become a more disciplined person. That's become a more disciplined person. That's become a more disciplined person. That's another big myth. I'm the same guy. another big myth. I'm the same guy. another big myth. I'm the same guy. It's just that my common denominator It's just that my common denominator It's just that my common denominator changed. The cost of a simple good life changed. The cost of a simple good life changed. The cost of a simple good life is just easier here. So, the percentages is just easier here. So, the percentages is just easier here. So, the percentages got bigger and better. Genuinely great got bigger and better. Genuinely great got bigger and better. Genuinely great meal on at corner near my place costs meal on at corner near my place costs meal on at corner near my place costs less than a temp. Just had lunch over less than a temp. Just had lunch over less than a temp. Just had lunch over there. It was there. It was there. It was $2.30 maybe. I can do that every day, $2.30 maybe. I can do that every day, $2.30 maybe. I can do that every day, all year, whenever I want. And the math all year, whenever I want. And the math all year, whenever I want. And the math becomes something that looks impossible becomes something that looks impossible becomes something that looks impossible if you're stuck inside that old system, if you're stuck inside that old system, if you're stuck inside that old system, right? It looks like it's a myth, like right? It looks like it's a myth, like right? It looks like it's a myth, like it's a lie, and it's just a reality. The it's a lie, and it's just a reality. The it's a lie, and it's just a reality. The honest friction is that this is where honest friction is that this is where honest friction is that this is where most financial people, CFDs, most financial people, CFDs, most financial people, CFDs, go quiet. They don't tell you this. And go quiet. They don't tell you this. And go quiet. They don't tell you this. And again, I'm not giving financial advice, again, I'm not giving financial advice, again, I'm not giving financial advice, I'm just sharing my story. It's not I'm just sharing my story. It's not I'm just sharing my story. It's not free, right? You don't You don't just free, right? You don't You don't just free, right? You don't You don't just pay.

pay. pay. This is not dollars. You trade the This is not dollars. You trade the This is not dollars. You trade the proximity to your family, you trade the proximity to your family, you trade the proximity to your family, you trade the language being easy and the paperwork language being easy and the paperwork language being easy and the paperwork making sense, you trade a thousand small making sense, you trade a thousand small making sense, you trade a thousand small little conveniences and the things that little conveniences and the things that little conveniences and the things that make your life easy and you don't have make your life easy and you don't have make your life easy and you don't have to think about it to basically having to to think about it to basically having to to think about it to basically having to think about everything every day, right? think about everything every day, right? think about everything every day, right? My first real rainy season here, My first real rainy season here, My first real rainy season here, there was water up to my ankles when I there was water up to my ankles when I there was water up to my ankles when I was driving, right? was driving, right? was driving, right? The infrastructure isn't there. The The infrastructure isn't there. The The infrastructure isn't there. The rules aren't there. I remember, you rules aren't there. I remember, you rules aren't there. I remember, you know, sitting in my apartment, know, sitting in my apartment, know, sitting in my apartment, water's like literally coming down water's like literally coming down water's like literally coming down horizontal, and I'm just feeling like, horizontal, and I'm just feeling like, horizontal, and I'm just feeling like, why did I come here? I'm going to be why did I come here? I'm going to be why did I come here? I'm going to be trapped for the next 3 months, right? trapped for the next 3 months, right? trapped for the next 3 months, right? Yeah, the lower cost is real. It changed Yeah, the lower cost is real. It changed Yeah, the lower cost is real. It changed my life, but it also carries this other my life, but it also carries this other my life, but it also carries this other cost. And anybody who tells you it cost. And anybody who tells you it cost. And anybody who tells you it doesn't is either lying to you doesn't is either lying to you doesn't is either lying to you or they're just full of it, right? or they're just full of it, right? or they're just full of it, right? They're writing a postcard that's not They're writing a postcard that's not They're writing a postcard that's not real. Quick break for 1 second. real. Quick break for 1 second. real. Quick break for 1 second. Rather earn this moment than just jam it Rather earn this moment than just jam it Rather earn this moment than just jam it awkwardly into the middle of something awkwardly into the middle of something awkwardly into the middle of something later. If anything I'm saying so far is later. If anything I'm saying so far is later. If anything I'm saying so far is landing for you, it's hitting for you, landing for you, it's hitting for you, landing for you, it's hitting for you, the deep version of this entire the deep version of this entire the deep version of this entire conversation, my math, etc., lives on my conversation, my math, etc., lives on my conversation, my math, etc., lives on my website, also living abroad.com.

