Is DA NANG The Best City in Vietnam for Expats?
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All right, let's get into it. The All right, let's get into it. The numbers, the breakdowns, the cost of numbers, the breakdowns, the cost of numbers, the breakdowns, the cost of living in Da Nang in 2026. Is moving to living in Da Nang in 2026. Is moving to living in Da Nang in 2026. Is moving to Da Nang, Vietnam still worth it? Is it Da Nang, Vietnam still worth it? Is it Da Nang, Vietnam still worth it? Is it still cheap? Is it still affordable? Are still cheap? Is it still affordable? Are still cheap? Is it still affordable? Are the rumors of it getting more expensive the rumors of it getting more expensive the rumors of it getting more expensive true? Is it actually 40%, 30% higher true? Is it actually 40%, 30% higher true? Is it actually 40%, 30% higher than whatever? I'm MN8, retired early in than whatever? I'm MN8, retired early in than whatever? I'm MN8, retired early in Vietnam. Living here for about a year Vietnam. Living here for about a year Vietnam. Living here for about a year and a half in Da Nang. I just moved back and a half in Da Nang. I just moved back and a half in Da Nang. I just moved back to Saigon 3 months ago and I'm up here to Saigon 3 months ago and I'm up here to Saigon 3 months ago and I'm up here visiting. I want to know visiting. I want to know visiting. I want to know is it true? Right? So many of the is it true? Right? So many of the is it true? Right? So many of the creators that have come in here talking creators that have come in here talking creators that have come in here talking about money are here for a week. What about money are here for a week. What about money are here for a week. What the [ __ ] do they know? They're tourists. the [ __ ] do they know? They're tourists. the [ __ ] do they know? They're tourists. The question is not about them, it's The question is not about them, it's The question is not about them, it's about you. Can you actually afford to about you. Can you actually afford to about you. Can you actually afford to live here in Da Nang, Vietnam? It's not live here in Da Nang, Vietnam? It's not live here in Da Nang, Vietnam? It's not is it cheap, is it possible, it's can is it cheap, is it possible, it's can is it cheap, is it possible, it's can you specifically with your income, your you specifically with your income, your you specifically with your income, your life, your obligations afford to move life, your obligations afford to move life, your obligations afford to move here to live here comfortably uh and here to live here comfortably uh and here to live here comfortably uh and still have enough of a buffer that one still have enough of a buffer that one still have enough of a buffer that one bad month isn't going to send you into a bad month isn't going to send you into a bad month isn't going to send you into a spiral. I think a lot of the content spiral. I think a lot of the content spiral. I think a lot of the content about Da Nang cost, they almost always about Da Nang cost, they almost always about Da Nang cost, they almost always go in one direction, right? They're like go in one direction, right? They're like go in one direction, right? They're like like a list. Here's my rent, here's my like a list. Here's my rent, here's my like a list. Here's my rent, here's my street food, here's my coffee, isn't street food, here's my coffee, isn't street food, here's my coffee, isn't that incredible? I win, yada yada. But that incredible? I win, yada yada. But that incredible? I win, yada yada. But the number at the bottom is always made the number at the bottom is always made the number at the bottom is always made like what it for who? It doesn't make like what it for who? It doesn't make like what it for who? It doesn't make sense, right? Cuz it's 700, 900, 1200, sense, right? Cuz it's 700, 900, 1200, sense, right? Cuz it's 700, 900, 1200, blah blah blah. Who the [ __ ] are those blah blah blah. Who the [ __ ] are those blah blah blah. Who the [ __ ] are those numbers for? How is that person living?
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numbers for? How is that person living? numbers for? How is that person living? They're not lies, but they're just often They're not lies, but they're just often They're not lies, but they're just often the numbers from someone who literally the numbers from someone who literally the numbers from someone who literally spent 1 month of their life here. The spent 1 month of their life here. The spent 1 month of their life here. The whole picture needs to include your whole picture needs to include your whole picture needs to include your income, your savings buffer, what income, your savings buffer, what income, your savings buffer, what happens when the AC breaks in the happens when the AC breaks in the happens when the AC breaks in the August? Are you paying the repair costs August? Are you paying the repair costs August? Are you paying the repair costs that are $300? Is your landlord going to that are $300? Is your landlord going to that are $300? Is your landlord going to cover that, right? It includes flight cover that, right? It includes flight cover that, right? It includes flight homes if your parents get sick, but it homes if your parents get sick, but it homes if your parents get sick, but it includes the version of the life where includes the version of the life where includes the version of the life where something goes sideways for a month and something goes sideways for a month and something goes sideways for a month and you need a real margin, you need a real you need a real margin, you need a real you need a real margin, you need a real plan, right? I'm always talking about plan, right? I'm always talking about plan, right? I'm always talking about that. You need to build a buffer. that. You need to build a buffer. that. You need to build a buffer. You need an income floor, you need a You need an income floor, you need a You need an income floor, you need a real savings rate. So, what's that real savings rate. So, what's that real savings rate. So, what's that number you need to be earning to number you need to be earning to number you need to be earning to actually escape financial anxiety? You actually escape financial anxiety? You actually escape financial anxiety? You need financial independence. That's what need financial independence. That's what need financial independence. That's what this video is, the full picture with the this video is, the full picture with the this video is, the full picture with the real numbers from 2026 and a straight real numbers from 2026 and a straight real numbers from 2026 and a straight answer for who it works for and who it answer for who it works for and who it answer for who it works for and who it probably won't work for. I'm just back probably won't work for. I'm just back probably won't work for. I'm just back visiting again, but I did live here for visiting again, but I did live here for visiting again, but I did live here for a year and a half. I've been visiting a year and a half. I've been visiting a year and a half. I've been visiting for for for 6 years, 7 years. I don't know how long. 6 years, 7 years. I don't know how long. 6 years, 7 years. I don't know how long. It was 2019. Uh and I can tell you It was 2019. Uh and I can tell you It was 2019. Uh and I can tell you honestly, this city is still one of the honestly, this city is still one of the honestly, this city is still one of the most compelling places in Southeast Asia most compelling places in Southeast Asia most compelling places in Southeast Asia for the right person. The question is for the right person. The question is for the right person. The question is more just about if you're that right more just about if you're that right more just about if you're that right person. I met a lot of people at the person. I met a lot of people at the person. I met a lot of people at the meetup yesterday who love it. Uh and a meetup yesterday who love it. Uh and a meetup yesterday who love it. Uh and a lot of people were like, "This is a fun lot of people were like, "This is a fun lot of people were like, "This is a fun spot, but I'm just going to stay for a spot, but I'm just going to stay for a spot, but I'm just going to stay for a month or two." Let's talk about 7 years month or two." Let's talk about 7 years month or two." Let's talk about 7 years of real price data, the crash after of real price data, the crash after of real price data, the crash after COVID, etc. And then talk about what you COVID, etc. And then talk about what you COVID, etc. And then talk about what you need to work earn and what things need to work earn and what things need to work earn and what things actually cost and how that's changed actually cost and how that's changed actually cost and how that's changed since before and after the sort of 2020 since before and after the sort of 2020 since before and after the sort of 2020 to 2022 divide. So, [snorts] first thing to 2022 divide. So, [snorts] first thing to 2022 divide. So, [snorts] first thing we need to know, in 2019, Da Nang was
