She's 25, You're 65: Is It Love or Your Retirement Fund?

Is she an expat hunter? Six tricks to Is she an expat hunter? Six tricks to keep your nest egg until you die. If keep your nest egg until you die. If keep your nest egg until you die. If you're retired or thinking about you're retired or thinking about you're retired or thinking about retiring overseas, this might be the retiring overseas, this might be the retiring overseas, this might be the most important video you watch this year most important video you watch this year most important video you watch this year because there's a type of person in because there's a type of person in because there's a type of person in every country in the world who is every country in the world who is every country in the world who is specifically looking for you. They know specifically looking for you. They know specifically looking for you. They know you have a nest egg. They know you're you have a nest egg. They know you're you have a nest egg. They know you're alone in a foreign country. and they alone in a foreign country. and they alone in a foreign country. and they know you won't have time to rebuild your know you won't have time to rebuild your know you won't have time to rebuild your life if they take it from you. They're life if they take it from you. They're life if they take it from you. They're called expat hunters. And in this video, called expat hunters. And in this video, called expat hunters. And in this video, I'm going to show you exactly how they I'm going to show you exactly how they I'm going to show you exactly how they operate and the six things you can do to operate and the six things you can do to operate and the six things you can do to make sure your retirement money is still make sure your retirement money is still make sure your retirement money is still there until you die. My name is Dan. I there until you die. My name is Dan. I there until you die. My name is Dan. I left the United States 19 years ago. left the United States 19 years ago. left the United States 19 years ago. I've seen this happen to good people and I've seen this happen to good people and I've seen this happen to good people and I don't want it to happen to you. So, I don't want it to happen to you. So, I don't want it to happen to you. So, what is an expat hunter? An expat hunter what is an expat hunter? An expat hunter what is an expat hunter? An expat hunter is someone who is looking for an expat is someone who is looking for an expat is someone who is looking for an expat with deep pockets. Once they've tasted with deep pockets. Once they've tasted with deep pockets. Once they've tasted the blood of an expat with deep pockets, the blood of an expat with deep pockets, the blood of an expat with deep pockets, it's hard for them to go back to a it's hard for them to go back to a it's hard for them to go back to a regular job. So, they keep hunting for regular job. So, they keep hunting for regular job. So, they keep hunting for the next one. People of poor character the next one. People of poor character the next one. People of poor character live all over the world just like every live all over the world just like every live all over the world just like every other country. There probably 99 good other country. There probably 99 good other country. There probably 99 good people for every bad apple. So you will people for every bad apple. So you will people for every bad apple. So you will not protect yourself by picking the not protect yourself by picking the not protect yourself by picking the right country to retire in. Con artists right country to retire in. Con artists right country to retire in. Con artists are after your savings, your pension, are after your savings, your pension, are after your savings, your pension, and any other asset you have. They can and any other asset you have. They can and any other asset you have. They can be in the same room as you or across the

be in the same room as you or across the be in the same room as you or across the world on the internet. Most of my world on the internet. Most of my world on the internet. Most of my audience is at or near retirement age. audience is at or near retirement age. audience is at or near retirement age. They don't have enough time to replace They don't have enough time to replace They don't have enough time to replace their nest egg if it's taken away. There their nest egg if it's taken away. There their nest egg if it's taken away. There are two types of expat hunters. The are two types of expat hunters. The are two types of expat hunters. The stupid ones are plainly obvious. They're stupid ones are plainly obvious. They're stupid ones are plainly obvious. They're asking you for money practically on the asking you for money practically on the asking you for money practically on the first day you meet them or even before first day you meet them or even before first day you meet them or even before you meet them. They will just try to you meet them. They will just try to you meet them. They will just try to keep you so entertained that you keep keep you so entertained that you keep keep you so entertained that you keep giving them money. And if you fall for giving them money. And if you fall for giving them money. And if you fall for it, eventually they'll drain you dry one it, eventually they'll drain you dry one it, eventually they'll drain you dry one drop at a time. So if you don't know how drop at a time. So if you don't know how drop at a time. So if you don't know how to say no when you're looking in the to say no when you're looking in the to say no when you're looking in the eyes of a beautiful local, then you eyes of a beautiful local, then you eyes of a beautiful local, then you might want to stay in your home country. might want to stay in your home country. might want to stay in your home country. But it's the smart ones that you have to But it's the smart ones that you have to But it's the smart ones that you have to worry about. If someone gets the whole worry about. If someone gets the whole worry about. If someone gets the whole nest egg, you are in a heap of trouble nest egg, you are in a heap of trouble nest egg, you are in a heap of trouble if you are past your working years. So, if you are past your working years. So, if you are past your working years. So, this video is about the smart ones. Six this video is about the smart ones. Six this video is about the smart ones. Six tricks to keep your nest egg until you tricks to keep your nest egg until you tricks to keep your nest egg until you die. Trick number one, keep your mouth die. Trick number one, keep your mouth die. Trick number one, keep your mouth shut in a foreign country about your shut in a foreign country about your shut in a foreign country about your individual resources, your pension, your individual resources, your pension, your individual resources, your pension, your savings, and any other assets. Never savings, and any other assets. Never savings, and any other assets. Never share your net worth or your income. Do share your net worth or your income. Do share your net worth or your income. Do not share account numbers, passwords, not share account numbers, passwords, not share account numbers, passwords, banking pin numbers with anyone. Keep banking pin numbers with anyone. Keep banking pin numbers with anyone. Keep your own email account, your own phone, your own email account, your own phone, your own email account, your own phone, and your own separate banking. Password and your own separate banking. Password and your own separate banking. Password protect any electronic equipment you use protect any electronic equipment you use protect any electronic equipment you use for banking and investments. Do not for banking and investments. Do not for banking and investments. Do not share your computer or smartphone with share your computer or smartphone with share your computer or smartphone with anyone. If someone in your life needs a

