Why Vietnam Beats Thailand, Cambodia & Philippines for Retirees on a Fixed Income or Social Security

All right. Welcome back to Saigon, All right. Welcome back to Saigon, Vietnam. I'm Evan A, retired early in Vietnam. I'm Evan A, retired early in Vietnam. I'm Evan A, retired early in Vietnam from beautiful Nam Bien Park. Vietnam from beautiful Nam Bien Park. Vietnam from beautiful Nam Bien Park. And I almost talked myself out of making And I almost talked myself out of making And I almost talked myself out of making this video because I think the honest this video because I think the honest this video because I think the honest version of it makes me sound like I'm version of it makes me sound like I'm version of it makes me sound like I'm bashing a bunch of countries I actually bashing a bunch of countries I actually bashing a bunch of countries I actually love. Um I've lived in Bangkok. I'll love. Um I've lived in Bangkok. I'll love. Um I've lived in Bangkok. I'll defend Thai street food to my last defend Thai street food to my last defend Thai street food to my last breath. So let me say the uncomfortable breath. So let me say the uncomfortable breath. So let me say the uncomfortable thing first because some of you accused thing first because some of you accused thing first because some of you accused me of it. If you're young and healthy me of it. If you're young and healthy me of it. If you're young and healthy and flexible, uh you might be better off and flexible, uh you might be better off and flexible, uh you might be better off somewhere other than Vietnam. There, I somewhere other than Vietnam. There, I somewhere other than Vietnam. There, I said it. It's against my own thesis, my said it. It's against my own thesis, my said it. It's against my own thesis, my own life. But ultimately, that's not own life. But ultimately, that's not own life. But ultimately, that's not really who I'm talking to. I'm talking really who I'm talking to. I'm talking really who I'm talking to. I'm talking to 62-year-old, 67-year-old, 70-year-old to 62-year-old, 67-year-old, 70-year-old to 62-year-old, 67-year-old, 70-year-old Americans sitting at the table in Ohio, Americans sitting at the table in Ohio, Americans sitting at the table in Ohio, Arizona doing the same math I watched my Arizona doing the same math I watched my Arizona doing the same math I watched my parents do, staring at the social parents do, staring at the social parents do, staring at the social security check that doesn't stretch the security check that doesn't stretch the security check that doesn't stretch the way the brochure promised that looks way the brochure promised that looks way the brochure promised that looks like it might disappear in 8 years by like it might disappear in 8 years by like it might disappear in 8 years by 22% according to recent news. Rents are 22% according to recent news. Rents are 22% according to recent news. Rents are going up again. Medicare supplements are going up again. Medicare supplements are going up again. Medicare supplements are up. Eggs prices are ridiculous. And you up. Eggs prices are ridiculous. And you up. Eggs prices are ridiculous. And you know, the check you're getting is the know, the check you're getting is the know, the check you're getting is the same check on a fixed income. No, if same check on a fixed income. No, if same check on a fixed income. No, if that's you, stay with me for the next 20 that's you, stay with me for the next 20 that's you, stay with me for the next 20 minutes. So I'm going to answer the only minutes. So I'm going to answer the only minutes. So I'm going to answer the only question that matters to you right now.

question that matters to you right now. question that matters to you right now. Why should you watch some guy on the Why should you watch some guy on the Why should you watch some guy on the internet instead of just closing the tab internet instead of just closing the tab internet instead of just closing the tab and moving on? The thing is, Americans and moving on? The thing is, Americans and moving on? The thing is, Americans who get tired of paying for it at the who get tired of paying for it at the who get tired of paying for it at the gas tank, the grocery bill, the Medicare gas tank, the grocery bill, the Medicare gas tank, the grocery bill, the Medicare can move here, you know, where I live. I can move here, you know, where I live. I can move here, you know, where I live. I live in Ho Chi Minh City in this live in Ho Chi Minh City in this live in Ho Chi Minh City in this neighborhood. I spent time in Da Nang, a neighborhood. I spent time in Da Nang, a neighborhood. I spent time in Da Nang, a year and a half up there. And over the year and a half up there. And over the year and a half up there. And over the last few years, I've watched hundreds of last few years, I've watched hundreds of last few years, I've watched hundreds of people on fixed incomes actually make people on fixed incomes actually make people on fixed incomes actually make the move to Vietnam, to Thailand, to the move to Vietnam, to Thailand, to the move to Vietnam, to Thailand, to Cambodia, to the Philippines. And I'm Cambodia, to the Philippines. And I'm Cambodia, to the Philippines. And I'm going to tell you plainly, for most going to tell you plainly, for most going to tell you plainly, for most retirees living on social security or a retirees living on social security or a retirees living on social security or a small pension, small pension, small pension, Vietnam beats all three of the others, Vietnam beats all three of the others, Vietnam beats all three of the others, and it beats back home by a country and it beats back home by a country and it beats back home by a country mile. It's not even close. So let me hit mile. It's not even close. So let me hit mile. It's not even close. So let me hit you with the five W's really fast, the you with the five W's really fast, the you with the five W's really fast, the way a friend would if you basically only way a friend would if you basically only way a friend would if you basically only had a couple of minutes. Who this is for had a couple of minutes. Who this is for had a couple of minutes. Who this is for is for Americans on a fixed income, is for Americans on a fixed income, is for Americans on a fixed income, Canadians on social pension, social Canadians on social pension, social Canadians on social pension, social security, maybe a 401k that has to last security, maybe a 401k that has to last security, maybe a 401k that has to last the rest of your life. You know, if you the rest of your life. You know, if you the rest of your life. You know, if you feel like you're drowning at home and feel like you're drowning at home and feel like you're drowning at home and you want your money to buy a life again you want your money to buy a life again you want your money to buy a life again instead of just buying survival or instead of just buying survival or instead of just buying survival or scraping by. You know what I'm talking scraping by. You know what I'm talking scraping by. You know what I'm talking about is that 1,500, 2,000, 2,500 a about is that 1,500, 2,000, 2,500 a about is that 1,500, 2,000, 2,500 a month budget. Relocating Southeast Asia month budget. Relocating Southeast Asia month budget. Relocating Southeast Asia to Vietnam, to Ho Chi Minh City, to Da to Vietnam, to Ho Chi Minh City, to Da to Vietnam, to Ho Chi Minh City, to Da Nang is the smartest place to land Nang is the smartest place to land Nang is the smartest place to land compared to the other places everybody compared to the other places everybody compared to the other places everybody names. We're going to put Vietnam names. We're going to put Vietnam names. We're going to put Vietnam head-to-head against Thailand, Cambodia, head-to-head against Thailand, Cambodia, head-to-head against Thailand, Cambodia, and the Philippines. And why? Because and the Philippines. And why? Because and the Philippines. And why? Because the cost of living squeeze back home is the cost of living squeeze back home is the cost of living squeeze back home is just not getting better. And the just not getting better. And the just not getting better. And the difference between the countries we just difference between the countries we just difference between the countries we just talked about is way bigger than the talked about is way bigger than the talked about is way bigger than the thumbnails make it look. The quality for thumbnails make it look. The quality for thumbnails make it look. The quality for the cost, right? So, while the dollar is the cost, right? So, while the dollar is the cost, right? So, while the dollar is strong here, while the door is open, and strong here, while the door is open, and strong here, while the door is open, and I'll tell you at the end why now isn't

