Your Minimum Budget to Retire Overseas

Retirement overseas, real problems and Retirement overseas, real problems and real solutions. real solutions. real solutions. In this video, I'll talk about how what In this video, I'll talk about how what In this video, I'll talk about how what we think during our working years can we think during our working years can we think during our working years can actually ruin our life in retirement actually ruin our life in retirement actually ruin our life in retirement overseas. overseas. overseas. Then I'll share real problems the wrong Then I'll share real problems the wrong Then I'll share real problems the wrong thinking creates and example solutions. thinking creates and example solutions. thinking creates and example solutions. Most importantly, I'll share red flags Most importantly, I'll share red flags Most importantly, I'll share red flags to look out for and how to save your to look out for and how to save your to look out for and how to save your retirement when it happens. retirement when it happens. retirement when it happens. Okay, your working years. We work hard, Okay, your working years. We work hard, Okay, your working years. We work hard, but then we reward ourselves. We do fun but then we reward ourselves. We do fun but then we reward ourselves. We do fun things in our personal time like at things in our personal time like at things in our personal time like at work, we take short breaks, work, we take short breaks, work, we take short breaks, little micro rewards. We buy a cup of little micro rewards. We buy a cup of little micro rewards. We buy a cup of coffee, we read the news, we scroll on coffee, we read the news, we scroll on coffee, we read the news, we scroll on our phone, we watch YouTube, chat with a our phone, we watch YouTube, chat with a our phone, we watch YouTube, chat with a friend. And then at lunch, we eat friend. And then at lunch, we eat friend. And then at lunch, we eat something, we text or talk, we scroll, something, we text or talk, we scroll, something, we text or talk, we scroll, or we buy something on Amazon. or we buy something on Amazon. or we buy something on Amazon. After work, our nights and weekends, After work, our nights and weekends, After work, our nights and weekends, we have our want-tos and our have-tos. we have our want-tos and our have-tos. we have our want-tos and our have-tos. We want-to Netflix, YouTube, news, We want-to Netflix, YouTube, news, We want-to Netflix, YouTube, news, sports, music.

sports, music. sports, music. We read and scroll on our phones. We We read and scroll on our phones. We We read and scroll on our phones. We chatted up or visit family and friends. chatted up or visit family and friends. chatted up or visit family and friends. Uh we go out to dinner or we have dinner Uh we go out to dinner or we have dinner Uh we go out to dinner or we have dinner in, and we do fun stuff. We garden, we in, and we do fun stuff. We garden, we in, and we do fun stuff. We garden, we clean the house. Maybe those are clean the house. Maybe those are clean the house. Maybe those are have-tos. We fix stuff around the house, have-tos. We fix stuff around the house, have-tos. We fix stuff around the house, we go grocery shopping, we buy whatever we go grocery shopping, we buy whatever we go grocery shopping, we buy whatever we need at that time. we need at that time. we need at that time. We take long weekends, holidays, we go We take long weekends, holidays, we go We take long weekends, holidays, we go to the coast, we go to the lake or the to the coast, we go to the lake or the to the coast, we go to the lake or the mountains, and we take vacations once a mountains, and we take vacations once a mountains, and we take vacations once a year. So, me time activities cost money, year. So, me time activities cost money, year. So, me time activities cost money, whether they're have-tos or want-tos. whether they're have-tos or want-tos. whether they're have-tos or want-tos. Rewarding ourselves for work costs Rewarding ourselves for work costs Rewarding ourselves for work costs money. money. money. Work time makes money and our me time Work time makes money and our me time Work time makes money and our me time spends money. spends money. spends money. Me time includes we, our family. We Me time includes we, our family. We Me time includes we, our family. We spend money during the me times. spend money during the me times. spend money during the me times. Working years split our work time and Working years split our work time and Working years split our work time and our me time. our me time. our me time. Work time pays for the me time. Work time pays for the me time. Work time pays for the me time. And problems with the working years?