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we need to know, in 2019, Da Nang was we need to know, in 2019, Da Nang was still mostly, you know, a secret outside still mostly, you know, a secret outside still mostly, you know, a secret outside of travel circles in Vietnam. The of travel circles in Vietnam. The of travel circles in Vietnam. The digital wave hadn't really started yet. digital wave hadn't really started yet. digital wave hadn't really started yet. Um it was not one of the top 10 best Um it was not one of the top 10 best Um it was not one of the top 10 best places to do anything. It wasn't places to do anything. It wasn't places to do anything. It wasn't trending on Google SEO. Um it wasn't in trending on Google SEO. Um it wasn't in trending on Google SEO. Um it wasn't in people's YouTube videos generally. The people's YouTube videos generally. The people's YouTube videos generally. The An Thong strip existed. My Khe Beach had An Thong strip existed. My Khe Beach had An Thong strip existed. My Khe Beach had development, but there's literally development, but there's literally development, but there's literally massive mega towers just opening one by massive mega towers just opening one by massive mega towers just opening one by one in the last 5 years or along the one in the last 5 years or along the one in the last 5 years or along the beach and it's probably going to keep beach and it's probably going to keep beach and it's probably going to keep going for the next 10 years. They're going for the next 10 years. They're going for the next 10 years. They're building 10,000 units here. So, a solid building 10,000 units here. So, a solid building 10,000 units here. So, a solid furnished one-bedroom apartment within furnished one-bedroom apartment within furnished one-bedroom apartment within walking distance of the beach was walking distance of the beach was walking distance of the beach was realistically $250 a month in 2019. A realistically $250 a month in 2019. A realistically $250 a month in 2019. A bowl of pho or mi quang or whatever kind bowl of pho or mi quang or whatever kind bowl of pho or mi quang or whatever kind of noodles or banh mi, 25-50k, right? A of noodles or banh mi, 25-50k, right? A of noodles or banh mi, 25-50k, right? A dollar or two. Cafe sua da like this on dollar or two. Cafe sua da like this on dollar or two. Cafe sua da like this on the beach, 60 to 80 cents. A beer at a the beach, 60 to 80 cents. A beer at a the beach, 60 to 80 cents. A beer at a local bar in a can, not a dive, just a local bar in a can, not a dive, just a local bar in a can, not a dive, just a local spot with no air conditioning, local spot with no air conditioning, local spot with no air conditioning, would be 50 cents, whatever, right? would be 50 cents, whatever, right? would be 50 cents, whatever, right? Sure, a western place with air Sure, a western place with air Sure, a western place with air conditioning, with barbecue ribs, with conditioning, with barbecue ribs, with conditioning, with barbecue ribs, with draft IPAs is still costing you 12 bucks draft IPAs is still costing you 12 bucks draft IPAs is still costing you 12 bucks or whatever. A decent gym membership, or whatever. A decent gym membership, or whatever. A decent gym membership, yeah, you could say it was 10 bucks back yeah, you could say it was 10 bucks back yeah, you could say it was 10 bucks back then. The reality was there weren't any then. The reality was there weren't any then. The reality was there weren't any decent gyms in Da Nang in 2019, unless decent gyms in Da Nang in 2019, unless decent gyms in Da Nang in 2019, unless you went City Side. Motorbike rental you went City Side. Motorbike rental you went City Side. Motorbike rental back then, probably 30 bucks a month, 35 back then, probably 30 bucks a month, 35 back then, probably 30 bucks a month, 35 bucks a month. If you're cooking at bucks a month. If you're cooking at bucks a month. If you're cooking at home, you can easily easily live on home, you can easily easily live on home, you can easily easily live on I don't know, probably 800 bucks a month I don't know, probably 800 bucks a month I don't know, probably 800 bucks a month last maybe. For some people, maybe even
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last maybe. For some people, maybe even last maybe. For some people, maybe even 600 bucks a month. I think that $20 a 600 bucks a month. I think that $20 a 600 bucks a month. I think that $20 a day genuinely living well as a single day genuinely living well as a single day genuinely living well as a single person pre-COVID here is reality. That's person pre-COVID here is reality. That's person pre-COVID here is reality. That's not the reality right now. In 2026, a not the reality right now. In 2026, a not the reality right now. In 2026, a comparable one bedroom, and let's be comparable one bedroom, and let's be comparable one bedroom, and let's be specific about the data and where it is. specific about the data and where it is. specific about the data and where it is. I often look at numbeo.com. I'll put the I often look at numbeo.com. I'll put the I often look at numbeo.com. I'll put the little n u m b e o for city to city little n u m b e o for city to city little n u m b e o for city to city comparisons and most up-to-date info. comparisons and most up-to-date info. comparisons and most up-to-date info. Probably five or 600 dollars a month for Probably five or 600 dollars a month for Probably five or 600 dollars a month for that same apartment. So, more than that same apartment. So, more than that same apartment. So, more than double, more than double, right? Son Tra double, more than double, right? Son Tra double, more than double, right? Son Tra and My An on the lower middle end of and My An on the lower middle end of and My An on the lower middle end of that search, you're still maybe finding that search, you're still maybe finding that search, you're still maybe finding four to five hundred dollar apartments, four to five hundred dollar apartments, four to five hundred dollar apartments, but they're not beachfront. They're but they're not beachfront. They're but they're not beachfront. They're going to be, you know, a kilometer off going to be, you know, a kilometer off going to be, you know, a kilometer off the beach. My friend Will Will just the beach. My friend Will Will just the beach. My friend Will Will just found like Will Travels just found a found like Will Travels just found a found like Will Travels just found a good place for 400. But, 400 in Da Nang good place for 400. But, 400 in Da Nang good place for 400. But, 400 in Da Nang right now means probably you know a right now means probably you know a right now means probably you know a little bit, you negotiate, you're not little bit, you negotiate, you're not little bit, you negotiate, you're not taking the first thing you saw, you're taking the first thing you saw, you're taking the first thing you saw, you're looking at a bunch of apartments. looking at a bunch of apartments. looking at a bunch of apartments. I would expect sort of I would expect sort of I would expect sort of 500 to 550 500 to 550 500 to 550 minimum for a working number in that minimum for a working number in that minimum for a working number in that sort of like 13 million to 15 million, sort of like 13 million to 15 million, sort of like 13 million to 15 million, easily up to 18 million, which is 600 US easily up to 18 million, which is 600 US easily up to 18 million, which is 600 US if you want something newer. The street if you want something newer. The street if you want something newer. The street food and everything is still totally food and everything is still totally food and everything is still totally cheap though. That hasn't really cheap though. That hasn't really cheap though. That hasn't really changed. Why? Well, the cost of living changed. Why? Well, the cost of living changed. Why? Well, the cost of living for a local has gone up slightly with for a local has gone up slightly with for a local has gone up slightly with inflation etc., but it hasn't ballooned inflation etc., but it hasn't ballooned inflation etc., but it hasn't ballooned the way tourist price the way tourist price the way tourist price costs have. So, I would say that aspect costs have. So, I would say that aspect costs have. So, I would say that aspect of living here of living here of living here has not changed dramatically, right? If has not changed dramatically, right? If has not changed dramatically, right? If you're not coming out to the beach, if you're not coming out to the beach, if you're not coming out to the beach, if you're not coming to An Thong, the you're not coming to An Thong, the you're not coming to An Thong, the tourist spots, but everything in the tourist spots, but everything in the tourist spots, but everything in the sort of like expat facing community has
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sort of like expat facing community has sort of like expat facing community has evolved, has moved. Uh there's more to, evolved, has moved. Uh there's more to, evolved, has moved. Uh there's more to, right? There's more Western coffees. right? There's more Western coffees. right? There's more Western coffees. They maybe cost a buck 50 7 years ago. They maybe cost a buck 50 7 years ago. They maybe cost a buck 50 7 years ago. They're $2.50, $3 now, easy. $15 to $25 They're $2.50, $3 now, easy. $15 to $25 They're $2.50, $3 now, easy. $15 to $25 for a sit-down meal. A gym membership for a sit-down meal. A gym membership for a sit-down meal. A gym membership for 40 bucks. Um a motorbike rental is for 40 bucks. Um a motorbike rental is for 40 bucks. Um a motorbike rental is probably 55 or 60 dollars. probably 55 or 60 dollars. probably 55 or 60 dollars. Uh Western supermarkets, and not just Uh Western supermarkets, and not just Uh Western supermarkets, and not just that these prices have gone up. These that these prices have gone up. These that these prices have gone up. These places are literally didn't exist 7 places are literally didn't exist 7 places are literally didn't exist 7 years ago. They're new businesses years ago. They're new businesses years ago. They're new businesses we're we're catering to a new market, we're we're catering to a new market, we're we're catering to a new market, right? Which is maybe you. Real estate right? Which is maybe you. Real estate right? Which is maybe you. Real estate firms tracking prices year reported firms tracking prices year reported firms tracking prices year reported price increases 30 to 40% price increases 30 to 40% price increases 30 to 40% year over year. The trajectory is clear year over year. The trajectory is clear year over year. The trajectory is clear if you're talking about this side of the if you're talking about this side of the if you're talking about this side of the river. Da Nang is not getting cheaper. river. Da Nang is not getting cheaper. river. Da Nang is not getting cheaper. The brand new builds going in aren't The brand new builds going in aren't The brand new builds going in aren't going to lower the market prices. going to lower the market prices. going to lower the market prices. They're to draw in new people spending They're to draw in new people spending They're to draw in new people spending more money. So, the big builds like more money. So, the big builds like more money. So, the big builds like Panoma, FPT City, etc. If you're Panoma, FPT City, etc. If you're Panoma, FPT City, etc. If you're spending $700 a month in 2019, I would spending $700 a month in 2019, I would spending $700 a month in 2019, I would guess that's a same lifestyle now costs guess that's a same lifestyle now costs guess that's a same lifestyle now costs minimum 1,200 to 1,500 a month. So, like minimum 1,200 to 1,500 a month. So, like minimum 1,200 to 1,500 a month. So, like a 30 to 50% increase, minimum, a 30 to 50% increase, minimum, a 30 to 50% increase, minimum, in the tourist-facing economy. Much in the tourist-facing economy. Much in the tourist-facing economy. Much lower still in the lower market, right?