I'll tell you at the end why now isn't I'll tell you at the end why now isn't me being dramatic, it's me being honest me being dramatic, it's me being honest me being dramatic, it's me being honest about how things could and probably will about how things could and probably will about how things could and probably will change in 5 or 10 years. So, stick change in 5 or 10 years. So, stick change in 5 or 10 years. So, stick around for the payoff at the end. But, around for the payoff at the end. But, around for the payoff at the end. But, by the end of this, you're going to know by the end of this, you're going to know by the end of this, you're going to know exactly why Vietnam wins for a exactly why Vietnam wins for a exactly why Vietnam wins for a fixed-income retiree if there's a catch, fixed-income retiree if there's a catch, fixed-income retiree if there's a catch, because there's always a catch, and I'm because there's always a catch, and I'm because there's always a catch, and I'm not going to hide it from you, and the not going to hide it from you, and the not going to hide it from you, and the real step-by-step process to test the real step-by-step process to test the real step-by-step process to test the whole thing without having to sell your whole thing without having to sell your whole thing without having to sell your house first or burn all the bridges, house first or burn all the bridges, house first or burn all the bridges, right? No paradise nonsense, no hype. Um right? No paradise nonsense, no hype. Um right? No paradise nonsense, no hype. Um just the truth of what I'm living and just the truth of what I'm living and just the truth of what I'm living and you could be, too. Let's go right from you could be, too. Let's go right from you could be, too. Let's go right from the top. Um and real quick, before you the top. Um and real quick, before you the top. Um and real quick, before you dig in, if at any point you decide you dig in, if at any point you decide you dig in, if at any point you decide you actually want to help doing this, I have actually want to help doing this, I have actually want to help doing this, I have a thing called the cost of living abroad a thing called the cost of living abroad a thing called the cost of living abroad calculator that I made. It's on my calculator that I made. It's on my calculator that I made. It's on my website, and it helps you compare the website, and it helps you compare the website, and it helps you compare the city you're living in now versus a city city you're living in now versus a city city you're living in now versus a city over here cost calculations monthly over here cost calculations monthly over here cost calculations monthly budgets, and you'll be able to see budgets, and you'll be able to see budgets, and you'll be able to see exactly how much you can actually save exactly how much you can actually save exactly how much you can actually save by making this kind of move. Let's slow by making this kind of move. Let's slow by making this kind of move. Let's slow down a bit. Let me tell you what's down a bit. Let me tell you what's down a bit. Let me tell you what's really going on, because nobody's being really going on, because nobody's being really going on, because nobody's being straight with you about it, in my straight with you about it, in my straight with you about it, in my opinion. That's ultimately what's opinion. That's ultimately what's opinion. That's ultimately what's pushing so many to leave. The problem pushing so many to leave. The problem pushing so many to leave. The problem isn't that you didn't save enough. A lot isn't that you didn't save enough. A lot isn't that you didn't save enough. A lot of you probably did everything right.

of you probably did everything right. of you probably did everything right. You worked for 30 years, for 40 years. You worked for 30 years, for 40 years. You worked for 30 years, for 40 years. You paid into the system every single You paid into the system every single You paid into the system every single paycheck. The The is that the cost of an paycheck. The The is that the cost of an paycheck. The The is that the cost of an ordinary life in America, the rent, the ordinary life in America, the rent, the ordinary life in America, the rent, the groceries, a doctor's visit, the groceries, a doctor's visit, the groceries, a doctor's visit, the insurance, the prescription that keeps insurance, the prescription that keeps insurance, the prescription that keeps you walking, the second mortgage, has you walking, the second mortgage, has you walking, the second mortgage, has climbed way past what an ordinary climbed way past what an ordinary climbed way past what an ordinary retirement check can carry. The average retirement check can carry. The average retirement check can carry. The average social security check, somewhere between social security check, somewhere between social security check, somewhere between around $2,000 a month-ish, 2,200 a around $2,000 a month-ish, 2,200 a around $2,000 a month-ish, 2,200 a month, was never built to cover American month, was never built to cover American month, was never built to cover American expenses in 2026. It's arithmetic. It's expenses in 2026. It's arithmetic. It's expenses in 2026. It's arithmetic. It's not your fault, but it is your problem. not your fault, but it is your problem. not your fault, but it is your problem. And it's sitting on your chest for sure And it's sitting on your chest for sure And it's sitting on your chest for sure every single month. Ultimately, because every single month. Ultimately, because every single month. Ultimately, because of that, people start looking overseas. of that, people start looking overseas. of that, people start looking overseas. More Americans are moving abroad than More Americans are moving abroad than More Americans are moving abroad than ever, and the second they do, they hear ever, and the second they do, they hear ever, and the second they do, they hear these same countries in Southeast Asia, these same countries in Southeast Asia, these same countries in Southeast Asia, right? Thailand, Philippines, Cambodia, right? Thailand, Philippines, Cambodia, right? Thailand, Philippines, Cambodia, Vietnam. Vietnam. Vietnam. And here's where I think some good And here's where I think some good And here's where I think some good people get hurt. They treat those four people get hurt. They treat those four people get hurt. They treat those four like they're interchangeable, right? like they're interchangeable, right? like they're interchangeable, right? Pick the prettiest beach. These are not Pick the prettiest beach. These are not Pick the prettiest beach. These are not interchangeable countries. Let me walk interchangeable countries. Let me walk interchangeable countries. Let me walk you through it in an honest way, because you through it in an honest way, because you through it in an honest way, because each one has a real trap that nobody each one has a real trap that nobody each one has a real trap that nobody mentions until you're already standing mentions until you're already standing mentions until you're already standing in it with your luggage and thinking, in it with your luggage and thinking, in it with your luggage and thinking, "Oh my god, what did I just do? I've "Oh my god, what did I just do? I've "Oh my god, what did I just do? I've upended my whole life." Thailand, bar upended my whole life." Thailand, bar upended my whole life." Thailand, bar none, was absolutely the best place to none, was absolutely the best place to none, was absolutely the best place to retire in Southeast Asia 10 years ago.