website, also living abroad.com. website, also living abroad.com. I'll explain exactly what that's at and I'll explain exactly what that's at and I'll explain exactly what that's at and where it's at and show you a bit of it where it's at and show you a bit of it where it's at and show you a bit of it later at the end. Uh but hang with me. later at the end. Uh but hang with me. later at the end. Uh but hang with me. First, let's get to number three, cuz First, let's get to number three, cuz First, let's get to number three, cuz we're talking about less than money we're talking about less than money we're talking about less than money things now and more the personal aspect things now and more the personal aspect things now and more the personal aspect of this. So, number three is that the of this. So, number three is that the of this. So, number three is that the dream says you retire at the very end. dream says you retire at the very end. dream says you retire at the very end. It's the end point, right? It's the end point, right? It's the end point, right? Just doesn't not true. Doesn't have to Just doesn't not true. Doesn't have to Just doesn't not true. Doesn't have to be anymore. I'm retired at my midpoint. be anymore. I'm retired at my midpoint. be anymore. I'm retired at my midpoint. The deal we had offered goes like this. The deal we had offered goes like this. The deal we had offered goes like this. You hand over the strongest, healthiest, You hand over the strongest, healthiest, You hand over the strongest, healthiest, most curious decades of your entire most curious decades of your entire most curious decades of your entire life, your best years, your 20s, your life, your best years, your 20s, your life, your best years, your 20s, your 30s, your 40s, your 50s, the years where 30s, your 40s, your 50s, the years where 30s, your 40s, your 50s, the years where your body works and you still, you know, your body works and you still, you know, your body works and you still, you know, wonder if it's intact, what you can do. wonder if it's intact, what you can do. wonder if it's intact, what you can do. You hand those over to the machine in You hand those over to the machine in You hand those over to the machine in exchange exchange exchange way out at the far end when you're way out at the far end when you're way out at the far end when you're [ __ ] right? When retirement was [ __ ] right? When retirement was [ __ ] right? When retirement was created, it was only supposed to last 2 created, it was only supposed to last 2 created, it was only supposed to last 2 or 3 years and you were supposed to die. or 3 years and you were supposed to die. or 3 years and you were supposed to die. That's how the [ __ ] money was going That's how the [ __ ] money was going That's how the [ __ ] money was going to work. That's the way that math to work. That's the way that math to work. That's the way that math literally works for like literally works for like literally works for like government-based pension systems. That's government-based pension systems. That's government-based pension systems. That's why those funds are all about to run dry why those funds are all about to run dry why those funds are all about to run dry cuz people were all literally supposed cuz people were all literally supposed cuz people were all literally supposed to work till 65 and die a couple years to work till 65 and die a couple years to work till 65 and die a couple years later. later. later. Not interested, right? If you make the Not interested, right? If you make the Not interested, right? If you make the shift, you get to be free finally right shift, you get to be free finally right shift, you get to be free finally right at the moment when you can do stuff at the moment when you can do stuff at the moment when you can do stuff instead of the moment when you're too instead of the moment when you're too instead of the moment when you're too tired. I done the opposite, right? By tired. I done the opposite, right? By tired. I done the opposite, right? By retiring at 40 out here. Again, I got to retiring at 40 out here. Again, I got to retiring at 40 out here. Again, I got to be careful with this cuz this is exactly be careful with this cuz this is exactly be careful with this cuz this is exactly where people roll their eyes and start where people roll their eyes and start where people roll their eyes and start trolling you or get crazy in the trolling you or get crazy in the trolling you or get crazy in the comments. Take off the the [ __ ] comments. Take off the the [ __ ] comments. Take off the the [ __ ] aspect of it. Again, I'm not a financial aspect of it. Again, I'm not a financial aspect of it. Again, I'm not a financial advisor, this is not advice, just my advisor, this is not advice, just my advisor, this is not advice, just my story. It's a description of what I did story. It's a description of what I did story. It's a description of what I did to get here. It didn't take that long, to get here. It didn't take that long, to get here. It didn't take that long, right? I taught abroad, Mexico City, right? I taught abroad, Mexico City, right? I taught abroad, Mexico City, Guanajuato. I lived in New York, San Guanajuato. I lived in New York, San Guanajuato. I lived in New York, San Francisco, Melbourne, went to China,

Francisco, Melbourne, went to China, Francisco, Melbourne, went to China, Shanghai, Chengdu, did a big nomadic Shanghai, Chengdu, did a big nomadic Shanghai, Chengdu, did a big nomadic stretch through Thailand before I ever stretch through Thailand before I ever stretch through Thailand before I ever landed here in Vietnam in 2019. Had a landed here in Vietnam in 2019. Had a landed here in Vietnam in 2019. Had a portfolio of really boring index funds, portfolio of really boring index funds, portfolio of really boring index funds, some dividends, a little bit of crypto, some dividends, a little bit of crypto, some dividends, a little bit of crypto, some cash, very unglamorous some cash, very unglamorous some cash, very unglamorous that for years was just about having a that for years was just about having a that for years was just about having a good savings rate to my spending rate, good savings rate to my spending rate, good savings rate to my spending rate, right? If I was making 4,000 a month, I right? If I was making 4,000 a month, I right? If I was making 4,000 a month, I was saving 2,000, sometimes higher. And was saving 2,000, sometimes higher. And was saving 2,000, sometimes higher. And it took that mistake going back to it took that mistake going back to it took that mistake going back to Calgary Calgary Calgary that cost me 3 years of savings to that cost me 3 years of savings to that cost me 3 years of savings to realize how good I had it, right? Going realize how good I had it, right? Going realize how good I had it, right? Going back and seeing people at home taught me back and seeing people at home taught me back and seeing people at home taught me finally, in a way that I couldn't finally, in a way that I couldn't finally, in a way that I couldn't ignore, how valuable the thing I was ignore, how valuable the thing I was ignore, how valuable the thing I was doing was, how incredible the doing was, how incredible the doing was, how incredible the geo-arbitrage I was getting by teaching geo-arbitrage I was getting by teaching geo-arbitrage I was getting by teaching abroad really was. Retiring in the abroad really was. Retiring in the abroad really was. Retiring in the middle of your life instead of the end middle of your life instead of the end middle of your life instead of the end is not a magic trick, you know, never is not a magic trick, you know, never is not a magic trick, you know, never living through winter again is not a living through winter again is not a living through winter again is not a hack. It's a trade-off. You trade a hack. It's a trade-off. You trade a hack. It's a trade-off. You trade a bigger house, a new car, the visible, bigger house, a new car, the visible, bigger house, a new car, the visible, legible appearance of suburban success, legible appearance of suburban success, legible appearance of suburban success, and you trade all of that to get your and you trade all of that to get your and you trade all of that to get your time back, you know, to spend time with time back, you know, to spend time with time back, you know, to spend time with your family, with your friends, freedom. your family, with your friends, freedom. your family, with your friends, freedom. I'm not standing here telling you it's I'm not standing here telling you it's I'm not standing here telling you it's the right trade-off for you and your the right trade-off for you and your the right trade-off for you and your situation. I genuinely don't know your situation. I genuinely don't know your situation. I genuinely don't know your situation, your life, but I'm telling situation, your life, but I'm telling situation, your life, but I'm telling you that for 40 years, almost nobody you that for 40 years, almost nobody you that for 40 years, almost nobody ever told me it was even on the menu.

