Car is a KILLER! Slash Expenses to Retire Rich!

Say it again. The car is a [ __ ] Say it again. The car is a [ __ ] killer for Americans. So, let's get into killer for Americans. So, let's get into killer for Americans. So, let's get into the specific wealth killers, right? the specific wealth killers, right? the specific wealth killers, right? Because the live abroad and save money Because the live abroad and save money Because the live abroad and save money thing is the kind of advice that sounds thing is the kind of advice that sounds thing is the kind of advice that sounds good, but it means nothing without the good, but it means nothing without the good, but it means nothing without the actual breakdown of the arithmetic. So, actual breakdown of the arithmetic. So, actual breakdown of the arithmetic. So, the four expenses that eat your money the four expenses that eat your money the four expenses that eat your money that ate the possibility of retirement that ate the possibility of retirement that ate the possibility of retirement alive before I started and I had to cut alive before I started and I had to cut alive before I started and I had to cut before I could do this. Housing, right? before I could do this. Housing, right? before I could do this. Housing, right? The mortgage or rent in a western city The mortgage or rent in a western city The mortgage or rent in a western city or even somewhere like South Korea is or even somewhere like South Korea is or even somewhere like South Korea is expensive, right? You either own a expensive, right? You either own a expensive, right? You either own a depreciating liability or you pay rent depreciating liability or you pay rent depreciating liability or you pay rent that builds someone else's equity. that builds someone else's equity. that builds someone else's equity. Abroad, depending on where you are, Abroad, depending on where you are, Abroad, depending on where you are, transportation, massive. I've talked transportation, massive. I've talked transportation, massive. I've talked about this before. I'll say it again. about this before. I'll say it again. about this before. I'll say it again. The car is a [ __ ] killer for The car is a [ __ ] killer for The car is a [ __ ] killer for Americans. Insurance, gas, tires, Americans. Insurance, gas, tires, Americans. Insurance, gas, tires, repairs, parking, depreciation. Car repairs, parking, depreciation. Car repairs, parking, depreciation. Car kills you. You immediately give yourself kills you. You immediately give yourself kills you. You immediately give yourself a 10, 20, $30,000 raise a year. In a 10, 20, $30,000 raise a year. In a 10, 20, $30,000 raise a year. In healthcare, it's even worse. Getting healthcare, it's even worse. Getting healthcare, it's even worse. Getting sick is a financial event, right? in 5 sick is a financial event, right? in 5 sick is a financial event, right? in 5 minutes. Here you pay 20 bucks, 40 minutes. Here you pay 20 bucks, 40 minutes. Here you pay 20 bucks, 40 bucks, 50 bucks. Add a surgery here for bucks, 50 bucks. Add a surgery here for bucks, 50 bucks. Add a surgery here for $1,200. Sit down meals. $10 for a dinner $1,200. Sit down meals. $10 for a dinner $1,200. Sit down meals. $10 for a dinner out. Stack all those things together, out. Stack all those things together, out. Stack all those things together, right? The housing, the transport, the right? The housing, the transport, the right? The housing, the transport, the health care, the food. That's where 70 health care, the food. That's where 70 health care, the food. That's where 70 to 80% actually comes from, right? You to 80% actually comes from, right? You to 80% actually comes from, right? You cut your costs by 3/4. You've completely cut your costs by 3/4. You've completely cut your costs by 3/4. You've completely restructured the math of your life and a restructured the math of your life and a restructured the math of your life and a real retirement plan. Importantly, if real retirement plan. Importantly, if real retirement plan. Importantly, if you've done it right, you haven't you've done it right, you haven't you've done it right, you haven't sacrificed