retire in Southeast Asia 10 years ago. retire in Southeast Asia 10 years ago. No competition, no thoughts, no No competition, no thoughts, no No competition, no thoughts, no hesitation. I would bet my life on it. hesitation. I would bet my life on it. hesitation. I would bet my life on it. Uh 15 years ago, first time I went Uh 15 years ago, first time I went Uh 15 years ago, first time I went there, it was there, it was there, it was the best. It was just it was it was the best. It was just it was it was the best. It was just it was it was there was no competition. Thailand was there was no competition. Thailand was there was no competition. Thailand was number one. It was king of the hill. It number one. It was king of the hill. It number one. It was king of the hill. It was the absolute place to be if you were was the absolute place to be if you were was the absolute place to be if you were trying to live off geoarbitrage in 2011. trying to live off geoarbitrage in 2011. trying to live off geoarbitrage in 2011. I don't want to get that out before I I don't want to get that out before I I don't want to get that out before I say anything else about Thailand, say anything else about Thailand, say anything else about Thailand, because people always say, "Oh, you hate because people always say, "Oh, you hate because people always say, "Oh, you hate Thailand." Not [ __ ] true. I love Thailand." Not [ __ ] true. I love Thailand." Not [ __ ] true. I love Thailand. Thailand's amazing. I live in Thailand. Thailand's amazing. I live in Thailand. Thailand's amazing. I live in Vietnam because it's more affordable and Vietnam because it's more affordable and Vietnam because it's more affordable and because my wife and family are because my wife and family are because my wife and family are Vietnamese. But Thailand first, because Vietnamese. But Thailand first, because Vietnamese. But Thailand first, because it's the one everybody loves and should it's the one everybody loves and should it's the one everybody loves and should love, and I'm one of those people. love, and I'm one of those people. love, and I'm one of those people. Bangkok, amazing city, the islands, Bangkok, amazing city, the islands, Bangkok, amazing city, the islands, Samui, Koh Tao, beautiful country, Samui, Koh Tao, beautiful country, Samui, Koh Tao, beautiful country, incredible food, great healthcare. But incredible food, great healthcare. But incredible food, great healthcare. But But rub for a fixed-income retiree right But rub for a fixed-income retiree right But rub for a fixed-income retiree right now in 2026, the retirement visa wants now in 2026, the retirement visa wants now in 2026, the retirement visa wants money in the bank, right? Thailand money in the bank, right? Thailand money in the bank, right? Thailand typically wants you to show around typically wants you to show around typically wants you to show around 800,000 baht parked in a Thai account, 800,000 baht parked in a Thai account, 800,000 baht parked in a Thai account, north of 20,000 US dollars sitting north of 20,000 US dollars sitting north of 20,000 US dollars sitting frozen, or proof of monthly income frozen, or proof of monthly income frozen, or proof of monthly income around 65,000 baht, which is, you know, around 65,000 baht, which is, you know, around 65,000 baht, which is, you know, roughly 20,000 a year coming in. If your roughly 20,000 a year coming in. If your roughly 20,000 a year coming in. If your whole life is a $2,000 check and not whole life is a $2,000 check and not whole life is a $2,000 check and not much cushion behind it, that bank much cushion behind it, that bank much cushion behind it, that bank requirement is a wall to you moving requirement is a wall to you moving requirement is a wall to you moving abroad. And the cost of living and setup abroad. And the cost of living and setup abroad. And the cost of living and setup to first set up a life in Thailand is to first set up a life in Thailand is to first set up a life in Thailand is more expensive than the other places on more expensive than the other places on more expensive than the other places on the list. Places retirees actually want the list. Places retirees actually want the list. Places retirees actually want to be, Chiang Mai, the islands, have to be, Chiang Mai, the islands, have to be, Chiang Mai, the islands, have crept up every year since I've been crept up every year since I've been crept up every year since I've been going there in the last 15 years.

going there in the last 15 years. going there in the last 15 years. Thailand used to be a bargain. It's now Thailand used to be a bargain. It's now Thailand used to be a bargain. It's now a comfortable middle class option. a comfortable middle class option. a comfortable middle class option. Nobody updates the dream. I think it's a Nobody updates the dream. I think it's a Nobody updates the dream. I think it's a phenomenal place to live on if you have phenomenal place to live on if you have phenomenal place to live on if you have minimum $100 a day. The Philippines. The minimum $100 a day. The Philippines. The minimum $100 a day. The Philippines. The big draw, of course, is English. big draw, of course, is English. big draw, of course, is English. Everybody speaks English and that Everybody speaks English and that Everybody speaks English and that genuinely matters when you're older and genuinely matters when you're older and genuinely matters when you're older and the last thing you want is to fight with the last thing you want is to fight with the last thing you want is to fight with the pharmacist in a language you don't the pharmacist in a language you don't the pharmacist in a language you don't have I can't comprehend. The retirement have I can't comprehend. The retirement have I can't comprehend. The retirement visa, the SSRV, visa, the SSRV, visa, the SSRV, is honestly friendly and the income bar is honestly friendly and the income bar is honestly friendly and the income bar is way lower than Thailand's. So, why is way lower than Thailand's. So, why is way lower than Thailand's. So, why isn't my pick? Well, two reasons. One, isn't my pick? Well, two reasons. One, isn't my pick? Well, two reasons. One, the infrastructure is not great, okay? the infrastructure is not great, okay? the infrastructure is not great, okay? There's a lot of Filipino people living There's a lot of Filipino people living There's a lot of Filipino people living here in Vietnam in Ho Chi Minh cuz they here in Vietnam in Ho Chi Minh cuz they here in Vietnam in Ho Chi Minh cuz they got a better life here. Power goes out, got a better life here. Power goes out, got a better life here. Power goes out, internet drops, typhoons can shut down a internet drops, typhoons can shut down a internet drops, typhoons can shut down a region for days, the food quality and region for days, the food quality and region for days, the food quality and supplies isn't great. When you're 70, supplies isn't great. When you're 70, supplies isn't great. When you're 70, reliability isn't a luxury, it's safety. reliability isn't a luxury, it's safety. reliability isn't a luxury, it's safety. Two, the day-to-day savings just aren't Two, the day-to-day savings just aren't Two, the day-to-day savings just aren't as deep as people expect. A lot of the as deep as people expect. A lot of the as deep as people expect. A lot of the food is imported, prices in Manila and food is imported, prices in Manila and food is imported, prices in Manila and Cebu aren't the steal that you might Cebu aren't the steal that you might Cebu aren't the steal that you might think they are. The good health care think they are. The good health care think they are. The good health care clusters really hard in just a couple clusters really hard in just a couple clusters really hard in just a couple options. English, yes, is a beautiful options. English, yes, is a beautiful options. English, yes, is a beautiful bridge, but you can't eat a bridge and bridge, but you can't eat a bridge and bridge, but you can't eat a bridge and you can't plug your oxygen machine into you can't plug your oxygen machine into you can't plug your oxygen machine into one during a blackout or brownout. Okay, one during a blackout or brownout. Okay, one during a blackout or brownout. Okay, Cambodia. Cambodia's interesting, it's Cambodia. Cambodia's interesting, it's Cambodia. Cambodia's interesting, it's changing. I'll give it real credit.