ever told me it was even on the menu. ever told me it was even on the menu. They just showed me the main thing and They just showed me the main thing and They just showed me the main thing and said, "This is it. There's only one said, "This is it. There's only one said, "This is it. There's only one story. That's one myth. You have to story. That's one myth. You have to story. That's one myth. You have to follow it." I didn't buy it. Number two, follow it." I didn't buy it. Number two, follow it." I didn't buy it. Number two, the dream says individualism is the the dream says individualism is the the dream says individualism is the source of all strength. Out here, I felt source of all strength. Out here, I felt source of all strength. Out here, I felt in my actual nervous system what in my actual nervous system what in my actual nervous system what community does to a person, right? It's community does to a person, right? It's community does to a person, right? It's a much more communal society. It's one I a much more communal society. It's one I a much more communal society. It's one I did not see coming. It's the one I think did not see coming. It's the one I think did not see coming. It's the one I think most about probably now. Back home, the most about probably now. Back home, the most about probably now. Back home, the dream is fiercely, proudly private, dream is fiercely, proudly private, dream is fiercely, proudly private, right? Your house, your yard, your lane, right? Your house, your yard, your lane, right? Your house, your yard, your lane, your job, your identity, your problems. your job, your identity, your problems. your job, your identity, your problems. You, you, you. It's all about one You, you, you. It's all about one You, you, you. It's all about one [ __ ] person, even if you're in a [ __ ] person, even if you're in a [ __ ] person, even if you're in a family, right? So, we took independence, family, right? So, we took independence, family, right? So, we took independence, and turned it into a whole personality, and turned it into a whole personality, and turned it into a whole personality, a culture, and we bought in completely. a culture, and we bought in completely. a culture, and we bought in completely. I was proud of needing no one, of being I was proud of needing no one, of being I was proud of needing no one, of being independent, right? I moved out of my independent, right? I moved out of my independent, right? I moved out of my parents' house at 18, ended up in debt, parents' house at 18, ended up in debt, parents' house at 18, ended up in debt, but it was like a win. I was doing it. I but it was like a win. I was doing it. I but it was like a win. I was doing it. I was an adult, right? I ended up living was an adult, right? I ended up living was an adult, right? I ended up living in neighborhoods where there was in neighborhoods where there was in neighborhoods where there was actually bad [ __ ] going on. My quality actually bad [ __ ] going on. My quality actually bad [ __ ] going on. My quality of life drastically went down after I of life drastically went down after I of life drastically went down after I left my parents' house, right? Whereas left my parents' house, right? Whereas left my parents' house, right? Whereas here, people live together for here, people live together for here, people live together for generations. People know their generations. People know their generations. People know their neighbors. People know the person who neighbors. People know the person who neighbors. People know the person who sells them breakfast or coffee. My sells them breakfast or coffee. My sells them breakfast or coffee. My partner, my wife, has roots right here partner, my wife, has roots right here partner, my wife, has roots right here in District 4 that go back 30 years, her in District 4 that go back 30 years, her in District 4 that go back 30 years, her whole life. We live just a couple whole life. We live just a couple whole life. We live just a couple kilometers away.