And problems with the working years? And problems with the working years? Yes, indeed. Too much work time and not Yes, indeed. Too much work time and not Yes, indeed. Too much work time and not enough me time. enough me time. enough me time. But there's light at the end of the But there's light at the end of the But there's light at the end of the tunnel. Retirement is all me time, tunnel. Retirement is all me time, tunnel. Retirement is all me time, right? Isn't it? right? Isn't it? right? Isn't it? Now, please don't kill the messenger. I Now, please don't kill the messenger. I Now, please don't kill the messenger. I have some good news at the end. have some good news at the end. have some good news at the end. What age do most people retire? 20% of What age do most people retire? 20% of What age do most people retire? 20% of men and 12% of women are dead before men and 12% of women are dead before men and 12% of women are dead before they retire. they retire. they retire. What age do people completely retire? What age do people completely retire? What age do people completely retire? 32% are completely retired at ages 60 to 32% are completely retired at ages 60 to 32% are completely retired at ages 60 to 64. 70% 64. 70% 64. 70% are retired at ages 65 to 69. 83% are are retired at ages 65 to 69. 83% are are retired at ages 65 to 69. 83% are retired between ages 70 and 74, and 88% retired between ages 70 and 74, and 88% retired between ages 70 and 74, and 88% are retired at age 75 and older. are retired at age 75 and older. are retired at age 75 and older. So, 1/3 are either dead before they So, 1/3 are either dead before they So, 1/3 are either dead before they retire or working until their mid-70s. retire or working until their mid-70s. retire or working until their mid-70s. Now, there's good news. 25 still work in Now, there's good news. 25 still work in Now, there's good news. 25 still work in their 70s because they want to.

their 70s because they want to. their 70s because they want to. Why would you want to work? Why would you want to work? Why would you want to work? Because of your cognitive health and Because of your cognitive health and Because of your cognitive health and your social engagement, and you just your social engagement, and you just your social engagement, and you just enjoy it. enjoy it. enjoy it. The bad news, The bad news, The bad news, the 75% that don't want to work anymore, the 75% that don't want to work anymore, the 75% that don't want to work anymore, and worse, and worse, and worse, age 75 plus are still working is the age 75 plus are still working is the age 75 plus are still working is the fastest growing segment in the US right fastest growing segment in the US right fastest growing segment in the US right now. now. now. Don't want to work anymore? Don't want to work anymore? Don't want to work anymore? How short on money are these people? How short on money are these people? How short on money are these people? Retirement consultants say that in the Retirement consultants say that in the Retirement consultants say that in the US you need between 1.2 and 2 million US you need between 1.2 and 2 million US you need between 1.2 and 2 million plus your social security in order to plus your social security in order to plus your social security in order to retire. Of course, that's going to retire. Of course, that's going to retire. Of course, that's going to depend on state and your lifestyle. depend on state and your lifestyle. depend on state and your lifestyle. Age 65 to 70, Age 65 to 70, Age 65 to 70, including multi-millionaires, including multi-millionaires, including multi-millionaires, between ages 65 and 70 have 609,000 between ages 65 and 70 have 609,000 between ages 65 and 70 have 609,000 saved. saved. saved. If you take out the multi-millionaires If you take out the multi-millionaires If you take out the multi-millionaires and above, the average American only has and above, the average American only has and above, the average American only has 200,000 saved right now for retirement 200,000 saved right now for retirement 200,000 saved right now for retirement as they're approaching retirement. So, as they're approaching retirement. So, as they're approaching retirement. So, 200,000 saved when you need 1 to 2 200,000 saved when you need 1 to 2 200,000 saved when you need 1 to 2 million, they're a million short million, they're a million short million, they're a million short to retire in the USA. That's why so many to retire in the USA. That's why so many to retire in the USA. That's why so many Americans consider moving overseas.

Americans consider moving overseas. Americans consider moving overseas. Expats are people who leave their home Expats are people who leave their home Expats are people who leave their home country. country. country. Years ago, people who left their home Years ago, people who left their home Years ago, people who left their home country in retirement were people who country in retirement were people who country in retirement were people who traveled the world during their working traveled the world during their working traveled the world during their working years. I'll call those traditional years. I'll call those traditional years. I'll call those traditional expats. expats. expats. These aren't backpackers between high These aren't backpackers between high These aren't backpackers between high school and college. Traditional expats school and college. Traditional expats school and college. Traditional expats were retirees who did well in life, were retirees who did well in life, were retirees who did well in life, traveled internationally during their traveled internationally during their traveled internationally during their working years, saw how great life was working years, saw how great life was working years, saw how great life was overseas, and left their home country overseas, and left their home country overseas, and left their home country with money in their pockets. You with money in their pockets. You with money in their pockets. You remember them from the movies. remember them from the movies. remember them from the movies. It was a dream that developed over their It was a dream that developed over their It was a dream that developed over their lifetime. They may spend half a year in lifetime. They may spend half a year in lifetime. They may spend half a year in their home country and half a year in their home country and half a year in their home country and half a year in other countries that they love. And other countries that they love. And other countries that they love. And money isn't really an issue for many of money isn't really an issue for many of money isn't really an issue for many of them. them. them. But today, now, there's a new breed of But today, now, there's a new breed of But today, now, there's a new breed of expats retiring overseas. They've done expats retiring overseas. They've done expats retiring overseas. They've done the math and realized they can't really the math and realized they can't really the math and realized they can't really retire in their home country. That retire in their home country. That retire in their home country. That 200,000, it's not going to get it done. 200,000, it's not going to get it done. 200,000, it's not going to get it done. So, the new breed of expats is looking So, the new breed of expats is looking So, the new breed of expats is looking for a plan B.