changing. I'll give it real credit. changing. I'll give it real credit. despite all the scam centers, whatever. despite all the scam centers, whatever. despite all the scam centers, whatever. You can look up that [ __ ] and the labor You can look up that [ __ ] and the labor You can look up that [ __ ] and the labor issues they have there. I'm not making issues they have there. I'm not making issues they have there. I'm not making it up, I'm not talking about it. I was it up, I'm not talking about it. I was it up, I'm not talking about it. I was just there and I had a pretty pleasant just there and I had a pretty pleasant just there and I had a pretty pleasant time time time despite its shortcomings. The visa is despite its shortcomings. The visa is despite its shortcomings. The visa is the easiest in Southeast Asia. You can the easiest in Southeast Asia. You can the easiest in Southeast Asia. You can get a long-stay visa and renew it for get a long-stay visa and renew it for get a long-stay visa and renew it for around 300 bucks a year. No bank around 300 bucks a year. No bank around 300 bucks a year. No bank deposit, no income proof, no interview, deposit, no income proof, no interview, deposit, no income proof, no interview, almost no questions. For the sheer ease almost no questions. For the sheer ease almost no questions. For the sheer ease of staying put, nobody beats Cambodia. of staying put, nobody beats Cambodia. of staying put, nobody beats Cambodia. But of course, there's a catch, right? But of course, there's a catch, right? But of course, there's a catch, right? And for an older person, it's the whole And for an older person, it's the whole And for an older person, it's the whole catch. The catch is healthcare. If catch. The catch is healthcare. If catch. The catch is healthcare. If something serious happens to you in something serious happens to you in something serious happens to you in Phnom Penh, the standard advice from Phnom Penh, the standard advice from Phnom Penh, the standard advice from just about everyone, including a lot of just about everyone, including a lot of just about everyone, including a lot of the expats that live there, is to get on the expats that live there, is to get on the expats that live there, is to get on a plane and fly somewhere else. Bangkok, a plane and fly somewhere else. Bangkok, a plane and fly somewhere else. Bangkok, Singapore, here to Ho Chi Minh. So, sit Singapore, here to Ho Chi Minh. So, sit Singapore, here to Ho Chi Minh. So, sit with that for a second, right? That's a with that for a second, right? That's a with that for a second, right? That's a terrifying thing to be betting your life terrifying thing to be betting your life terrifying thing to be betting your life on if you're 71. You know, easy to stay on if you're 71. You know, easy to stay on if you're 71. You know, easy to stay is not the same sentence as good place is not the same sentence as good place is not the same sentence as good place to be sick. For a backpacker, Cambodia to be sick. For a backpacker, Cambodia to be sick. For a backpacker, Cambodia is a gift. For a retiree who's going to is a gift. For a retiree who's going to is a gift. For a retiree who's going to the doctor and friend, we're all going the doctor and friend, we're all going the doctor and friend, we're all going to need a doctor. It's a big gamble you to need a doctor. It's a big gamble you to need a doctor. It's a big gamble you probably don't want to make. It's a probably don't want to make. It's a probably don't want to make. It's a great place though to say, live and great place though to say, live and great place though to say, live and teach if you don't have a degree and you teach if you don't have a degree and you teach if you don't have a degree and you don't want too many questions asked of don't want too many questions asked of don't want too many questions asked of you and your background. So, now you can you and your background. So, now you can you and your background. So, now you can see the shape of it, right? Thailand see the shape of it, right? Thailand see the shape of it, right? Thailand wants your money up front and frozen.

wants your money up front and frozen. wants your money up front and frozen. Malaysia, I didn't even mention even Malaysia, I didn't even mention even Malaysia, I didn't even mention even though I love it because it is very, though I love it because it is very, though I love it because it is very, very expensive and totally unrealistic very expensive and totally unrealistic very expensive and totally unrealistic for most people struggling to survive on for most people struggling to survive on for most people struggling to survive on social security. So, the Philippines social security. So, the Philippines social security. So, the Philippines hands you English but thinner savings hands you English but thinner savings hands you English but thinner savings and shake your ground. Cambodia gives and shake your ground. Cambodia gives and shake your ground. Cambodia gives you the easiest visa on maybe Earth. No, you the easiest visa on maybe Earth. No, you the easiest visa on maybe Earth. No, not on Earth, but definitely in not on Earth, but definitely in not on Earth, but definitely in Southeast Asia, but also the weakest Southeast Asia, but also the weakest Southeast Asia, but also the weakest healthcare to go with it. Every one of healthcare to go with it. Every one of healthcare to go with it. Every one of them asks you to trade away something a them asks you to trade away something a them asks you to trade away something a fixed income retiree genuinely cannot fixed income retiree genuinely cannot fixed income retiree genuinely cannot afford to lose. And that right there is afford to lose. And that right there is afford to lose. And that right there is the entire reason I'm sitting here in the entire reason I'm sitting here in the entire reason I'm sitting here in this park in Vietnam because Vietnam, this park in Vietnam because Vietnam, this park in Vietnam because Vietnam, and I say this as the guy who chose it and I say this as the guy who chose it and I say this as the guy who chose it with my own money and my own life, not with my own money and my own life, not with my own money and my own life, not as a sponsor, it splits the difference as a sponsor, it splits the difference as a sponsor, it splits the difference better than any of them. The biggest better than any of them. The biggest better than any of them. The biggest objection to Vietnam by retirees is, objection to Vietnam by retirees is, objection to Vietnam by retirees is, let's all say it together, there's no let's all say it together, there's no let's all say it together, there's no retirement visa. Well, who [ __ ] retirement visa. Well, who [ __ ] retirement visa. Well, who [ __ ] cares? You get on a bus or a plane every cares? You get on a bus or a plane every cares? You get on a bus or a plane every 90 days and you do a visa run. You want 90 days and you do a visa run. You want 90 days and you do a visa run. You want to go try Cambodia? It takes about 5 or to go try Cambodia? It takes about 5 or to go try Cambodia? It takes about 5 or 6 hours from here on a luxury VIP bus.