kilometers away. kilometers away. That kind of deep-rooted connection is That kind of deep-rooted connection is That kind of deep-rooted connection is valuable. You don't have to be the main valuable. You don't have to be the main valuable. You don't have to be the main character of every scene, right? Against character of every scene, right? Against character of every scene, right? Against everything I've been taught, it turned everything I've been taught, it turned everything I've been taught, it turned out to be a relief and not an insult. I out to be a relief and not an insult. I out to be a relief and not an insult. I like being anonymous here. I like Sure, like being anonymous here. I like Sure, like being anonymous here. I like Sure, I get said hello to it's after for being I get said hello to it's after for being I get said hello to it's after for being a foreigner, but it's okay for me to a foreigner, but it's okay for me to a foreigner, but it's okay for me to just casually go through the day not just casually go through the day not just casually go through the day not being noticed, being quiet, being being noticed, being quiet, being being noticed, being quiet, being nothing. And the contrast hit me in a nothing. And the contrast hit me in a nothing. And the contrast hit me in a big way. It made me relax, right? It big way. It made me relax, right? It big way. It made me relax, right? It made me feel a lot less pressure about made me feel a lot less pressure about made me feel a lot less pressure about the idea of being a success because I'm the idea of being a success because I'm the idea of being a success because I'm not important here and I like that. I not important here and I like that. I not important here and I like that. I truly like it. I don't have to win here. truly like it. I don't have to win here. truly like it. I don't have to win here. I don't have to be the most important I don't have to be the most important I don't have to be the most important [ __ ] keeping up with the Joneses, [ __ ] keeping up with the Joneses, [ __ ] keeping up with the Joneses, whatever. And it made me relax. Made me whatever. And it made me relax. Made me whatever. And it made me relax. Made me feel like something I've been bracing feel like something I've been bracing feel like something I've been bracing against, fighting against forever just against, fighting against forever just against, fighting against forever just kind of went away and it's changed the kind of went away and it's changed the kind of went away and it's changed the whole floor of my life, you know? Things whole floor of my life, you know? Things whole floor of my life, you know? Things are now measured about family and it's are now measured about family and it's are now measured about family and it's not my culture. I know that. I'll always not my culture. I know that. I'll always not my culture. I know that. I'll always to some real degree be a guest here no to some real degree be a guest here no to some real degree be a guest here no matter how many years I stack up. matter how many years I stack up. matter how many years I stack up. There's a closeness I have to my There's a closeness I have to my There's a closeness I have to my in-laws, to my wife's family that is in-laws, to my wife's family that is in-laws, to my wife's family that is both great and sometimes stressful. And both great and sometimes stressful. And both great and sometimes stressful. And it's true I'm never going to fully it's true I'm never going to fully it's true I'm never going to fully become Vietnamese, but my kids are become Vietnamese, but my kids are become Vietnamese, but my kids are Vietnamese, right? And the thing is even Vietnamese, right? And the thing is even Vietnamese, right? And the thing is even just standing and being near to this just standing and being near to this just standing and being near to this kind of permanence kind of permanence kind of permanence I think I feel less loneliness and I I think I feel less loneliness and I I think I feel less loneliness and I know that it's not my own flaw, right?

know that it's not my own flaw, right? know that it's not my own flaw, right? It's by design. We built this entire It's by design. We built this entire It's by design. We built this entire individualist dream that runs more individualist dream that runs more individualist dream that runs more efficiently when everybody is isolated efficiently when everybody is isolated efficiently when everybody is isolated and quietly competing and buying their and quietly competing and buying their and quietly competing and buying their own separate version of everything that own separate version of everything that own separate version of everything that they could have shared. Here it's they could have shared. Here it's they could have shared. Here it's cultural, it's familiar, it's a cultural, it's familiar, it's a cultural, it's familiar, it's a different kind of patriotism that is different kind of patriotism that is different kind of patriotism that is often stronger. Okay, number one often stronger. Okay, number one often stronger. Okay, number one out here I learned out here I learned out here I learned the dream was just one option that got the dream was just one option that got the dream was just one option that got very, very, very well marketed as the very, very, very well marketed as the very, very, very well marketed as the only option, right? High school, only option, right? High school, only option, right? High school, college, job, work the rest