anyone. If someone in your life needs a anyone. If someone in your life needs a computer, buy them a computer. Does computer, buy them a computer. Does computer, buy them a computer. Does someone need a smartphone? Buy them someone need a smartphone? Buy them someone need a smartphone? Buy them their own smartphone. All of your their own smartphone. All of your their own smartphone. All of your financial data is likely somewhere on financial data is likely somewhere on financial data is likely somewhere on your computer or your phone or both. If your computer or your phone or both. If your computer or your phone or both. If you want to give money to a new love, you want to give money to a new love, you want to give money to a new love, give them the cash. Joint accounts are a give them the cash. Joint accounts are a give them the cash. Joint accounts are a bad idea. If you want to give someone bad idea. If you want to give someone bad idea. If you want to give someone money, do that, but don't add them to money, do that, but don't add them to money, do that, but don't add them to your accounts or give them your credit your accounts or give them your credit your accounts or give them your credit or debit cards. Your new love will say or debit cards. Your new love will say or debit cards. Your new love will say that trust is the foundation of a that trust is the foundation of a that trust is the foundation of a relationship. Without that, you have relationship. Without that, you have relationship. Without that, you have nothing. And that may in fact be true. nothing. And that may in fact be true. nothing. And that may in fact be true. But you are not two 25 year olds who But you are not two 25 year olds who But you are not two 25 year olds who don't have a pot to piss in. And you don't have a pot to piss in. And you don't have a pot to piss in. And you don't have time to replace your nest egg don't have time to replace your nest egg don't have time to replace your nest egg if it suddenly disappears. Once it's if it suddenly disappears. Once it's if it suddenly disappears. Once it's gone, it's gone in your retirement gone, it's gone in your retirement gone, it's gone in your retirement years. Trust will not pay your room and years. Trust will not pay your room and years. Trust will not pay your room and board. Do you know how long it takes to board. Do you know how long it takes to board. Do you know how long it takes to determine whether or not someone is a determine whether or not someone is a determine whether or not someone is a con artist? You don't. I don't know con artist? You don't. I don't know con artist? You don't. I don't know either. So, you keep your mouth shut for either. So, you keep your mouth shut for either. So, you keep your mouth shut for a very long time. Trick number two, keep a very long time. Trick number two, keep a very long time. Trick number two, keep your house. You're more dangerous to your house. You're more dangerous to your house. You're more dangerous to yourself than a con artist. Do you know yourself than a con artist. Do you know yourself than a con artist. Do you know why? Because you'll drop your guard when why? Because you'll drop your guard when why? Because you'll drop your guard when you fall in love and just give someone you fall in love and just give someone you fall in love and just give someone you love a house. If you can afford to you love a house. If you can afford to you love a house. If you can afford to give a house away and still have enough give a house away and still have enough give a house away and still have enough money left over so you can walk away money left over so you can walk away money left over so you can walk away with a smile on your face, then buy a with a smile on your face, then buy a with a smile on your face, then buy a house for someone in a foreign country.