6 hours from here on a luxury VIP bus. 6 hours from here on a luxury VIP bus. Spend the night there, get a $20 hotel, Spend the night there, get a $20 hotel, Spend the night there, get a $20 hotel, it's cheap. Is Vietnam perfect? No, it's cheap. Is Vietnam perfect? No, it's cheap. Is Vietnam perfect? No, nowhere is perfect. Of course not, but nowhere is perfect. Of course not, but nowhere is perfect. Of course not, but Vietnam solves the fixed income problem Vietnam solves the fixed income problem Vietnam solves the fixed income problem more completely than anywhere else in more completely than anywhere else in more completely than anywhere else in Southeast Asia right now or any of the Southeast Asia right now or any of the Southeast Asia right now or any of the other countries we talk about. I'm going other countries we talk about. I'm going other countries we talk about. I'm going to show you exactly how, but to show you exactly how, but to show you exactly how, but trust me, there's a reason why all of trust me, there's a reason why all of trust me, there's a reason why all of these video like basically a ton of these video like basically a ton of these video like basically a ton of videos are going viral right now where videos are going viral right now where videos are going viral right now where some old person on fixed income is some old person on fixed income is some old person on fixed income is interviewed and they're like, "Yeah, interviewed and they're like, "Yeah, interviewed and they're like, "Yeah, here I am. I live in Da Nang, I live in here I am. I live in Da Nang, I live in here I am. I live in Da Nang, I live in Vietnam. My life is like a million Vietnam. My life is like a million Vietnam. My life is like a million [ __ ] times better than it was when I [ __ ] times better than it was when I [ __ ] times better than it was when I was back home, okay?" Do you think was back home, okay?" Do you think was back home, okay?" Do you think they're all making it up? I've they're all making it up? I've they're all making it up? I've interviewed these people, you know, the interviewed these people, you know, the interviewed these people, you know, the other YouTube channels I've watched are other YouTube channels I've watched are other YouTube channels I've watched are interviewing them. There's one called interviewing them. There's one called interviewing them. There's one called Relocated, there's one is Vagabond Dan, Relocated, there's one is Vagabond Dan, Relocated, there's one is Vagabond Dan, of course, from Vagabond to Wake, old of course, from Vagabond to Wake, old of course, from Vagabond to Wake, old school, they've been interviewing school, they've been interviewing school, they've been interviewing hundreds of people for years. Cost of hundreds of people for years. Cost of hundreds of people for years. Cost of Living Abroad, it's Americans Living Living Abroad, it's Americans Living Living Abroad, it's Americans Living Abroad, they're interviewing kinds of Abroad, they're interviewing kinds of Abroad, they're interviewing kinds of people. These are all real, real people people. These are all real, real people people. These are all real, real people are coming over to Vietnam on fixed are coming over to Vietnam on fixed are coming over to Vietnam on fixed incomes and living a better quality of incomes and living a better quality of incomes and living a better quality of life and all they have to do is take a life and all they have to do is take a life and all they have to do is take a little trip every 3 months. So, I'm little trip every 3 months. So, I'm little trip every 3 months. So, I'm going to show you exactly how and going to show you exactly how and going to show you exactly how and exactly what to do about this.

exactly what to do about this. exactly what to do about this. If I was you, I'm also making this video If I was you, I'm also making this video If I was you, I'm also making this video for you because it's free. It's not in for you because it's free. It's not in for you because it's free. It's not in my paid membership because you might not my paid membership because you might not my paid membership because you might not be able to afford it and I still want to be able to afford it and I still want to be able to afford it and I still want to help you. [ __ ] what trolls say about me. help you. [ __ ] what trolls say about me. help you. [ __ ] what trolls say about me. I'm literally doing this, this is my I'm literally doing this, this is my I'm literally doing this, this is my service, this is my mission. To be service, this is my mission. To be service, this is my mission. To be honest and to help people improve their honest and to help people improve their honest and to help people improve their lives cuz moving here made my life lives cuz moving here made my life lives cuz moving here made my life better. The biggest mistake of my life better. The biggest mistake of my life better. The biggest mistake of my life was hesitating. Years ago, I let a wrong was hesitating. Years ago, I let a wrong was hesitating. Years ago, I let a wrong decision drag me back to Canada, to decision drag me back to Canada, to decision drag me back to Canada, to Calgary for 2 years of teaching public Calgary for 2 years of teaching public Calgary for 2 years of teaching public school and I I it was wrong before I school and I I it was wrong before I school and I I it was wrong before I even made the move. I knew it during the even made the move. I knew it during the even made the move. I knew it during the job interview. And that hesitation cost job interview. And that hesitation cost job interview. And that hesitation cost me 3 years of money and savings and me 3 years of money and savings and me 3 years of money and savings and time. Not to be dramatic, but the cost time. Not to be dramatic, but the cost time. Not to be dramatic, but the cost of waiting is often the most expensive of waiting is often the most expensive of waiting is often the most expensive thing and nobody can really put a price thing and nobody can really put a price thing and nobody can really put a price tag on that, right? On procrastination. tag on that, right? On procrastination. tag on that, right? On procrastination. Keep it in your back pocket. We will Keep it in your back pocket. We will Keep it in your back pocket. We will come back to that idea. I was answering come back to that idea. I was answering come back to that idea. I was answering emails yesterday and that was one thing emails yesterday and that was one thing emails yesterday and that was one thing I was thinking about. So, let's pull up I was thinking about. So, let's pull up I was thinking about. So, let's pull up a chair. Here's why Vietnam wins and the a chair. Here's why Vietnam wins and the a chair. Here's why Vietnam wins and the exact steps to test it without risking exact steps to test it without risking exact steps to test it without risking your security or life. First, the daily your security or life. First, the daily your security or life. First, the daily cost of living is the real deal and it's cost of living is the real deal and it's cost of living is the real deal and it's deepest where it actually counts, okay?

deepest where it actually counts, okay? deepest where it actually counts, okay? In Da Nang and Ho Chi Minh and Hanoi, In Da Nang and Ho Chi Minh and Hanoi, In Da Nang and Ho Chi Minh and Hanoi, regular neighborhoods, right? I'm regular neighborhoods, right? I'm regular neighborhoods, right? I'm talking Binh Thanh, District 3, you talking Binh Thanh, District 3, you talking Binh Thanh, District 3, you know, even affordable places in some know, even affordable places in some know, even affordable places in some parts of District 7 here, a single parts of District 7 here, a single parts of District 7 here, a single retiree can live really well on roughly retiree can live really well on roughly retiree can live really well on roughly 12 to $1,600 a month. Very comfortably. 12 to $1,600 a month. Very comfortably. 12 to $1,600 a month. Very comfortably. A greatly improved quality of life. A A greatly improved quality of life. A A greatly improved quality of life. A couple can live on 2,000. That's a very couple can live on 2,000. That's a very couple can live on 2,000. That's a very nice one bedroom, eating out most days, nice one bedroom, eating out most days, nice one bedroom, eating out most days, grab motorbikes and food delivery. The grab motorbikes and food delivery. The grab motorbikes and food delivery. The whole life, your social security check whole life, your social security check whole life, your social security check stops being a leash and starts being a stops being a leash and starts being a stops being a leash and starts being a budget you don't lie awake over and budget you don't lie awake over and budget you don't lie awake over and actually get to enjoy in the years you actually get to enjoy in the years you actually get to enjoy in the years you have left. Second, the food, it sounds have left. Second, the food, it sounds have left. Second, the food, it sounds small, it is not small. Bowl of pho down small, it is not small. Bowl of pho down small, it is not small. Bowl of pho down the alley from me is still a dollar, the alley from me is still a dollar, the alley from me is still a dollar, dollar and 50 cents. A full meal at a dollar and 50 cents. A full meal at a dollar and 50 cents. A full meal at a local spot here in a beautiful local spot here in a beautiful local spot here in a beautiful neighborhood is still easily affordable neighborhood is still easily affordable neighborhood is still easily affordable for $3, $4. Fresh produce, pocket for $3, $4. Fresh produce, pocket for $3, $4. Fresh produce, pocket change. When eating well costs almost change. When eating well costs almost change. When eating well costs almost nothing, your entire budget can like nothing, your entire budget can like nothing, your entire budget can like breathe, you know? In the Philippines, a breathe, you know? In the Philippines, a breathe, you know? In the Philippines, a lot of food is flown in. Here, it's lot of food is flown in. Here, it's lot of food is flown in. Here, it's literally grown right next door in the literally grown right next door in the literally grown right next door in the Mekong and it comes up on boats, you Mekong and it comes up on boats, you Mekong and it comes up on boats, you know, like barges, literally river know, like barges, literally river know, like barges, literally river barges come up bringing in fresh produce barges come up bringing in fresh produce barges come up bringing in fresh produce every day into the city. Third, and this every day into the city. Third, and this every day into the city. Third, and this is the one that should matter most to is the one that should matter most to is the one that should matter most to you, health care. This is where Vietnam you, health care. This is where Vietnam you, health care. This is where Vietnam now quietly beats Cambodia and the now quietly beats Cambodia and the now quietly beats Cambodia and the Philippines and is getting pretty close Philippines and is getting pretty close Philippines and is getting pretty close to being on par with Thailand or to being on par with Thailand or to being on par with Thailand or Malaysia. The international hospitals in Malaysia. The international hospitals in Malaysia. The international hospitals in Ho Chi Minh City, in Da Nang, and Hanoi, Ho Chi Minh City, in Da Nang, and Hanoi, Ho Chi Minh City, in Da Nang, and Hanoi, FV Hospital here in District 7, the FV Hospital here in District 7, the FV Hospital here in District 7, the Vinmec chain, the Family Medical