for a plan B. for a plan B. The new breed of expats is trying to The new breed of expats is trying to The new breed of expats is trying to live a plan B. They have to manage money live a plan B. They have to manage money live a plan B. They have to manage money very carefully in a foreign country. very carefully in a foreign country. very carefully in a foreign country. Me time. Remember earlier when I talked Me time. Remember earlier when I talked Me time. Remember earlier when I talked about how we associate our me time with about how we associate our me time with about how we associate our me time with spending money and having fun and our spending money and having fun and our spending money and having fun and our work time is making money to fund our me work time is making money to fund our me work time is making money to fund our me time. time. time. When we retire, we can't have this idea When we retire, we can't have this idea When we retire, we can't have this idea in our head that it's all me time from in our head that it's all me time from in our head that it's all me time from now on. There's a conflict between me now on. There's a conflict between me now on. There's a conflict between me time ideas and creating a plan B time ideas and creating a plan B time ideas and creating a plan B overseas budget that will make our money overseas budget that will make our money overseas budget that will make our money last until we're dead. last until we're dead. last until we're dead. If you get stuck on this me time idea If you get stuck on this me time idea If you get stuck on this me time idea subconsciously, you could feel like you subconsciously, you could feel like you subconsciously, you could feel like you deserve to spend money in retirement deserve to spend money in retirement deserve to spend money in retirement because you worked your whole life. because you worked your whole life. because you worked your whole life. So, you have to take up a conscious So, you have to take up a conscious So, you have to take up a conscious planning of your budget. Set yourself up planning of your budget. Set yourself up planning of your budget. Set yourself up for success. So, here's what you need to for success. So, here's what you need to for success. So, here's what you need to think about to get this right. think about to get this right. think about to get this right. Now, I left the United States 19 years Now, I left the United States 19 years Now, I left the United States 19 years ago and I've been to 78 countries. I ago and I've been to 78 countries. I ago and I've been to 78 countries. I talked to expats all over the world.

talked to expats all over the world. talked to expats all over the world. Now, I will share problems and solutions Now, I will share problems and solutions Now, I will share problems and solutions that I learned myself and from others that I learned myself and from others that I learned myself and from others over the years. over the years. over the years. Budget. You need a realistic budget to Budget. You need a realistic budget to Budget. You need a realistic budget to start. You can't do this sitting on your start. You can't do this sitting on your start. You can't do this sitting on your couch at home. You have to do an couch at home. You have to do an couch at home. You have to do an exploratory visit. Put your feet on the exploratory visit. Put your feet on the exploratory visit. Put your feet on the ground. Only your budget matters. No one ground. Only your budget matters. No one ground. Only your budget matters. No one else's budget matters. So, you put your else's budget matters. So, you put your else's budget matters. So, you put your feet on the ground and you determine feet on the ground and you determine feet on the ground and you determine your budget. Groceries, restaurants, your budget. Groceries, restaurants, your budget. Groceries, restaurants, utilities, rents, transportation, utilities, rents, transportation, utilities, rents, transportation, entertainment, health care, everything entertainment, health care, everything entertainment, health care, everything you spend money on in your home country. you spend money on in your home country. you spend money on in your home country. Then you go home and you think about it Then you go home and you think about it Then you go home and you think about it carefully. carefully. carefully. And you need to look at it as a And you need to look at it as a And you need to look at it as a financial analyst, an expert, or financial analyst, an expert, or financial analyst, an expert, or accountant. And you project that budget accountant. And you project that budget accountant. And you project that budget into the future and you have to include into the future and you have to include into the future and you have to include inflation, currency devaluation, flying inflation, currency devaluation, flying inflation, currency devaluation, flying home for visits, and you have to have an home for visits, and you have to have an home for visits, and you have to have an emergency fund that's not eating into emergency fund that's not eating into emergency fund that's not eating into your capital you're using over the years your capital you're using over the years your capital you're using over the years to retire with, and you have to figure to retire with, and you have to figure to retire with, and you have to figure in your taxes.