house for someone in a foreign country. house for someone in a foreign country. In most of the world, if you get married In most of the world, if you get married In most of the world, if you get married and buy a house and move in with your and buy a house and move in with your and buy a house and move in with your new spouse, plan on giving that house new spouse, plan on giving that house new spouse, plan on giving that house away with zero dollars returned to you. away with zero dollars returned to you. away with zero dollars returned to you. If your relationship does not work out, If your relationship does not work out, If your relationship does not work out, pack your and walk away. This is pack your and walk away. This is pack your and walk away. This is just the way most of the world sees it. just the way most of the world sees it. just the way most of the world sees it. A local con artist or their friends will A local con artist or their friends will A local con artist or their friends will almost always find out a way to get you almost always find out a way to get you almost always find out a way to get you out of that house, legally or illegally, out of that house, legally or illegally, out of that house, legally or illegally, without refunding a dime. The way to without refunding a dime. The way to without refunding a dime. The way to avoid losing this money is to keep your avoid losing this money is to keep your avoid losing this money is to keep your house in your home country. Have a house in your home country. Have a house in your home country. Have a property manager rent it out and wire property manager rent it out and wire property manager rent it out and wire you the money each month in your home you the money each month in your home you the money each month in your home country bank. Then use the rent to pay country bank. Then use the rent to pay country bank. Then use the rent to pay the rent on the house you live in the rent on the house you live in the rent on the house you live in overseas. But do speak with a divorce overseas. But do speak with a divorce overseas. But do speak with a divorce lawyer in your home country to make sure lawyer in your home country to make sure lawyer in your home country to make sure you get to keep that house before you you get to keep that house before you you get to keep that house before you decide to get married in a foreign decide to get married in a foreign decide to get married in a foreign country. A good lawyer will make sure country. A good lawyer will make sure country. A good lawyer will make sure your retirement assets survive a divorce your retirement assets survive a divorce your retirement assets survive a divorce overseas, including your house back overseas, including your house back overseas, including your house back home. Do all of that before tying the home. Do all of that before tying the home. Do all of that before tying the knot. Trick number three, don't be an knot. Trick number three, don't be an knot. Trick number three, don't be an ATM. You probably read the stories about ATM. You probably read the stories about ATM. You probably read the stories about how some expats ended up just giving all how some expats ended up just giving all how some expats ended up just giving all of their money away to their lover's of their money away to their lover's of their money away to their lover's family overseas. Don't talk about money family overseas. Don't talk about money family overseas. Don't talk about money at all. Don't discuss your pension.

at all. Don't discuss your pension. at all. Don't discuss your pension. Don't discuss your assets. Don't discuss Don't discuss your assets. Don't discuss Don't discuss your assets. Don't discuss your net worth. Then your lover doesn't your net worth. Then your lover doesn't your net worth. Then your lover doesn't have any conversational have any conversational have any conversational leverage to make you feel bad for not leverage to make you feel bad for not leverage to make you feel bad for not supporting their entire family. Honey, supporting their entire family. Honey, supporting their entire family. Honey, my mom needs hip surgery. You have my mom needs hip surgery. You have my mom needs hip surgery. You have 200,000 in your 401k. She only needs 200,000 in your 401k. She only needs 200,000 in your 401k. She only needs 12,000 for a new hip. Can't you afford 12,000 for a new hip. Can't you afford 12,000 for a new hip. Can't you afford 12,000 for that? Without that 12,000 for that? Without that 12,000 for that? Without that information, they have no emotional information, they have no emotional information, they have no emotional leverage on you. If someone tries to leverage on you. If someone tries to leverage on you. If someone tries to bait you into sharing information, bait you into sharing information, bait you into sharing information, you're a rich foreigner. You can you're a rich foreigner. You can you're a rich foreigner. You can certainly afford this. Just share that certainly afford this. Just share that certainly afford this. Just share that you have a monthly budget of 1,500 or you have a monthly budget of 1,500 or you have a monthly budget of 1,500 or whatever it is you want to share. If the whatever it is you want to share. If the whatever it is you want to share. If the potential new love is a con artist, this potential new love is a con artist, this potential new love is a con artist, this might end the relationship, but if they might end the relationship, but if they might end the relationship, but if they are sincere, this should back them off. are sincere, this should back them off. are sincere, this should back them off. With a budget of 1,500 per month, it's With a budget of 1,500 per month, it's With a budget of 1,500 per month, it's unlikely to cause your lover or family unlikely to cause your lover or family unlikely to cause your lover or family to expect money all the time. When the to expect money all the time. When the to expect money all the time. When the money given away must come out of this money given away must come out of this money given away must come out of this 1,500, their passion for giving money to 1,500, their passion for giving money to 1,500, their passion for giving money to family and friends will become much family and friends will become much family and friends will become much lower. The other choice is to just say lower. The other choice is to just say lower. The other choice is to just say no when people ask for money. But some no when people ask for money. But some no when people ask for money. But some people don't have that much backbone.