Vinmec chain, the Family Medical Vinmec chain, the Family Medical Practice clinics, and the CarePlus Practice clinics, and the CarePlus Practice clinics, and the CarePlus clinics where I recently made a visit, a clinics where I recently made a visit, a clinics where I recently made a visit, a doctor's visit might only run $15 to $40 doctor's visit might only run $15 to $40 doctor's visit might only run $15 to $40 out of pocket. A procedure that might out of pocket. A procedure that might out of pocket. A procedure that might bankrupt you at home here is a fraction bankrupt you at home here is a fraction bankrupt you at home here is a fraction of the price. I had a knee surgery for of the price. I had a knee surgery for of the price. I had a knee surgery for 1,300. You know, you're not flying to 1,300. You know, you're not flying to 1,300. You know, you're not flying to another country to get it. had surgery another country to get it. had surgery another country to get it. had surgery like a kilometer from here, and I was like a kilometer from here, and I was like a kilometer from here, and I was safe and comfortable doing it cuz I knew safe and comfortable doing it cuz I knew safe and comfortable doing it cuz I knew two other guys who had their knees done two other guys who had their knees done two other guys who had their knees done by the same doctor, right? A Grab flight by the same doctor, right? A Grab flight by the same doctor, right? A Grab flight right away. A retirement age that's not right away. A retirement age that's not right away. A retirement age that's not a footnote is the whole ballgame. And a footnote is the whole ballgame. And a footnote is the whole ballgame. And fourth, fourth, fourth, despite what everyone says, the visa is despite what everyone says, the visa is despite what everyone says, the visa is workable and it's getting better. The workable and it's getting better. The workable and it's getting better. The honest part, right? Vietnam's long-stay honest part, right? Vietnam's long-stay honest part, right? Vietnam's long-stay setup has been historically more of a setup has been historically more of a setup has been historically more of a hassle than Cambodia, but it's opening hassle than Cambodia, but it's opening hassle than Cambodia, but it's opening up, right? The e-visa is very easy to up, right? The e-visa is very easy to up, right? The e-visa is very easy to get. Everyone gets approved. You just get. Everyone gets approved. You just get. Everyone gets approved. You just pay 25 bucks for a single entry, 90 pay 25 bucks for a single entry, 90 pay 25 bucks for a single entry, 90 days. days. days. Um, Um, Um, and then there are longer temporary and then there are longer temporary and then there are longer temporary routes if you want, you know, if you routes if you want, you know, if you routes if you want, you know, if you actually get married or if you actually actually get married or if you actually actually get married or if you actually go back to school and learn Vietnamese. go back to school and learn Vietnamese. go back to school and learn Vietnamese. No, it's not as instant or free as No, it's not as instant or free as No, it's not as instant or free as Cambodia, but it's a world away from Cambodia, but it's a world away from Cambodia, but it's a world away from having to put tens of thousands or having to put tens of thousands or having to put tens of thousands or $20,000 in a bank or $100,000 in $20,000 in a bank or $100,000 in $20,000 in a bank or $100,000 in Malaysia. You don't have to freeze a Malaysia. You don't have to freeze a Malaysia. You don't have to freeze a fortune to stay. And because visa rules fortune to stay. And because visa rules fortune to stay. And because visa rules genuinely change everywhere, this is the genuinely change everywhere, this is the genuinely change everywhere, this is the only thing I want to verify before you only thing I want to verify before you only thing I want to verify before you book your flight, right? Don't take my book your flight, right? Don't take my book your flight, right? Don't take my word as gospel on what it is today.