of your college, job, work the rest of your college, job, work the rest of your life. It's a big one, man. It's the life. It's a big one, man. It's the life. It's a big one, man. It's the thing sitting underneath the other four thing sitting underneath the other four thing sitting underneath the other four holding them up. Growing up nobody ever holding them up. Growing up nobody ever holding them up. Growing up nobody ever framed the American dream as a choice framed the American dream as a choice framed the American dream as a choice among many possible options. It was among many possible options. It was among many possible options. It was presented as the only true path. It was presented as the only true path. It was presented as the only true path. It was the high water mark you had to swim the high water mark you had to swim the high water mark you had to swim towards. Reality, work, spend, towards. Reality, work, spend, towards. Reality, work, spend, accumulate, defer living until later, accumulate, defer living until later, accumulate, defer living until later, repeat and when you're done, right? repeat and when you're done, right? repeat and when you're done, right? Anything outside of that is failure, Anything outside of that is failure, Anything outside of that is failure, fantasy, fantasy, fantasy, or some phase you're supposed to grow or some phase you're supposed to grow or some phase you're supposed to grow out of. You know, the first years I did out of. You know, the first years I did out of. You know, the first years I did traveling, living abroad, everyone's traveling, living abroad, everyone's traveling, living abroad, everyone's like you're in your gap year, you're in like you're in your gap year, you're in like you're in your gap year, you're in a phase. You're getting experiences, a phase. You're getting experiences, a phase. You're getting experiences, you're sowing your oats, you'll come you're sowing your oats, you'll come you're sowing your oats, you'll come back. And then I did come back and I back. And then I did come back and I back. And then I did come back and I still didn't like it, so I left again.

still didn't like it, so I left again. still didn't like it, so I left again. And the strange gift of leaving is that And the strange gift of leaving is that And the strange gift of leaving is that from the outside you can finally see the from the outside you can finally see the from the outside you can finally see the edges of the thing, right? You can see edges of the thing, right? You can see edges of the thing, right? You can see that there's a box. You see that it's a that there's a box. You see that it's a that there's a box. You see that it's a story, a powerful story. It's genuinely story, a powerful story. It's genuinely story, a powerful story. It's genuinely incredible. I'm not denying that the incredible. I'm not denying that the incredible. I'm not denying that the American dream has been incredible, but American dream has been incredible, but American dream has been incredible, but it's a story written by a very it's a story written by a very it's a story written by a very particular people at a particular time particular people at a particular time particular people at a particular time um um um in a particular place that's probably in a particular place that's probably in a particular place that's probably past, to be honest, right? The past, to be honest, right? The past, to be honest, right? The middle-class American suburban dream was middle-class American suburban dream was middle-class American suburban dream was probably done a couple generations ago. probably done a couple generations ago. probably done a couple generations ago. And once you can see that that it's a And once you can see that that it's a And once you can see that that it's a story, the most terrifying thing is not story, the most terrifying thing is not story, the most terrifying thing is not going to be to leave, right? It's going going to be to leave, right? It's going going to be to leave, right? It's going to be just to admit that. And I'll be to be just to admit that. And I'll be to be just to admit that. And I'll be honest with you, I've got exhausted by honest with you, I've got exhausted by honest with you, I've got exhausted by the noise back home. The way everything the noise back home. The way everything the noise back home. The way everything got so loud, so angry, split so cleanly got so loud, so angry, split so cleanly got so loud, so angry, split so cleanly down this middle, good, bad, red, blue. down this middle, good, bad, red, blue. down this middle, good, bad, red, blue. You know, I don't take a side in that You know, I don't take a side in that You know, I don't take a side in that fight and I'm not going to start now. I fight and I'm not going to start now. I fight and I'm not going to start now. I just got far enough away from this just got far enough away from this just got far enough away from this beaters to finally hear myself thinking beaters to finally hear myself thinking beaters to finally hear myself thinking again. Uh and it turned out a whole lot again. Uh and it turned out a whole lot again. Uh and it turned out a whole lot of what I'd assumed was me or my of what I'd assumed was me or my of what I'd assumed was me or my identity was just [ __ ] noise and not identity was just [ __ ] noise and not identity was just [ __ ] noise and not signal, right? So, the twist is you signal, right? So, the twist is you signal, right? So, the twist is you stuck with me this