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lower still in the lower market, right? lower still in the lower market, right? That's why when I made a video saying my That's why when I made a video saying my That's why when I made a video saying my house here costs $500 a month. Well, for house here costs $500 a month. Well, for house here costs $500 a month. Well, for those of you don't know, I basically those of you don't know, I basically those of you don't know, I basically live like a local. When I'm not out live like a local. When I'm not out live like a local. When I'm not out drinking beer with my buddies or eating drinking beer with my buddies or eating drinking beer with my buddies or eating a pizza with my buddies who are Western a pizza with my buddies who are Western a pizza with my buddies who are Western guys, I'm living with a Vietnamese wife, guys, I'm living with a Vietnamese wife, guys, I'm living with a Vietnamese wife, Vietnamese kids, Vietnamese in-laws, and Vietnamese kids, Vietnamese in-laws, and Vietnamese kids, Vietnamese in-laws, and we cook all our food, we cook all our food, we cook all our food, go to local restaurants, go to local go to local restaurants, go to local go to local restaurants, go to local cafes, go to wet markets for groceries. cafes, go to wet markets for groceries. cafes, go to wet markets for groceries. That's still totally affordable. But, That's still totally affordable. But, That's still totally affordable. But, beach town global tourist retirement beach town global tourist retirement beach town global tourist retirement destination, prices be a changing. Uh destination, prices be a changing. Uh destination, prices be a changing. Uh and they should be. That's the reality. and they should be. That's the reality. and they should be. That's the reality. A different market means different A different market means different A different market means different prices. prices. prices. So, let's go line by line for what I So, let's go line by line for what I So, let's go line by line for what I think is a realistic single person think is a realistic single person think is a realistic single person budget uh right now. And we'll try and budget uh right now. And we'll try and budget uh right now. And we'll try and build like roughly what a real monthly build like roughly what a real monthly build like roughly what a real monthly budget for that single divorcee retiree budget for that single divorcee retiree budget for that single divorcee retiree arriving. You want to live well, you arriving. You want to live well, you arriving. You want to live well, you want to live comfortably, you want to be want to live comfortably, you want to be want to live comfortably, you want to be enjoying golden years. enjoying golden years. enjoying golden years. This isn't backpacker stuff. And let's This isn't backpacker stuff. And let's This isn't backpacker stuff. And let's break it I want to break it down like break it I want to break it down like break it I want to break it down like what I think adequately what I think adequately what I think adequately uh cuz a lot of people leave stuff out uh cuz a lot of people leave stuff out uh cuz a lot of people leave stuff out that you don't necessarily care about if that you don't necessarily care about if that you don't necessarily care about if you're here for 2 weeks, but you you're here for 2 weeks, but you you're here for 2 weeks, but you absolutely have to deal with and budget absolutely have to deal with and budget absolutely have to deal with and budget for. A budget isn't expensive, right?
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for. A budget isn't expensive, right? for. A budget isn't expensive, right? Budget just before. Um so this is a Budget just before. Um so this is a Budget just before. Um so this is a person person person often eating local, renting a motorbike often eating local, renting a motorbike often eating local, renting a motorbike by the month, living in a small by the month, living in a small by the month, living in a small apartment a little bit walkable from the apartment a little bit walkable from the apartment a little bit walkable from the prime area, still going to Western prime area, still going to Western prime area, still going to Western restaurants, but not much, you know, restaurants, but not much, you know, restaurants, but not much, you know, maybe once a week or whatever. I think maybe once a week or whatever. I think maybe once a week or whatever. I think rent you can still get $350 to $450. It rent you can still get $350 to $450. It rent you can still get $350 to $450. It exists. Probably not with a pool, exists. Probably not with a pool, exists. Probably not with a pool, probably not in the most convenient probably not in the most convenient probably not in the most convenient location, possibly an older unit in location, possibly an older unit in location, possibly an older unit in older building. Utilities, electric, older building. Utilities, electric, older building. Utilities, electric, water, garbage collection, water, garbage collection, water, garbage collection, max you're talking $50 unless you have max you're talking $50 unless you have max you're talking $50 unless you have an AC unit cranked 24 hours a day, uh in an AC unit cranked 24 hours a day, uh in an AC unit cranked 24 hours a day, uh in which case minimum $80 to $100. And it's which case minimum $80 to $100. And it's which case minimum $80 to $100. And it's going to go up in the summer when it going to go up in the summer when it going to go up in the summer when it gets hotter. Let's say call it 65 a gets hotter. Let's say call it 65 a gets hotter. Let's say call it 65 a month average over the year. Internet, month average over the year. Internet, month average over the year. Internet, phone, cheap as dirt. Talking with 15 phone, cheap as dirt. Talking with 15 phone, cheap as dirt. Talking with 15 bucks a month you're going with Viettel, bucks a month you're going with Viettel, bucks a month you're going with Viettel, Mobifone, whatever. Food, I would say it Mobifone, whatever. Food, I would say it Mobifone, whatever. Food, I would say it dep- it depends so much on you, but $150 dep- it depends so much on you, but $150 dep- it depends so much on you, but $150 to $300 to $300 to $300 a month could a month could a month could could still do you, but some people are could still do you, but some people are could still do you, but some people are going to get up and spend 600. It's just going to get up and spend 600. It's just going to get up and spend 600. It's just minimum. But let's say local breakfast minimum. But let's say local breakfast minimum. But let's say local breakfast for a buck or two, local lunch for a for a buck or two, local lunch for a for a buck or two, local lunch for a couple bucks, cooking a few nights a couple bucks, cooking a few nights a couple bucks, cooking a few nights a week, the occasional local dinner out.
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week, the occasional local dinner out. week, the occasional local dinner out. This is all very doable for 150, but This is all very doable for 150, but This is all very doable for 150, but depending on your stature, you might depending on your stature, you might depending on your stature, you might also spend 300 or even 600. If you're also spend 300 or even 600. If you're also spend 300 or even 600. If you're going out and boozing all the time at going out and boozing all the time at going out and boozing all the time at like the expat bars, you can spend like the expat bars, you can spend like the expat bars, you can spend $1,000 a month on going out, no problem. $1,000 a month on going out, no problem. $1,000 a month on going out, no problem. Transport, $55 to $60 on a motorbike, Transport, $55 to $60 on a motorbike, Transport, $55 to $60 on a motorbike, $10 in the occasional maybe grabs or $10 in the occasional maybe grabs or $10 in the occasional maybe grabs or extras, let's call it 75. $6 for the extras, let's call it 75. $6 for the extras, let's call it 75. $6 for the local SIM, maybe I already mentioned local SIM, maybe I already mentioned local SIM, maybe I already mentioned that, sorry. Okay, health insurance, 100 that, sorry. Okay, health insurance, 100 that, sorry. Okay, health insurance, 100 to 200 depending on your age. Should be to 200 depending on your age. Should be to 200 depending on your age. Should be a non-negotiable your first 3 months. Uh a non-negotiable your first 3 months. Uh a non-negotiable your first 3 months. Uh you can get Safe Wing Nomad complete you can get Safe Wing Nomad complete you can get Safe Wing Nomad complete linked below. Personal clothing, linked below. Personal clothing, linked below. Personal clothing, miscellaneous, miscellaneous, miscellaneous, 50 bucks. Uh visa costs, probably 45 50 bucks. Uh visa costs, probably 45 50 bucks. Uh visa costs, probably 45 dollars a month maybe averaged over the dollars a month maybe averaged over the dollars a month maybe averaged over the year year year for visa runs and 90-day e-visas, for visa runs and 90-day e-visas, for visa runs and 90-day e-visas, maybe 50 bucks a month, 600 a year is maybe 50 bucks a month, 600 a year is maybe 50 bucks a month, 600 a year is pretty realistic. Or if you go long-term pretty realistic. Or if you go long-term pretty realistic. Or if you go long-term route, it's going to be closer to 100 route, it's going to be closer to 100 route, it's going to be closer to 100 120 a month if you get an education or 120 a month if you get an education or 120 a month if you get an education or business visa. business visa. business visa. I'm saying total though, your I'm saying total though, your I'm saying total though, your is that about 950 a thousand dollars a is that about 950 a thousand dollars a is that about 950 a thousand dollars a month? Sorry, I do these calcs live, so month? Sorry, I do these calcs live, so month? Sorry, I do these calcs live, so if they're different on the screen, if they're different on the screen, if they're different on the screen, it'll be in the graphic. To maintain it'll be in the graphic. To maintain it'll be in the graphic. To maintain that budget with even 20 or 30% of a that budget with even 20 or 30% of a that budget with even 20 or 30% of a buffer, you need mi- This is a bare buffer, you need mi- This is a bare buffer, you need mi- This is a bare minimum. You need 12 to 1300. That's not minimum. You need 12 to 1300. That's not minimum. You need 12 to 1300. That's not a lot, right? That's roughly the social a lot, right? That's roughly the social a lot, right? That's roughly the social security payment for an individual in security payment for an individual in security payment for an individual in 2026. It's 1800 to 1900 dollars. So if 2026. It's 1800 to 1900 dollars. So if 2026. It's 1800 to 1900 dollars. So if you're drawing social security as a you're drawing social security as a you're drawing social security as a single retiree with no other debt, no