people don't have that much backbone. people don't have that much backbone. Love can be very intoxicating. So it's Love can be very intoxicating. So it's Love can be very intoxicating. So it's easier to set up the relationship easier to set up the relationship easier to set up the relationship correctly in the beginning than to correctly in the beginning than to correctly in the beginning than to maintain a steady stream of nos. No. No. maintain a steady stream of nos. No. No. maintain a steady stream of nos. No. No. Trick number four. Wait until you're Trick number four. Wait until you're Trick number four. Wait until you're dead to give away your nest egg. If you dead to give away your nest egg. If you dead to give away your nest egg. If you really love someone and they love you, really love someone and they love you, really love someone and they love you, there is a way to leave them your there is a way to leave them your there is a way to leave them your retirement nest egg once you're dead. retirement nest egg once you're dead. retirement nest egg once you're dead. After you are dead, you won't need it After you are dead, you won't need it After you are dead, you won't need it anymore. You can set it up so that anymore. You can set it up so that anymore. You can set it up so that someone you love is rewarded for the someone you love is rewarded for the someone you love is rewarded for the love they've given you until you're love they've given you until you're love they've given you until you're dead. But if they turn out to be a con dead. But if they turn out to be a con dead. But if they turn out to be a con artist, you can keep your retirement artist, you can keep your retirement artist, you can keep your retirement assets while you're alive. Then you'll assets while you're alive. Then you'll assets while you're alive. Then you'll have the resources to take care of have the resources to take care of have the resources to take care of yourself. Most con artists won't last yourself. Most con artists won't last yourself. Most con artists won't last until you die. Most con artists won't until you die. Most con artists won't until you die. Most con artists won't wait that long. They'll fly away for wait that long. They'll fly away for wait that long. They'll fly away for greener pastures, usually in the first 3 greener pastures, usually in the first 3 greener pastures, usually in the first 3 to 5 years. And since they flew away in to 5 years. And since they flew away in to 5 years. And since they flew away in frustration, that means you still have frustration, that means you still have frustration, that means you still have your retirement income and assets when your retirement income and assets when your retirement income and assets when they leave. Then you might be able to they leave. Then you might be able to they leave. Then you might be able to find true love before you die. And you find true love before you die. And you find true love before you die. And you can die knowing the person who was there can die knowing the person who was there can die knowing the person who was there for you until the end gets the money for you until the end gets the money for you until the end gets the money instead of some con artist who ran off instead of some con artist who ran off instead of some con artist who ran off with your money 5 years before you ever with your money 5 years before you ever with your money 5 years before you ever got sick. Talk to an attorney in your got sick. Talk to an attorney in your got sick. Talk to an attorney in your home country and explain you want to set home country and explain you want to set home country and explain you want to set things up so things pass upon your death things up so things pass upon your death things up so things pass upon your death to whoever you decide, your family and to whoever you decide, your family and to whoever you decide, your family and or your new loved one. Tell them to set or your new loved one. Tell them to set or your new loved one. Tell them to set it up so you can change it easily if

it up so you can change it easily if it up so you can change it easily if someone turns out to be other than they someone turns out to be other than they someone turns out to be other than they seemed. A good estate planning attorney seemed. A good estate planning attorney seemed. A good estate planning attorney should be able to help you with this and should be able to help you with this and should be able to help you with this and set all of this up before you get set all of this up before you get set all of this up before you get married. Explain that you want your married. Explain that you want your married. Explain that you want your assets to be separate from the marriage assets to be separate from the marriage assets to be separate from the marriage assets so you are not relying on a assets so you are not relying on a assets so you are not relying on a prenup to protect you. In many prenup to protect you. In many prenup to protect you. In many countries, prenups are as worthless as countries, prenups are as worthless as countries, prenups are as worthless as the paper they're written on. But if you the paper they're written on. But if you the paper they're written on. But if you find the right lawyer and set up a good find the right lawyer and set up a good find the right lawyer and set up a good estate plan in your home country before estate plan in your home country before estate plan in your home country before you marry, that's probably going to you marry, that's probably going to you marry, that's probably going to survive even the best con artist. Verify survive even the best con artist. Verify survive even the best con artist. Verify that with a lawyer in your home country. that with a lawyer in your home country. that with a lawyer in your home country. The point is, you probably worked hard The point is, you probably worked hard The point is, you probably worked hard all of your life. So don't give all of your life. So don't give all of your life. So don't give everything away when you're too old and everything away when you're too old and everything away when you're too old and it's too late to create a whole new it's too late to create a whole new it's too late to create a whole new retirement nest egg. Trick number five, retirement nest egg. Trick number five, retirement nest egg. Trick number five, keep your retirement nest egg in your keep your retirement nest egg in your keep your retirement nest egg in your home country's bank. the same banks home country's bank. the same banks home country's bank. the same banks you've used and trusted for 40 years. you've used and trusted for 40 years. you've used and trusted for 40 years. Don't open bank accounts in foreign Don't open bank accounts in foreign Don't open bank accounts in foreign countries. Just take money out at ATMs countries. Just take money out at ATMs countries. Just take money out at ATMs as needed. I use Charles Schwab ATM card as needed. I use Charles Schwab ATM card as needed. I use Charles Schwab ATM card to pull money out of ATMs in foreign to pull money out of ATMs in foreign to pull money out of ATMs in foreign countries. Refuse the conversions countries. Refuse the conversions countries. Refuse the conversions offered at the foreign ATM and let offered at the foreign ATM and let offered at the foreign ATM and let Schwab do the conversion for a better Schwab do the conversion for a better Schwab do the conversion for a better rate. My Schwab account also rebates the rate. My Schwab account also rebates the rate. My Schwab account also rebates the foreign ATM fees which add up fast.