long, uh this is the stuck with me this long, uh this is the stuck with me this long, uh this is the part I actually built the whole video to part I actually built the whole video to part I actually built the whole video to give you basically. None of this is give you basically. None of this is give you basically. None of this is really about Vietnam. It's not about really about Vietnam. It's not about really about Vietnam. It's not about here. The five reasons, a countdown, the here. The five reasons, a countdown, the here. The five reasons, a countdown, the word Vietnam right there in the title. I word Vietnam right there in the title. I word Vietnam right there in the title. I get it. The truth is the country was get it. The truth is the country was get it. The truth is the country was never the answer. Vietnam is just the never the answer. Vietnam is just the never the answer. Vietnam is just the place I happen to be standing when I place I happen to be standing when I place I happen to be standing when I finally figured it out and got out of finally figured it out and got out of finally figured it out and got out of the matrix and stopped performing. When

the matrix and stopped performing. When the matrix and stopped performing. When I for me had my awakening. The I for me had my awakening. The I for me had my awakening. The logistics, the visas, the cost of logistics, the visas, the cost of logistics, the visas, the cost of living, the cheap rent, the savings living, the cheap rent, the savings living, the cheap rent, the savings rate, every number I thrown at you, all rate, every number I thrown at you, all rate, every number I thrown at you, all of it's real, all of it's downstream, of it's real, all of it's downstream, of it's real, all of it's downstream, but the thing that actually changed was but the thing that actually changed was but the thing that actually changed was internal. I stopped asking the question internal. I stopped asking the question internal. I stopped asking the question I've been trained to ask, which was I've been trained to ask, which was I've been trained to ask, which was what's the safe, normal, approved next what's the safe, normal, approved next what's the safe, normal, approved next step in my life that's not going to step in my life that's not going to step in my life that's not going to upset anyone. And I started asking a upset anyone. And I started asking a upset anyone. And I started asking a much different, a much harder question. much different, a much harder question. much different, a much harder question. What do I actually want my days to feel What do I actually want my days to feel What do I actually want my days to feel look like? What is the small brave thing look like? What is the small brave thing look like? What is the small brave thing I can do this week to move the needle 1 I can do this week to move the needle 1 I can do this week to move the needle 1 in toward where I want to be. And that's in toward where I want to be. And that's in toward where I want to be. And that's the part the algorithm doesn't want me the part the algorithm doesn't want me the part the algorithm doesn't want me to say or doesn't reward. You do not to say or doesn't reward. You do not to say or doesn't reward. You do not need a plane ticket to ask that need a plane ticket to ask that need a plane ticket to ask that question. You just need about 90 seconds question. You just need about 90 seconds question. You just need about 90 seconds of real honesty and the willingness to of real honesty and the willingness to of real honesty and the willingness to be deeply uncomfortable with whatever be deeply uncomfortable with whatever be deeply uncomfortable with whatever comes back at you. And you know, the comes back at you. And you know, the comes back at you. And you know, the plane ticket's optional. Geoarbitrage is plane ticket's optional. Geoarbitrage is plane ticket's optional. Geoarbitrage is optional, but being honest with yourself optional, but being honest with yourself optional, but being honest with yourself about your values is not. So, finally, about your values is not. So, finally, about your values is not. So, finally, the thing I promised again, only the thing I promised again, only the thing I promised again, only bringing it up because it's genuinely bringing it up because it's genuinely bringing it up because it's genuinely next step if any of this got under your next step if any of this got under your next step if any of this got under your skin and you don't want the feeling to skin and you don't want the feeling to skin and you don't want the feeling to just fade by tomorrow afternoon or by 1 just fade by tomorrow afternoon or by 1 just fade by tomorrow afternoon or by 1 second from now when you click to the second from now when you click to the second from now when you click to the next video. So, everything I've learned next video. So, everything I've learned next video. So, everything I've learned over the course of this 18 years abroad, over the course of this 18 years abroad, over the course of this 18 years abroad, the mistakes, the Calgary detour, the the mistakes, the Calgary detour, the the mistakes, the Calgary detour, the real numbers, China, Thailand, Mexico, real numbers, China, Thailand, Mexico, real numbers, China, Thailand, Mexico, the actual how, the step-by-step, all of the actual how, the step-by-step, all of the actual how, the step-by-step, all of it lives at the cost of living it lives at the cost of living it lives at the cost of living abroad.com.