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single retiree with no other debt, no single retiree with no other debt, no alimony, no mortgage back home, that alimony, no mortgage back home, that alimony, no mortgage back home, that budget works in Da Nang with room to budget works in Da Nang with room to budget works in Da Nang with room to spare. I would say barely, but I would spare. I would say barely, but I would spare. I would say barely, but I would say yes, it works. Um there are people say yes, it works. Um there are people say yes, it works. Um there are people who have talked about that in videos, who have talked about that in videos, who have talked about that in videos, people who have done interviews about people who have done interviews about people who have done interviews about that. You can live and retire on social that. You can live and retire on social that. You can live and retire on social security in Da Nang right now in 2026. security in Da Nang right now in 2026. security in Da Nang right now in 2026. Let's look at the person here who's Let's look at the person here who's Let's look at the person here who's actually living and not just surviving. actually living and not just surviving. actually living and not just surviving. Well, the person who wants to go out to Well, the person who wants to go out to Well, the person who wants to go out to nice restaurants, who wants to spend nice restaurants, who wants to spend nice restaurants, who wants to spend their retirement money, who wants to their retirement money, who wants to their retirement money, who wants to have the golden years and comfortable have the golden years and comfortable have the golden years and comfortable lifestyle, the expat with a good lifestyle, the expat with a good lifestyle, the expat with a good apartment in a new build, who eats out apartment in a new build, who eats out apartment in a new build, who eats out most days, often at Western places, who most days, often at Western places, who most days, often at Western places, who has an active social life, who has a gym has an active social life, who has a gym has an active social life, who has a gym membership, who takes weekend trips here membership, who takes weekend trips here membership, who takes weekend trips here in Vietnam or around the region, who in Vietnam or around the region, who in Vietnam or around the region, who doesn't do a border run in a bus, but doesn't do a border run in a bus, but doesn't do a border run in a bus, but flies to a different country or city and flies to a different country or city and flies to a different country or city and spends 3 days in a nice hotel and at a spends 3 days in a nice hotel and at a spends 3 days in a nice hotel and at a different beach exploring, right? Pay different beach exploring, right? Pay different beach exploring, right? Pay rent for you, minimum $600 to $1,000, I rent for you, minimum $600 to $1,000, I rent for you, minimum $600 to $1,000, I would say. Um this is in a nice condo would say. Um this is in a nice condo would say. Um this is in a nice condo with a gym, with a pool, close enough to with a gym, with a pool, close enough to with a gym, with a pool, close enough to the beach. Your utilities probably going the beach. Your utilities probably going the beach. Your utilities probably going to be included in that if you negotiate to be included in that if you negotiate to be included in that if you negotiate it properly, it properly, it properly, um and everything, right? Food, I would um and everything, right? Food, I would um and everything, right? Food, I would say say say again, $500.
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again, $500. again, $500. I would just say as a baseline. Not I would just say as a baseline. Not I would just say as a baseline. Not talking about alcohol. If you're a talking about alcohol. If you're a talking about alcohol. If you're a boozer and you booze all the time, boozer and you booze all the time, boozer and you booze all the time, talking about two or three Western talking about two or three Western talking about two or three Western dinners a night, the occasional dinners a night, the occasional dinners a night, the occasional Vietnamese dinner, Vietnamese dinner, Vietnamese dinner, coffee out every day, you know, 50k, two coffee out every day, you know, 50k, two coffee out every day, you know, 50k, two bucks, whatever, 60k, 70k for a latte at bucks, whatever, 60k, 70k for a latte at bucks, whatever, 60k, 70k for a latte at a Western cafe. Maybe you're not doing a a Western cafe. Maybe you're not doing a a Western cafe. Maybe you're not doing a motorbike, you're taking motorbike grabs motorbike, you're taking motorbike grabs motorbike, you're taking motorbike grabs or you're walking or you're renting a or you're walking or you're renting a or you're walking or you're renting a bicycle, you're taking Grab cars, that's bicycle, you're taking Grab cars, that's bicycle, you're taking Grab cars, that's very doable. Health insurance, minimum very doable. Health insurance, minimum very doable. Health insurance, minimum $200 for better coverage um from $200 for better coverage um from $200 for better coverage um from SafetyWing or you go SafetyWing SafetyWing or you go SafetyWing SafetyWing or you go SafetyWing Alliance, one of their competitors. Alliance, one of their competitors. Alliance, one of their competitors. Easily 500 to 1,000 a month for someone Easily 500 to 1,000 a month for someone Easily 500 to 1,000 a month for someone older. Personal care, clothing, older. Personal care, clothing, older. Personal care, clothing, miscellaneous, minimum another $100 a miscellaneous, minimum another $100 a miscellaneous, minimum another $100 a month. Entertainment, social activities, month. Entertainment, social activities, month. Entertainment, social activities, movies, taking those day trips, going to movies, taking those day trips, going to movies, taking those day trips, going to see the temples, going to Hai Van Pass, see the temples, going to Hai Van Pass, see the temples, going to Hai Van Pass, going to Hue, doing all that stuff, going to Hue, doing all that stuff, going to Hue, doing all that stuff, easily another couple hundred. Your easily another couple hundred. Your easily another couple hundred. Your visa, again, I think if you get a better visa, again, I think if you get a better visa, again, I think if you get a better one, if you stay longer, another hundred one, if you stay longer, another hundred one, if you stay longer, another hundred a month uh or if you just get a a month uh or if you just get a a month uh or if you just get a done-for-you service from a visa company done-for-you service from a visa company done-for-you service from a visa company like Linh Visa, like Linh Visa, like Linh Visa, this is a minimum this is a minimum this is a minimum $2,000 a month budget, minimum, bare $2,000 a month budget, minimum, bare $2,000 a month budget, minimum, bare minimum, no buffer, no savings, no minimum, no buffer, no savings, no minimum, no buffer, no savings, no anything. Is that still really anything. Is that still really anything. Is that still really affordable? Yeah, it's under $70 a day, affordable? Yeah, it's under $70 a day, affordable? Yeah, it's under $70 a day, $75 a day. You can live truly that $75 a day. You can live truly that $75 a day. You can live truly that whole, whatever, live like a king, live whole, whatever, live like a king, live whole, whatever, live like a king, live like royalty, as a single, solo, retired like royalty, as a single, solo, retired like royalty, as a single, solo, retired person on $100 a day, person on $100 a day, person on $100 a day, 3,000 a month including rent, you're 3,000 a month including rent, you're 3,000 a month including rent, you're doing everything you want, basically, doing everything you want, basically, doing everything you want, basically, right? If you add a savings buffer to