foreign ATM fees which add up fast. foreign ATM fees which add up fast. Trickle money into your foreign country Trickle money into your foreign country Trickle money into your foreign country where you are located as needed so you where you are located as needed so you where you are located as needed so you never have large sums if someone decides never have large sums if someone decides never have large sums if someone decides to run off with your cash on hand. Trick to run off with your cash on hand. Trick to run off with your cash on hand. Trick number six, keep your retirement life number six, keep your retirement life number six, keep your retirement life simple overseas. A few retired expats simple overseas. A few retired expats simple overseas. A few retired expats give their nest egg away by starting give their nest egg away by starting give their nest egg away by starting businesses in retired cheap countries. businesses in retired cheap countries. businesses in retired cheap countries. There are millions of ways to take your There are millions of ways to take your There are millions of ways to take your nest egg if you start a business nest egg if you start a business nest egg if you start a business overseas. overseas. overseas. A city employee might be trying to get a A city employee might be trying to get a A city employee might be trying to get a bribe from you for a permit, or the bribe from you for a permit, or the bribe from you for a permit, or the landlord may try to take the property landlord may try to take the property landlord may try to take the property back after you spend thousands on back after you spend thousands on back after you spend thousands on improvements. The rule of law is an improvements. The rule of law is an improvements. The rule of law is an empty promise in much of the world. Just empty promise in much of the world. Just empty promise in much of the world. Just have a good time. Don't stick your neck have a good time. Don't stick your neck have a good time. Don't stick your neck out where it can be chopped off. If you out where it can be chopped off. If you out where it can be chopped off. If you need to do something with all of your need to do something with all of your need to do something with all of your energy, help a neighborhood charity or energy, help a neighborhood charity or energy, help a neighborhood charity or teach English to neighborhood kids. If teach English to neighborhood kids. If teach English to neighborhood kids. If you insist on starting some kind of you insist on starting some kind of you insist on starting some kind of business in retirement, start an online business in retirement, start an online business in retirement, start an online one that has no direct physical one that has no direct physical one that has no direct physical attachments to any overseas destination.

attachments to any overseas destination. attachments to any overseas destination. An information business that exists An information business that exists An information business that exists purely online won't be lost if you move purely online won't be lost if you move purely online won't be lost if you move to greener pastures. You see, you are to greener pastures. You see, you are to greener pastures. You see, you are retired now, but if you give it away or retired now, but if you give it away or retired now, but if you give it away or lose it before you die, that's not going lose it before you die, that's not going lose it before you die, that's not going to be as fun a retirement as you could to be as fun a retirement as you could to be as fun a retirement as you could have had. It would be better to make have had. It would be better to make have had. It would be better to make your retirement money last until you're your retirement money last until you're your retirement money last until you're dead. Then you just leave it to whoever dead. Then you just leave it to whoever dead. Then you just leave it to whoever treated you right until the end. If treated you right until the end. If treated you right until the end. If someone turns out to be a bad apple, it someone turns out to be a bad apple, it someone turns out to be a bad apple, it is too late to protect your money once is too late to protect your money once is too late to protect your money once it's gone. Thanks for watching. And if it's gone. Thanks for watching. And if it's gone. Thanks for watching. And if you want to know how to start an online you want to know how to start an online you want to know how to start an online business you can take with you anywhere business you can take with you anywhere business you can take with you anywhere in the world, watch the video in the in the world, watch the video in the in the world, watch the video in the upper right hand corner of the screen upper right hand corner of the screen upper right hand corner of the screen right now.