abroad.com. abroad.com. There are a couple different ways There are a couple different ways There are a couple different ways because people show up to this with very because people show up to this with very because people show up to this with very different lives and very different different lives and very different different lives and very different needs. So, the way the whole thing needs. So, the way the whole thing needs. So, the way the whole thing started with houses, right? Think of it started with houses, right? Think of it started with houses, right? Think of it like renovating a place to actually live like renovating a place to actually live like renovating a place to actually live in. There's the do-it-yourself path, the in. There's the do-it-yourself path, the in. There's the do-it-yourself path, the DIY. You get the tools, the guides, the DIY. You get the tools, the guides, the DIY. You get the tools, the guides, the country breakdowns, the cost of living country breakdowns, the cost of living country breakdowns, the cost of living data, data, data, the whole playbook that I basically wish the whole playbook that I basically wish the whole playbook that I basically wish I'd had handed to me from day one, I'd had handed to me from day one, I'd had handed to me from day one, organized and laid out for you. Then you organized and laid out for you. Then you organized and laid out for you. Then you build it yourself at your own pace, your build it yourself at your own pace, your build it yourself at your own pace, your own schedule. It's everything I know in own schedule. It's everything I know in own schedule. It's everything I know in your hands. And you know, you bring your your hands. And you know, you bring your your hands. And you know, you bring your time, your labor, your dedication. time, your labor, your dedication. time, your labor, your dedication. That's the DIY tier. For a lot of That's the DIY tier. For a lot of That's the DIY tier. For a lot of people, it's genuinely all they're going people, it's genuinely all they're going people, it's genuinely all they're going to need. to need. to need. It's very affordable. It's very affordable. It's very affordable. 3 months. 3 months. 3 months. Then there's the same innovation, the Then there's the same innovation, the Then there's the same innovation, the same path, but you're not standing alone same path, but you're not standing alone same path, but you're not standing alone in the hardware store holding a couple in the hardware store holding a couple in the hardware store holding a couple pipes by yourself, no idea what goes pipes by yourself, no idea what goes pipes by yourself, no idea what goes where. You get a more structured course where. You get a more structured course where. You get a more structured course through it. You get all the classes, the through it. You get all the classes, the through it. You get all the classes, the move to Vietnam class, the guide to life move to Vietnam class, the guide to life move to Vietnam class, the guide to life in Southeast Asia, in Southeast Asia, in Southeast Asia, my monthly live calls and streams, my monthly live calls and streams, my monthly live calls and streams, and you get to get on a phone call with and you get to get on a phone call with and you get to get on a phone call with me and I can help you figure it out, me and I can help you figure it out, me and I can help you figure it out, onboard you, and get you started in the onboard you, and get you started in the onboard you, and get you started in the right direction with a real action plan right direction with a real action plan right direction with a real action plan to your move abroad and your early to your move abroad and your early to your move abroad and your early retirement. That's the guided tier.

retirement. That's the guided tier. retirement. That's the guided tier. Thanks so much for watching. Again, Thanks so much for watching. Again, Thanks so much for watching. Again, that's at the costoflivingabroad.com. that's at the costoflivingabroad.com. that's at the costoflivingabroad.com. Share this video with a friend if you Share this video with a friend if you Share this video with a friend if you think it would help them, or you can think it would help them, or you can think it would help them, or you can watch this video here to talk about watch this video here to talk about watch this video here to talk about starting over in Vietnam with $10,000, starting over in Vietnam with $10,000, starting over in Vietnam with $10,000, or this video here where I talk about or this video here where I talk about or this video here where I talk about five possible destinations I considered five possible destinations I considered five possible destinations I considered moving abroad to now. Take care.