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right? If you add a savings buffer to right? If you add a savings buffer to that, say that, say that, say 25%, 30%. 25%, 30%. 25%, 30%. So, then you're talking about $2,500 So, then you're talking about $2,500 So, then you're talking about $2,500 plus. Talking about 3250, $3,250 plus. Talking about 3250, $3,250 plus. Talking about 3250, $3,250 a month to live a sort of realistic, uh a month to live a sort of realistic, uh a month to live a sort of realistic, uh very comfortable, you know, living the very comfortable, you know, living the very comfortable, you know, living the good life, right? You're living your good life, right? You're living your good life, right? You're living your equivalent of like your Florida equivalent of like your Florida equivalent of like your Florida retirement, but you're doing it in Da retirement, but you're doing it in Da retirement, but you're doing it in Da Nang. Uh cuz Florida's washed. You're Nang. Uh cuz Florida's washed. You're Nang. Uh cuz Florida's washed. You're living comfortably, you have an living comfortably, you have an living comfortably, you have an emergency fund, you have health emergency fund, you have health emergency fund, you have health insurance, you live in a nice condo. Uh insurance, you live in a nice condo. Uh insurance, you live in a nice condo. Uh this is within the reach of a huge this is within the reach of a huge this is within the reach of a huge number of people, right? Freelancers, number of people, right? Freelancers, number of people, right? Freelancers, remote employees, pension recipients, remote employees, pension recipients, remote employees, pension recipients, early retirees, FIRE people. early retirees, FIRE people. early retirees, FIRE people. Uh if two to $3,000 a month Uh if two to $3,000 a month Uh if two to $3,000 a month is your number, is your budget, if you is your number, is your budget, if you is your number, is your budget, if you have four grand a month, like a lot of have four grand a month, like a lot of have four grand a month, like a lot of American veterans who have retired early American veterans who have retired early American veterans who have retired early and have the full 100% and have the full 100% and have the full 100% Oh my god, it is still so much more Oh my god, it is still so much more Oh my god, it is still so much more affordable, so much better affordable, so much better affordable, so much better than the life you can afford than the life you can afford than the life you can afford in a western city. Now, let's talk about in a western city. Now, let's talk about in a western city. Now, let's talk about what I would think of as like the level what I would think of as like the level what I would think of as like the level up, you know? This is like you don't up, you know? This is like you don't up, you know? This is like you don't check your bank accounts anymore, you're check your bank accounts anymore, you're check your bank accounts anymore, you're not roughing it, you're really truly not roughing it, you're really truly not roughing it, you're really truly trying to experience it. Saying minimum trying to experience it. Saying minimum trying to experience it. Saying minimum here here here a thousand to 1200 a month. You're going a thousand to 1200 a month. You're going a thousand to 1200 a month. You're going out and renting maybe a villa, you know, out and renting maybe a villa, you know, out and renting maybe a villa, you know, by a golf course. You're getting a big by a golf course. You're getting a big by a golf course. You're getting a big two-bedroom apartment in a brand new two-bedroom apartment in a brand new two-bedroom apartment in a brand new building. Let's say we'll call it 1200 a building. Let's say we'll call it 1200 a building. Let's say we'll call it 1200 a month to basically be able to rent month to basically be able to rent month to basically be able to rent whatever you want. Maybe you have a kid whatever you want. Maybe you have a kid whatever you want. Maybe you have a kid you're bringing over, a dog or you're bringing over, a dog or you're bringing over, a dog or something. Eating out I'm just going to something. Eating out I'm just going to something. Eating out I'm just going to say minimum 600, which is 20 bucks a
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say minimum 600, which is 20 bucks a say minimum 600, which is 20 bucks a day. Realistically though, a lot of day. Realistically though, a lot of day. Realistically though, a lot of people can easily spend $40 a day eating people can easily spend $40 a day eating people can easily spend $40 a day eating and drinking out, which is another 1200, and drinking out, which is another 1200, and drinking out, which is another 1200, so you're 2400 right off the top before so you're 2400 right off the top before so you're 2400 right off the top before you do anything, housing and food. you do anything, housing and food. you do anything, housing and food. Transportation, you're going to take Transportation, you're going to take Transportation, you're going to take cars everywhere all the time. Let's say cars everywhere all the time. Let's say cars everywhere all the time. Let's say you need you need you need five bucks, 10 bucks a day for that. five bucks, 10 bucks a day for that. five bucks, 10 bucks a day for that. That's another $300. You're talking That's another $300. You're talking That's another $300. You're talking about 2700 bucks. Say you want to use a about 2700 bucks. Say you want to use a about 2700 bucks. Say you want to use a co-working space cuz you're still co-working space cuz you're still co-working space cuz you're still working regularly. That's $5 a day, working regularly. That's $5 a day, working regularly. That's $5 a day, which is another 150, so that's 2850. which is another 150, so that's 2850. which is another 150, so that's 2850. You want to do a gym, that's 50 bucks, You want to do a gym, that's 50 bucks, You want to do a gym, that's 50 bucks, now you're at 2900. You get decent now you're at 2900. You get decent now you're at 2900. You get decent health insurance, good coverage, health insurance, good coverage, health insurance, good coverage, comprehensive coverage like SafetyWing, comprehensive coverage like SafetyWing, comprehensive coverage like SafetyWing, you're talking about 3200. you're talking about 3200. you're talking about 3200. Then you want to travel a lot, so let's Then you want to travel a lot, so let's Then you want to travel a lot, so let's say you're taking nice trips, nice say you're taking nice trips, nice say you're taking nice trips, nice hotels, whatever. Let's budget minimum hotels, whatever. Let's budget minimum hotels, whatever. Let's budget minimum 500 a month for travel over the year. 500 a month for travel over the year. 500 a month for travel over the year. $6,000 for a year of travel in Southeast $6,000 for a year of travel in Southeast $6,000 for a year of travel in Southeast Asia is is awesome, but it's also like Asia is is awesome, but it's also like Asia is is awesome, but it's also like not blowing anything. So you're already not blowing anything. So you're already not blowing anything. So you're already at 3700. Let's say another couple at 3700. Let's say another couple at 3700. Let's say another couple hundred in miscellaneous, uh plus the hundred in miscellaneous, uh plus the hundred in miscellaneous, uh plus the visas, we're at 4,000 a month already.
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visas, we're at 4,000 a month already. visas, we're at 4,000 a month already. What's my point? Is my point that you What's my point? Is my point that you What's my point? Is my point that you need $4,000? No. You want a 25% buffer need $4,000? No. You want a 25% buffer need $4,000? No. You want a 25% buffer on the budget I just listed, that's on the budget I just listed, that's on the budget I just listed, that's another thousand a month, [music] that's another thousand a month, [music] that's another thousand a month, [music] that's 5,000 a month. 5,000 a month. 5,000 a month. What's my point? Why am I saying this? What's my point? Why am I saying this? What's my point? Why am I saying this? Well, because ultimately, I know a lot Well, because ultimately, I know a lot Well, because ultimately, I know a lot of people who are living here of people who are living here of people who are living here on a $5,000 a month budget. They're on a $5,000 a month budget. They're on a $5,000 a month budget. They're living great. They're living way better living great. They're living way better living great. They're living way better than they would be at home. Some of them than they would be at home. Some of them than they would be at home. Some of them are still working at nights or in are still working at nights or in are still working at nights or in mornings or in their free time. They're mornings or in their free time. They're mornings or in their free time. They're not a financial refugee. They have not a financial refugee. They have not a financial refugee. They have financial independence, uh location financial independence, uh location financial independence, uh location independence, and a beautiful, lovely, independence, and a beautiful, lovely, independence, and a beautiful, lovely, incredible life in Da Nang in Vietnam in incredible life in Da Nang in Vietnam in incredible life in Da Nang in Vietnam in Southeast Asia. But a lot of my viewers Southeast Asia. But a lot of my viewers Southeast Asia. But a lot of my viewers are those people, and they often say are those people, and they often say are those people, and they often say like, "Hey man, why don't you talk about like, "Hey man, why don't you talk about like, "Hey man, why don't you talk about that in the video, right? Why don't you that in the video, right? Why don't you that in the video, right? Why don't you talk about someone talk about someone talk about someone who has 5,000 a month and it's not a big who has 5,000 a month and it's not a big who has 5,000 a month and it's not a big deal? Because that same lifestyle back deal? Because that same lifestyle back deal? Because that same lifestyle back home in America costs 10,000, 15,000, home in America costs 10,000, 15,000, home in America costs 10,000, 15,000, not to mention federal, state taxes, not to mention federal, state taxes, not to mention federal, state taxes, etc. Like I talked to people in the etc. Like I talked to people in the etc. Like I talked to people in the membership a lot about like, "Let's move membership a lot about like, "Let's move membership a lot about like, "Let's move your address. Why don't you go to this your address. Why don't you go to this your address. Why don't you go to this state or that state before you leave, state or that state before you leave, state or that state before you leave, right? That stuff can save you tens of right? That stuff can save you tens of right? That stuff can save you tens of thousands of dollars." Oh my god.