word as gospel on what it is today. word as gospel on what it is today. Check the week you go. You know, ask Check the week you go. You know, ask Check the week you go. You know, ask ChatGPT, how do you do it? Fifth, the ChatGPT, how do you do it? Fifth, the ChatGPT, how do you do it? Fifth, the dollar stretches and the country is on dollar stretches and the country is on dollar stretches and the country is on the way up, not the way down. It is the way up, not the way down. It is the way up, not the way down. It is optimistic. You're not moving somewhere optimistic. You're not moving somewhere optimistic. You're not moving somewhere stuck in amber, stuck in the past. The stuck in amber, stuck in the past. The stuck in amber, stuck in the past. The economy is growing. It's not tourism economy is growing. It's not tourism economy is growing. It's not tourism based. It's Vietnamese based. The cities based. It's Vietnamese based. The cities based. It's Vietnamese based. The cities keep getting better and bigger. The keep getting better and bigger. The keep getting better and bigger. The internet is faster and more reliable. internet is faster and more reliable. internet is faster and more reliable. Yes, it's not perfect yet. Starlink is Yes, it's not perfect yet. Starlink is Yes, it's not perfect yet. Starlink is not here. not here. not here. Hopefully soon. But, if you're paying Hopefully soon. But, if you're paying Hopefully soon. But, if you're paying attention, attention, attention, that's a big weak spot for places like that's a big weak spot for places like that's a big weak spot for places like the Philippines and Cambodia. It just the Philippines and Cambodia. It just the Philippines and Cambodia. It just still is. So, you get the savings of a still is. So, you get the savings of a still is. So, you get the savings of a developing country with some of the developing country with some of the developing country with some of the reliability and development and tech and reliability and development and tech and reliability and development and tech and future-looking economy of developing future-looking economy of developing future-looking economy of developing nation or developed nation. That's the nation or developed nation. That's the nation or developed nation. That's the why That's why I think Vietnam is the why That's why I think Vietnam is the why That's why I think Vietnam is the best choice. Here's the how, the exact best choice. Here's the how, the exact best choice. Here's the how, the exact process. Um we'll literally talk about process. Um we'll literally talk about process. Um we'll literally talk about doing it in order. Step one, don't sell doing it in order. Step one, don't sell doing it in order. Step one, don't sell anything yet. Not your house, not your anything yet. Not your house, not your anything yet. Not your house, not your car, nothing. The number one mistake I car, nothing. The number one mistake I car, nothing. The number one mistake I watch people make is burning the boats watch people make is burning the boats watch people make is burning the boats before they've even visited. Please, before they've even visited. Please, before they've even visited. Please, gosh. At first at least, rent out your gosh. At first at least, rent out your gosh. At first at least, rent out your place, right? If you have a home, if you place, right? If you have a home, if you place, right? If you have a home, if you have a condo, rent it out. Keep your have a condo, rent it out. Keep your have a condo, rent it out. Keep your bridges standing at least at first for bridges standing at least at first for bridges standing at least at first for the first 6 months, whatever. Step two, the first 6 months, whatever. Step two, the first 6 months, whatever. Step two, get over here. Take a scouting trip. Do get over here. Take a scouting trip. Do get over here. Take a scouting trip. Do a location scout. Fly over for a month, a location scout. Fly over for a month, a location scout. Fly over for a month, not a week, not a day. Spend 2 weeks in not a week, not a day. Spend 2 weeks in not a week, not a day. Spend 2 weeks in Da Nang, 2 weeks in Ho Chi Minh City.

Da Nang, 2 weeks in Ho Chi Minh City. Da Nang, 2 weeks in Ho Chi Minh City. Try Da Lat, you know, live like a Try Da Lat, you know, live like a Try Da Lat, you know, live like a resident in Vung Tau or Nha Trang. Not a resident in Vung Tau or Nha Trang. Not a resident in Vung Tau or Nha Trang. Not a tourist. Shop at the market, ride Grab tourist. Shop at the market, ride Grab tourist. Shop at the market, ride Grab bikes, get a haircut, sit at a cafe. bikes, get a haircut, sit at a cafe. bikes, get a haircut, sit at a cafe. You'll know in 30 days whether your body You'll know in 30 days whether your body You'll know in 30 days whether your body and your spirit are happy here in and your spirit are happy here in and your spirit are happy here in Vietnam. You will know, trust me. Step Vietnam. You will know, trust me. Step Vietnam. You will know, trust me. Step three, three, three, rent before you commit to the thing. rent before you commit to the thing. rent before you commit to the thing. Whether you come back to stay, rent a Whether you come back to stay, rent a Whether you come back to stay, rent a furnished place for just a week or two furnished place for just a week or two furnished place for just a week or two or a month. Don't sign any long leases. or a month. Don't sign any long leases. or a month. Don't sign any long leases. Don't buy furniture. Give yourself the Don't buy furniture. Give yourself the Don't buy furniture. Give yourself the room to switch neighborhoods, to test room to switch neighborhoods, to test room to switch neighborhoods, to test areas, even cities until one of them areas, even cities until one of them areas, even cities until one of them truly hits and feels like home. Step truly hits and feels like home. Step truly hits and feels like home. Step four, sort your money plumbing out four, sort your money plumbing out four, sort your money plumbing out before before. Keep your US bank account before before. Keep your US bank account before before. Keep your US bank account exactly as it is. Uh get a card with no exactly as it is. Uh get a card with no exactly as it is. Uh get a card with no foreign transaction fees, whether that's foreign transaction fees, whether that's foreign transaction fees, whether that's a Charles Schwab or you do something a Charles Schwab or you do something a Charles Schwab or you do something like Wise, which I have an affiliate like Wise, which I have an affiliate like Wise, which I have an affiliate link for below and you can sign up for. link for below and you can sign up for. link for below and you can sign up for. Your social security is going to keep Your social security is going to keep Your social security is going to keep depositing in the US just like always. depositing in the US just like always. depositing in the US just like always. You just pull it out over here. Nothing You just pull it out over here. Nothing You just pull it out over here. Nothing about your benefits changes because you about your benefits changes because you about your benefits changes because you live abroad as long as you have the US live abroad as long as you have the US live abroad as long as you have the US banking setup. Step five, get your banking setup. Step five, get your banking setup. Step five, get your healthcare plan straight. Look hard at healthcare plan straight. Look hard at healthcare plan straight. Look hard at an international health insurance an international health insurance an international health insurance policy. I use SafetyWing. If you're too policy. I use SafetyWing. If you're too policy. I use SafetyWing. If you're too old for that already, uh you can either old for that already, uh you can either old for that already, uh you can either self-insure or on your scouting trip self-insure or on your scouting trip self-insure or on your scouting trip actually test out the hospitals and actually test out the hospitals and actually test out the hospitals and clinics. Go to FV, go to Vinmec, see it clinics. Go to FV, go to Vinmec, see it clinics. Go to FV, go to Vinmec, see it with your own eyes, use the services.

with your own eyes, use the services. with your own eyes, use the services. Come here and literally get a checkup. Come here and literally get a checkup. Come here and literally get a checkup. Do medical tourism, right? Cuz I'm Do medical tourism, right? Cuz I'm Do medical tourism, right? Cuz I'm saying the whole reason you should saying the whole reason you should saying the whole reason you should choose Vietnam over Cambodia is choose Vietnam over Cambodia is choose Vietnam over Cambodia is healthcare. Okay, six. Do the visa the healthcare. Okay, six. Do the visa the healthcare. Okay, six. Do the visa the smart way. Start with the e-visa for 90 smart way. Start with the e-visa for 90 smart way. Start with the e-visa for 90 days to get in and look around. When days to get in and look around. When days to get in and look around. When you're on the ground, talk to a local you're on the ground, talk to a local you're on the ground, talk to a local licensed visa agent about long-stay licensed visa agent about long-stay licensed visa agent about long-stay options that fit your exact situation. options that fit your exact situation. options that fit your exact situation. Don't try and white-knuckle it. Don't Don't try and white-knuckle it. Don't Don't try and white-knuckle it. Don't try and cheat. Don't try and [ __ ] try and cheat. Don't try and [ __ ] try and cheat. Don't try and [ __ ] figure it out from a YouTube video. The figure it out from a YouTube video. The figure it out from a YouTube video. The people here know this. And again, the people here know this. And again, the people here know this. And again, the rules move constantly. So, you always rules move constantly. So, you always rules move constantly. So, you always have to be finding out what matters when have to be finding out what matters when have to be finding out what matters when it matters to you, not beforehand. The it matters to you, not beforehand. The it matters to you, not beforehand. The number of times Thailand has changed number of times Thailand has changed number of times Thailand has changed their visa rules in the last 12 months. their visa rules in the last 12 months. their visa rules in the last 12 months. Step seven, build a real connection Step seven, build a real connection Step seven, build a real connection before you all go all in, right? Find an before you all go all in, right? Find an before you all go all in, right? Find an expat group, a community, a pickleball expat group, a community, a pickleball expat group, a community, a pickleball hub, a running thing, a cafe. I'm dead hub, a running thing, a cafe. I'm dead hub, a running thing, a cafe. I'm dead serious about this. I'd say a bar, but I serious about this. I'd say a bar, but I serious about this. I'd say a bar, but I don't encourage drinking this, don't encourage drinking this, don't encourage drinking this, especially at first. Loneliness is the especially at first. Loneliness is the especially at first. Loneliness is the thing that sends people home, not money. thing that sends people home, not money. thing that sends people home, not money. The savings keep you here, but the The savings keep you here, but the The savings keep you here, but the people keep you happy in your people keep you happy in your people keep you happy in your retirement, in your life. They keep you retirement, in your life. They keep you retirement, in your life. They keep you busy and occupied and entertained and busy and occupied and entertained and busy and occupied and entertained and engaged. So, let me close the loop.