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thousands of dollars." Oh my god. thousands of dollars." Oh my god. Healthcare at home, [ __ ] nightmare. Healthcare at home, [ __ ] nightmare. Healthcare at home, [ __ ] nightmare. The point being, there's tiers to this, The point being, there's tiers to this, The point being, there's tiers to this, to Da Nang, to Bangkok, to Koh Samui, to Da Nang, to Bangkok, to Koh Samui, to Da Nang, to Bangkok, to Koh Samui, and you're going to have a comfortable and you're going to have a comfortable and you're going to have a comfortable plus a VIP style life plus a VIP style life plus a VIP style life here with an amount that back home, it's here with an amount that back home, it's here with an amount that back home, it's just such a scratch to try and live like just such a scratch to try and live like just such a scratch to try and live like people do it, of course. Like lots of people do it, of course. Like lots of people do it, of course. Like lots of people are still living on 5,000 a people are still living on 5,000 a people are still living on 5,000 a month. I'm not saying you're not doing month. I'm not saying you're not doing month. I'm not saying you're not doing it at home. I'm just saying the amount it at home. I'm just saying the amount it at home. I'm just saying the amount of decision fatigue, financial stress, of decision fatigue, financial stress, of decision fatigue, financial stress, and general like hair pulling. and general like hair pulling. and general like hair pulling. Whereas, the number of people watching Whereas, the number of people watching Whereas, the number of people watching this video right now back home who can this video right now back home who can this video right now back home who can literally just like sell your home and literally just like sell your home and literally just like sell your home and if you're over whatever, 55, put that if you're over whatever, 55, put that if you're over whatever, 55, put that money in a single investment account, money in a single investment account, money in a single investment account, and then just live well for the rest of and then just live well for the rest of and then just live well for the rest of your life is your life is your life is a lot. A large percentage of you. Okay, a lot. A large percentage of you. Okay, a lot. A large percentage of you. Okay, quick pause. Obviously, a lot of you are quick pause. Obviously, a lot of you are quick pause. Obviously, a lot of you are doing some of the math. You're trying to doing some of the math. You're trying to doing some of the math. You're trying to figure out your own situation. Maybe figure out your own situation. Maybe figure out your own situation. Maybe your mind's a little bit fogled. your mind's a little bit fogled. your mind's a little bit fogled. Uh if you want to do this properly, put Uh if you want to do this properly, put Uh if you want to do this properly, put together a real action plan, actually together a real action plan, actually together a real action plan, actually figure out the sort of 10 steps you figure out the sort of 10 steps you figure out the sort of 10 steps you would need to do, the next 12-month would need to do, the next 12-month would need to do, the next 12-month timeline for your life, um get access to timeline for your life, um get access to timeline for your life, um get access to all my courses, my retire early abroad all my courses, my retire early abroad all my courses, my retire early abroad 10-year plan, my complete guide to live 10-year plan, my complete guide to live 10-year plan, my complete guide to live in Southeast Asia including the in Southeast Asia including the in Southeast Asia including the downloadable guides, maps, locations, downloadable guides, maps, locations, downloadable guides, maps, locations, addresses of healthcare, banking, addresses of healthcare, banking, addresses of healthcare, banking, everything. My move to Vietnam everything. My move to Vietnam everything. My move to Vietnam masterclass, masterclass, masterclass, um my YouTube side hustle, how I built um my YouTube side hustle, how I built um my YouTube side hustle, how I built my own income streams online. That's all my own income streams online. That's all my own income streams online. That's all linked below in the description or linked below in the description or linked below in the description or pinned in the comment. Uh and I'd be pinned in the comment. Uh and I'd be pinned in the comment. Uh and I'd be happy to figure it out, get on a call happy to figure it out, get on a call happy to figure it out, get on a call with you with you with you um and sort out your plan. Let's talk
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um and sort out your plan. Let's talk um and sort out your plan. Let's talk another thing we haven't talked about another thing we haven't talked about another thing we haven't talked about yet. Couples, okay? Cuz this is yet. Couples, okay? Cuz this is yet. Couples, okay? Cuz this is interesting cuz couples can actually interesting cuz couples can actually interesting cuz couples can actually save money, right? They can save money save money, right? They can save money save money, right? They can save money on on on housing and transportation because two housing and transportation because two housing and transportation because two people in Da Nang do not cost twice as people in Da Nang do not cost twice as people in Da Nang do not cost twice as much as one person. So, my wife and I much as one person. So, my wife and I much as one person. So, my wife and I save tons of money cuz we're splitting save tons of money cuz we're splitting save tons of money cuz we're splitting lots of these costs, right? And it's one lots of these costs, right? And it's one lots of these costs, right? And it's one of the most underappreciated financial of the most underappreciated financial of the most underappreciated financial advantages of moving abroad as a couple advantages of moving abroad as a couple advantages of moving abroad as a couple or as a family. The rent doesn't or as a family. The rent doesn't or as a family. The rent doesn't necessarily double. The utilities don't necessarily double. The utilities don't necessarily double. The utilities don't necessarily double. The motorbike necessarily double. The motorbike necessarily double. The motorbike doesn't double. What doubles is usually doesn't double. What doubles is usually doesn't double. What doubles is usually just the food and the social spending. just the food and the social spending. just the food and the social spending. So, let's talk about a realistic So, let's talk about a realistic So, let's talk about a realistic comfortable budget for two people, no comfortable budget for two people, no comfortable budget for two people, no kids, okay? Rent for a good two-bedroom kids, okay? Rent for a good two-bedroom kids, okay? Rent for a good two-bedroom apartment, I'm going to say $700 apartment, I'm going to say $700 apartment, I'm going to say $700 uh you can easily get a nice place in Da uh you can easily get a nice place in Da uh you can easily get a nice place in Da Nang for that. You couldn't get a Nang for that. You couldn't get a Nang for that. You couldn't get a basement in most of the cities I lived basement in most of the cities I lived basement in most of the cities I lived in back home for that. Utilities are in back home for that. Utilities are in back home for that. Utilities are still going to be the same price, right? still going to be the same price, right? still going to be the same price, right? 80 to 100 bucks. Internet is still going 80 to 100 bucks. Internet is still going 80 to 100 bucks. Internet is still going to be 15 bucks. Two people eating out, I to be 15 bucks. Two people eating out, I to be 15 bucks. Two people eating out, I think you can still do it for $600. I think you can still do it for $600. I think you can still do it for $600. I mean, easily easily easily do it like mean, easily easily easily do it like mean, easily easily easily do it like nicely. We're talking eating out every nicely. We're talking eating out every nicely. We're talking eating out every single meal always for 20 bucks a day single meal always for 20 bucks a day single meal always for 20 bucks a day for a couple, right? You're going to the for a couple, right? You're going to the for a couple, right? You're going to the same restaurants, you're ordering stuff, same restaurants, you're ordering stuff, same restaurants, you're ordering stuff, you're sharing, whatever. Not talking you're sharing, whatever. Not talking you're sharing, whatever. Not talking about drinking non-stop, but we've just about drinking non-stop, but we've just about drinking non-stop, but we've just gone through a large chunk of a couple's gone through a large chunk of a couple's gone through a large chunk of a couple's budget and we're still only at $1,400, budget and we're still only at $1,400, budget and we're still only at $1,400, right? You don't need two motorbikes.
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right? You don't need two motorbikes. right? You don't need two motorbikes. One person can go and do the errands. One person can go and do the errands. One person can go and do the errands. One person can also get on the back. Uh One person can also get on the back. Uh One person can also get on the back. Uh you do need two health insurance you do need two health insurance you do need two health insurance policies, right? So, say policies, right? So, say policies, right? So, say 150 for each of you cuz the couples that 150 for each of you cuz the couples that 150 for each of you cuz the couples that travel are often a little bit younger, travel are often a little bit younger, travel are often a little bit younger, maybe 55 instead of 65. That's another maybe 55 instead of 65. That's another maybe 55 instead of 65. That's another $300. We're talking $1,700. Say you go $300. We're talking $1,700. Say you go $300. We're talking $1,700. Say you go out, you spend two or 300 a month. Visas out, you spend two or 300 a month. Visas out, you spend two or 300 a month. Visas will double. So, now you're looking at will double. So, now you're looking at will double. So, now you're looking at 100 a month for that. 2,100-ish, 100 a month for that. 2,100-ish, 100 a month for that. 2,100-ish, maybe another 100 for miscellaneous, maybe another 100 for miscellaneous, maybe another 100 for miscellaneous, 2,200. 2,200. 2,200. I'm thinking couples land in that 2,100, I'm thinking couples land in that 2,100, I'm thinking couples land in that 2,100, 2,200, maybe 2,500 if you're big 2,200, maybe 2,500 if you're big 2,200, maybe 2,500 if you're big spenders. But now all of a sudden, you spenders. But now all of a sudden, you spenders. But now all of a sudden, you have people living at a much higher much have people living at a much higher much have people living at a much higher much much higher quality of life and it's much higher quality of life and it's much higher quality of life and it's only costing each one about 1,200 a only costing each one about 1,200 a only costing each one about 1,200 a month. I over and over and again land at month. I over and over and again land at month. I over and over and again land at that number for myself for 1,200. Well, that number for myself for 1,200. Well, that number for myself for 1,200. Well, why? I'm part of a couple, right? My why? I'm part of a couple, right? My why? I'm part of a couple, right? My wife and I just can live very easily and wife and I just can live very easily and wife and I just can live very easily and very well here on $2,500 a month. very well here on $2,500 a month. very well here on $2,500 a month. In Saigon as well. A combined income two In Saigon as well. A combined income two In Saigon as well. A combined income two people of 2,800 to 3,000 a month. Think people of 2,800 to 3,000 a month. Think people of 2,800 to 3,000 a month. Think about that. Think about that. If you're about that. Think about that. If you're about that. Think about that. If you're both teaching hard time, if you both both teaching hard time, if you both both teaching hard time, if you both have a little bit of a side hustle have a little bit of a side hustle have a little bit of a side hustle online, oh my god. Talking about two online, oh my god. Talking about two online, oh my god. Talking about two people, each one making 40 to 50 dollars people, each one making 40 to 50 dollars people, each one making 40 to 50 dollars a day, right? A couple where one person a day, right? A couple where one person a day, right? A couple where one person earns $2,000 and one person earns $1,000 earns $2,000 and one person earns $1,000 earns $2,000 and one person earns $1,000 a month. Where one person earns 3,000 a month. Where one person earns 3,000 a month. Where one person earns 3,000 and the other one doesn't earn at all.
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and the other one doesn't earn at all. and the other one doesn't earn at all. Oh my god. If you have a combined remote Oh my god. If you have a combined remote Oh my god. If you have a combined remote income of 4,000, including whatever, income of 4,000, including whatever, income of 4,000, including whatever, your pension, two social security your pension, two social security your pension, two social security checks, oh my god, right? A couple on checks, oh my god, right? A couple on checks, oh my god, right? A couple on combined social security average for a combined social security average for a combined social security average for a married couple in 2026 is around 2,800 married couple in 2026 is around 2,800 married couple in 2026 is around 2,800 to 3,000 a month if you both have work to 3,000 a month if you both have work to 3,000 a month if you both have work histories. This is like an above histories. This is like an above histories. This is like an above comfortable, incredible baseline to move comfortable, incredible baseline to move comfortable, incredible baseline to move to Da Nang, Vietnam. So, like, this to Da Nang, Vietnam. So, like, this to Da Nang, Vietnam. So, like, this place for people on social security, place for people on social security, place for people on social security, especially if you Oh my god, if you have especially if you Oh my god, if you have especially if you Oh my god, if you have a house to sell, holy [ __ ] a house to sell, holy [ __ ] a house to sell, holy [ __ ] Retired couple on social security alone Retired couple on social security alone Retired couple on social security alone can easily afford Da Nang and they're can easily afford Da Nang and they're can easily afford Da Nang and they're not living on the margin, right? They do not living on the margin, right? They do not living on the margin, right? They do need health care though cuz one expect need health care though cuz one expect need health care though cuz one expect unexpected big expense, one flight home, unexpected big expense, one flight home, unexpected big expense, one flight home, something breaks, they're stressed, something breaks, they're stressed, something breaks, they're stressed, right? If social security is your only right? If social security is your only right? If social security is your only income and you have no supplemental income and you have no supplemental income and you have no supplemental savings or investments generated income, savings or investments generated income, savings or investments generated income, Da Nang can be a great option, very Da Nang can be a great option, very Da Nang can be a great option, very comfortable, but it's a very important comfortable, but it's a very important comfortable, but it's a very important distinction that you do need to have distinction that you do need to have distinction that you do need to have self health care cuz in my opinion then self health care cuz in my opinion then self health care cuz in my opinion then we're also talking about people who are we're also talking about people who are we're also talking about people who are aging up into the higher part of their aging up into the higher part of their aging up into the higher part of their life. Now, let's talk families. I get so life. Now, let's talk families. I get so life. Now, let's talk families. I get so many questions about family budgets.
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many questions about family budgets. many questions about family budgets. Sorry to have left it for the end, but Sorry to have left it for the end, but Sorry to have left it for the end, but the reality is most people watching the reality is most people watching the reality is most people watching aren't families. This is a section that aren't families. This is a section that aren't families. This is a section that nobody wants to have because the numbers nobody wants to have because the numbers nobody wants to have because the numbers are real and they're just not as simple. are real and they're just not as simple. are real and they're just not as simple. It's way bigger complications. To be It's way bigger complications. To be It's way bigger complications. To be frank, if you're moving as a family, you frank, if you're moving as a family, you frank, if you're moving as a family, you should probably just get in touch so we should probably just get in touch so we should probably just get in touch so we can do something personalized, but I'm can do something personalized, but I'm can do something personalized, but I'm going to do it. Da Nang has three going to do it. Da Nang has three going to do it. Da Nang has three international schools. The entire international schools. The entire international schools. The entire English language education market for English language education market for English language education market for expat families in a city of a million expat families in a city of a million expat families in a city of a million people with a growing foreign people with a growing foreign people with a growing foreign communities. I'm going to repeat that. communities. I'm going to repeat that. communities. I'm going to repeat that. Three. One, two, three. The Singapore Three. One, two, three. The Singapore Three. One, two, three. The Singapore International School, the Odyssey International School, the Odyssey International School, the Odyssey International School, and the Hoi An International School, and the Hoi An International School, and the Hoi An International School. There's other International School. There's other International School. There's other bilingual options and private schools. bilingual options and private schools. bilingual options and private schools. These are not international schools, These are not international schools, These are not international schools, okay? The annual school tuition runs okay? The annual school tuition runs okay? The annual school tuition runs between between between minimum 8 to 12,000 dollars per child at minimum 8 to 12,000 dollars per child at minimum 8 to 12,000 dollars per child at these schools. It can be upper ends, these schools. It can be upper ends, these schools. It can be upper ends, like there's also the APU American like there's also the APU American like there's also the APU American School, 15 to 16,000 dollars. But they School, 15 to 16,000 dollars. But they School, 15 to 16,000 dollars. But they tend to work on a ladder, right? I used tend to work on a ladder, right? I used tend to work on a ladder, right? I used to work at international schools. The to work at international schools. The to work at international schools. The way it works is that the younger your way it works is that the younger your way it works is that the younger your kid is, the cheaper it is, and the kid is, the cheaper it is, and the kid is, the cheaper it is, and the longer you stay at the school, i.e. you longer you stay at the school, i.e. you longer you stay at the school, i.e. you have a bigger incentive to stay, the have a bigger incentive to stay, the have a bigger incentive to stay, the more and more your bill gets. It can more and more your bill gets. It can more and more your bill gets. It can easily get up to 20 to 30,000 a year, easily get up to 20 to 30,000 a year, easily get up to 20 to 30,000 a year, talking 1,000 to 2,000 a month, before talking 1,000 to 2,000 a month, before talking 1,000 to 2,000 a month, before rent, before food, before anything else.
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rent, before food, before anything else. rent, before food, before anything else. That number, right? That number, right? That number, right? Is massive. It's a real deterrent for Is massive. It's a real deterrent for Is massive. It's a real deterrent for families to move to Vietnam, unless families to move to Vietnam, unless families to move to Vietnam, unless they're going to do homeschooling or they're going to do homeschooling or they're going to do homeschooling or online education. Not because Da Nang is online education. Not because Da Nang is online education. Not because Da Nang is expensive, but because international expensive, but because international expensive, but because international schools are cost-prohibitive, schools are cost-prohibitive, schools are cost-prohibitive, and what they charge is not really and what they charge is not really and what they charge is not really regulated by Vietnam, because they're regulated by Vietnam, because they're regulated by Vietnam, because they're not catering to a Vietnamese market. Or not catering to a Vietnamese market. Or not catering to a Vietnamese market. Or the percentage of the Vietnamese the percentage of the Vietnamese the percentage of the Vietnamese students at these international schools students at these international schools students at these international schools are in the 0.001% of income earners, and are in the 0.001% of income earners, and are in the 0.001% of income earners, and just don't care. Or, more often than just don't care. Or, more often than just don't care. Or, more often than not, they're expats working at a not, they're expats working at a not, they're expats working at a company, and it's a company cost as part company, and it's a company cost as part company, and it's a company cost as part of their move over here package, so they of their move over here package, so they of their move over here package, so they don't pay out of pocket. The equivalent don't pay out of pocket. The equivalent don't pay out of pocket. The equivalent school in Bangkok, in Malaysia, school in Bangkok, in Malaysia, school in Bangkok, in Malaysia, significantly cheaper for the same significantly cheaper for the same significantly cheaper for the same quality of education. You're talking quality of education. You're talking quality of education. You're talking 6 to 800 dollars a month, right? In that 6 to 800 dollars a month, right? In that 6 to 800 dollars a month, right? In that 8 to 12,000 dollar range, you're getting 8 to 12,000 dollar range, you're getting 8 to 12,000 dollar range, you're getting the same level of education. And here is the same level of education. And here is the same level of education. And here is often the cost 20, 30,000 dollars in Ho often the cost 20, 30,000 dollars in Ho often the cost 20, 30,000 dollars in Ho Chi Minh. So, for a family of four, both Chi Minh. So, for a family of four, both Chi Minh. So, for a family of four, both kids in an international school, your kids in an international school, your kids in an international school, your company's not covering it, you're paying company's not covering it, you're paying company's not covering it, you're paying out of pocket, you know, say two kids at out of pocket, you know, say two kids at out of pocket, you know, say two kids at 10,000 each, which is a small number.