engaged. So, let me close the loop. engaged. So, let me close the loop. Before, I made you promise at the top Before, I made you promise at the top Before, I made you promise at the top and mentioned that Calgary thing, the and mentioned that Calgary thing, the and mentioned that Calgary thing, the cost of my hesitation and going back for cost of my hesitation and going back for cost of my hesitation and going back for two or three years and procrastinating. two or three years and procrastinating. two or three years and procrastinating. That's the thing that ties it together. That's the thing that ties it together. That's the thing that ties it together. By the end, I told you you'd know By the end, I told you you'd know By the end, I told you you'd know exactly why Vietnam wins for a exactly why Vietnam wins for a exactly why Vietnam wins for a fixed-income retiree, what the catch is, fixed-income retiree, what the catch is, fixed-income retiree, what the catch is, how to test it without risking your how to test it without risking your how to test it without risking your security. So, here it is, all in one security. So, here it is, all in one security. So, here it is, all in one breath. Vietnam wins because it gives breath. Vietnam wins because it gives breath. Vietnam wins because it gives you the deep daily savings of Cambodia, you the deep daily savings of Cambodia, you the deep daily savings of Cambodia, healthcare that goes toe-to-toe with healthcare that goes toe-to-toe with healthcare that goes toe-to-toe with Thailand in 2026, and the reliability Thailand in 2026, and the reliability Thailand in 2026, and the reliability that the Philippines just can't match that the Philippines just can't match that the Philippines just can't match without locking up a huge amount of cash without locking up a huge amount of cash without locking up a huge amount of cash up front to get into the country, aka up front to get into the country, aka up front to get into the country, aka like Malaysia. Is there a catch? Yes. like Malaysia. Is there a catch? Yes. like Malaysia. Is there a catch? Yes. The catch is the visa takes a little The catch is the visa takes a little The catch is the visa takes a little more effort than Cambodia's, and the more effort than Cambodia's, and the more effort than Cambodia's, and the rules change so you verify before you rules change so you verify before you rules change so you verify before you fly, and you test the whole thing with a fly, and you test the whole thing with a fly, and you test the whole thing with a 1-month scouting trip and a 1-month scouting trip and a 1-month scouting trip and a month-to-month rental. month-to-month rental. month-to-month rental. Yeah? Having sold nothing, risked Yeah? Having sold nothing, risked Yeah? Having sold nothing, risked nothing. That's the answer to the nothing. That's the answer to the nothing. That's the answer to the question you walked in with. Why should question you walked in with. Why should question you walked in with. Why should you stay? Why should you retire in you stay? Why should you retire in you stay? Why should you retire in Vietnam on a fixed income? You stay Vietnam on a fixed income? You stay Vietnam on a fixed income? You stay because that $2,000 check does not have because that $2,000 check does not have because that $2,000 check does not have to mean a small, scared, counting to mean a small, scared, counting to mean a small, scared, counting pennies lifestyle. Here's a place where pennies lifestyle. Here's a place where pennies lifestyle. Here's a place where it buys a good doctor, great food, a it buys a good doctor, great food, a it buys a good doctor, great food, a warm apartment, and most importantly, warm apartment, and most importantly, warm apartment, and most importantly, your dignity and your happiness, okay?

your dignity and your happiness, okay? your dignity and your happiness, okay? I'm living proof, as are the hundreds of I'm living proof, as are the hundreds of I'm living proof, as are the hundreds of folks who've been in those other videos folks who've been in those other videos folks who've been in those other videos and other interviews, and who've done and other interviews, and who've done and other interviews, and who've done this move. The only thing it costs you this move. The only thing it costs you this move. The only thing it costs you right now is hesitation. So, take it right now is hesitation. So, take it right now is hesitation. So, take it from a guy who paid 3 years of savings from a guy who paid 3 years of savings from a guy who paid 3 years of savings to learn it. Hesitation is the most to learn it. Hesitation is the most to learn it. Hesitation is the most expensive thing there is. expensive thing there is. expensive thing there is. Procrastination is Procrastination is Procrastination is literally a death sentence. So, here's literally a death sentence. So, here's literally a death sentence. So, here's what to do next, and I'll be straight up what to do next, and I'll be straight up what to do next, and I'll be straight up about how I can actually help. If about how I can actually help. If about how I can actually help. If everything I just said lit something up everything I just said lit something up everything I just said lit something up in you, in you, in you, you can try my own cost of living abroad you can try my own cost of living abroad you can try my own cost of living abroad calculator, which I talked about before. calculator, which I talked about before. calculator, which I talked about before. You can sign up for my free newsletter. You can sign up for my free newsletter. You can sign up for my free newsletter. Everything will be linked below. If you Everything will be linked below. If you Everything will be linked below. If you want, you can join my membership, get on want, you can join my membership, get on want, you can join my membership, get on a call with me. That is completely a call with me. That is completely a call with me. That is completely optional. You can just keep watching all optional. You can just keep watching all optional. You can just keep watching all these videos for free. these videos for free. these videos for free. Costs you nothing except time you're Costs you nothing except time you're Costs you nothing except time you're wasting. I'm having a retired early in wasting. I'm having a retired early in wasting. I'm having a retired early in Vietnam. You can watch this one about Vietnam. You can watch this one about Vietnam. You can watch this one about how I actually save 70% of my income how I actually save 70% of my income how I actually save 70% of my income when I was living and working in when I was living and working in when I was living and working in Vietnam, or this one about a bunch of Vietnam, or this one about a bunch of Vietnam, or this one about a bunch of reasons why I love my life in Vietnam. reasons why I love my life in Vietnam. reasons why I love my life in Vietnam. Take care. Thanks so much.