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10,000 each, which is a small number. 10,000 each, which is a small number. It's just going to blow your budget. It's just going to blow your budget. It's just going to blow your budget. Honestly, I don't even want to do the Honestly, I don't even want to do the Honestly, I don't even want to do the math. If you can afford that, that's math. If you can afford that, that's math. If you can afford that, that's awesome. But if If want to try and awesome. But if If want to try and awesome. But if If want to try and figure it out, reach reach out to me, figure it out, reach reach out to me, figure it out, reach reach out to me, get in touch with me, we can try and get in touch with me, we can try and get in touch with me, we can try and figure it out. If you want to go into figure it out. If you want to go into figure it out. If you want to go into home school, my friend Maya Abundant home school, my friend Maya Abundant home school, my friend Maya Abundant Life runs a big home school group here. Life runs a big home school group here. Life runs a big home school group here. It's awesome. They do all the social It's awesome. They do all the social It's awesome. They do all the social meetups, etc., everything together. meetups, etc., everything together. meetups, etc., everything together. And then, you do like your STEM and math And then, you do like your STEM and math And then, you do like your STEM and math and like language stuff at home in the and like language stuff at home in the and like language stuff at home in the morning or online or with textbooks or morning or online or with textbooks or morning or online or with textbooks or whatever. Uh that works, that's real. whatever. Uh that works, that's real. whatever. Uh that works, that's real. There's also the World School community There's also the World School community There's also the World School community here. You can address it. But basically, here. You can address it. But basically, here. You can address it. But basically, what I'll say is that what I'll say is that what I'll say is that our cost as a family of four here with a our cost as a family of four here with a our cost as a family of four here with a local, i.e., Vietnamese daycare school, local, i.e., Vietnamese daycare school, local, i.e., Vietnamese daycare school, uh we're budgeting 75 a month. They're uh we're budgeting 75 a month. They're uh we're budgeting 75 a month. They're about 3,000 US dollars. Cuz again, it's about 3,000 US dollars. Cuz again, it's about 3,000 US dollars. Cuz again, it's about 2,500 for us to live really well about 2,500 for us to live really well about 2,500 for us to live really well as a couple. Then we add two kids. For as a couple. Then we add two kids. For as a couple. Then we add two kids. For us, that doesn't really add that much in us, that doesn't really add that much in us, that doesn't really add that much in food expense, which is wild compared to food expense, which is wild compared to food expense, which is wild compared to back home. And then, little daycares we back home. And then, little daycares we back home. And then, little daycares we used, uh they cost about 150 bucks a used, uh they cost about 150 bucks a used, uh they cost about 150 bucks a month. We're just talking about a local month. We're just talking about a local month. We're just talking about a local place, like in a family home run by a place, like in a family home run by a place, like in a family home run by a really lovely woman who was our really lovely woman who was our really lovely woman who was our neighbor.
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neighbor. neighbor. Uh and then, there was a foreign teacher Uh and then, there was a foreign teacher Uh and then, there was a foreign teacher who showed up there a couple hours a day who showed up there a couple hours a day who showed up there a couple hours a day to teach the kids English, like, you to teach the kids English, like, you to teach the kids English, like, you know, song, dance, play stuff. But 3,000 know, song, dance, play stuff. But 3,000 know, song, dance, play stuff. But 3,000 a month was our very realistic budget a month was our very realistic budget a month was our very realistic budget here, not including travel or trips that here, not including travel or trips that here, not including travel or trips that we took. So, what I would say to you we took. So, what I would say to you we took. So, what I would say to you though, honestly, if you need to put though, honestly, if you need to put though, honestly, if you need to put your kids in school, then you got to your kids in school, then you got to your kids in school, then you got to double that. That means you need 6,000 a double that. That means you need 6,000 a double that. That means you need 6,000 a month in remote income for a family of month in remote income for a family of month in remote income for a family of four to live really comfortably with four to live really comfortably with four to live really comfortably with school with kids enrolled in school. Is school with kids enrolled in school. Is school with kids enrolled in school. Is that a lot? that a lot? that a lot? Compared to a lot of people back home, Compared to a lot of people back home, Compared to a lot of people back home, no. But compared to a thousand dollar a no. But compared to a thousand dollar a no. But compared to a thousand dollar a month headline or a twelve hundred month headline or a twelve hundred month headline or a twelve hundred dollar per person, yeah. And sure, dollar per person, yeah. And sure, dollar per person, yeah. And sure, compared to what it costs to run the compared to what it costs to run the compared to what it costs to run the same family in Seattle, Toronto, Sydney, same family in Seattle, Toronto, Sydney, same family in Seattle, Toronto, Sydney, no, not at all. You're still going to be no, not at all. You're still going to be no, not at all. You're still going to be able to save a lot of money. If you go able to save a lot of money. If you go able to save a lot of money. If you go the home school, world school, online the home school, world school, online the home school, world school, online school route, you're going to save a school route, you're going to save a school route, you're going to save a massive amount of money. massive amount of money. massive amount of money. And again, the housing costs, the And again, the housing costs, the And again, the housing costs, the transportation costs aren't really going transportation costs aren't really going transportation costs aren't really going to go up that much, right? To order a to go up that much, right? To order a to go up that much, right? To order a Grab car with six seats, it's like Grab car with six seats, it's like Grab car with six seats, it's like 20 cents more. But, it's not cheap in 20 cents more. But, it's not cheap in 20 cents more. But, it's not cheap in the sense that often gets put on the the sense that often gets put on the the sense that often gets put on the thumbnail. It's comfortable with real thumbnail. It's comfortable with real thumbnail. It's comfortable with real costs that require real income. One of costs that require real income. One of costs that require real income. One of the very first videos I had on this the very first videos I had on this the very first videos I had on this channel was breaking down our family channel was breaking down our family channel was breaking down our family cost of living when we first arrived cost of living when we first arrived cost of living when we first arrived here. I can't remember what it was. I here. I can't remember what it was. I here. I can't remember what it was. I think I ended up spending 26 or 2800 think I ended up spending 26 or 2800 think I ended up spending 26 or 2800 dollars that month. It's a crummy old dollars that month. It's a crummy old dollars that month. It's a crummy old video, but I'll link it here for you video, but I'll link it here for you video, but I'll link it here for you anyways, why not? Uh also make sure to anyways, why not? Uh also make sure to anyways, why not? Uh also make sure to look up My Abundant Life other family look up My Abundant Life other family look up My Abundant Life other family vloggers. I did this interview with Lee, vloggers. I did this interview with Lee, vloggers. I did this interview with Lee, a single mother living in a beautiful
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a single mother living in a beautiful a single mother living in a beautiful new building called Benoma. She does new building called Benoma. She does new building called Benoma. She does send her kid to one of these schools. send her kid to one of these schools. send her kid to one of these schools. She does live in a thousand dollar She does live in a thousand dollar She does live in a thousand dollar apartment. So, if you want to see what apartment. So, if you want to see what apartment. So, if you want to see what her life is like, you watch this video. her life is like, you watch this video. her life is like, you watch this video. You want to see that old video of my You want to see that old video of my You want to see that old video of my family, you can watch this one. Uh if family, you can watch this one. Uh if family, you can watch this one. Uh if you want my personalized help in the you want my personalized help in the you want my personalized help in the membership or get on a call, put membership or get on a call, put membership or get on a call, put together an action plan, relocation together an action plan, relocation together an action plan, relocation plan, check out the link in the plan, check out the link in the plan, check out the link in the description or the pinned comments. description or the pinned comments. description or the pinned comments. Thanks so much for watching. I'm Evan A. Thanks so much for watching. I'm Evan A. Thanks so much for watching. I'm Evan A. Try not to live a lie.
Summary
This expat analysis questions the affordability of living in Da Nang, Vietnam in 2026, challenging superficial cost breakdowns from short-term visitors. It emphasizes that true affordability depends on an individual's specific income, obligations, and ability to maintain a financial buffer for unexpected expenses. The practical takeaway is to create a comprehensive financial plan that includes an income floor, savings rate, and realistic assessment of personal circumstances to avoid financial anxiety.