in your taxes. in your taxes. And even then, you're not really done. And even then, you're not really done. And even then, you're not really done. After you pull the trigger and move After you pull the trigger and move After you pull the trigger and move overseas, you have to monitor monitor overseas, you have to monitor monitor overseas, you have to monitor monitor your budget, adjust your financial your budget, adjust your financial your budget, adjust your financial analysis based on the real currency analysis based on the real currency analysis based on the real currency inflation that unfolds when you're inflation that unfolds when you're inflation that unfolds when you're overseas. If you bust your budget, you overseas. If you bust your budget, you overseas. If you bust your budget, you have to get back on course. have to get back on course. have to get back on course. So, look for these red flags when you So, look for these red flags when you So, look for these red flags when you bust your budget budget. Then, I'll bust your budget budget. Then, I'll bust your budget budget. Then, I'll share some simple solutions. share some simple solutions. share some simple solutions. Going over your monthly budget. Going over your monthly budget. Going over your monthly budget. If you're going over your monthly If you're going over your monthly If you're going over your monthly budget, that's bad news. If you've set budget, that's bad news. If you've set budget, that's bad news. If you've set up a budget for the future, you could up a budget for the future, you could up a budget for the future, you could run out of money. run out of money. run out of money. Not growing your emergency fund. Not growing your emergency fund. Not growing your emergency fund. Don't let your emergency fund sink. Don't let your emergency fund sink. Don't let your emergency fund sink. Hopefully, throw a little bit in there, Hopefully, throw a little bit in there, Hopefully, throw a little bit in there, stay under budget, and increase that stay under budget, and increase that stay under budget, and increase that emergency fund. emergency fund. emergency fund. Running in the wrong crowd. A lot of Running in the wrong crowd. A lot of Running in the wrong crowd. A lot of people when they move overseas, they people when they move overseas, they people when they move overseas, they start hanging out with expats that maybe start hanging out with expats that maybe start hanging out with expats that maybe are a little more healed financially are a little more healed financially are a little more healed financially than them. They start hanging out in than them. They start hanging out in than them. They start hanging out in that crowd, and they get into that that crowd, and they get into that that crowd, and they get into that keeping up with the Joneses thing.

keeping up with the Joneses thing. keeping up with the Joneses thing. They're going to expensive restaurants. They're going to expensive restaurants. They're going to expensive restaurants. They're spending more time on travel, They're spending more time on travel, They're spending more time on travel, and they bust their budget. So, they're and they bust their budget. So, they're and they bust their budget. So, they're running in the wrong crowd. running in the wrong crowd. running in the wrong crowd. Uh people that are tempting you to do Uh people that are tempting you to do Uh people that are tempting you to do things that take you out of your budget, things that take you out of your budget, things that take you out of your budget, you need to limit that time with them. you need to limit that time with them. you need to limit that time with them. The other thing is The other thing is The other thing is we tend to make exceptions. This ebook we tend to make exceptions. This ebook we tend to make exceptions. This ebook taught me everything I needed to know taught me everything I needed to know taught me everything I needed to know about money, so I could travel freely about money, so I could travel freely about money, so I could travel freely all over this amazing world. To get a all over this amazing world. To get a all over this amazing world. To get a free copy, either scan this QR code with free copy, either scan this QR code with free copy, either scan this QR code with your smartphone, or click the second your smartphone, or click the second your smartphone, or click the second link in the notes below this YouTube link in the notes below this YouTube link in the notes below this YouTube video. video. video. We tend to make exceptions. Well, here's We tend to make exceptions. Well, here's We tend to make exceptions. Well, here's my budget, but this month I'm going to my budget, but this month I'm going to my budget, but this month I'm going to go only go over a little bit because of go only go over a little bit because of go only go over a little bit because of this or that. You compound that thinking this or that. You compound that thinking this or that. You compound that thinking over many months, and you're going to over many months, and you're going to over many months, and you're going to run out of money. run out of money. run out of money. So, buying stuff when you're over So, buying stuff when you're over So, buying stuff when you're over budget, don't do that. budget, don't do that. budget, don't do that. Not paying off credit cards at the end Not paying off credit cards at the end Not paying off credit cards at the end of the month, these are all red flags of the month, these are all red flags of the month, these are all red flags that you're going to compromise the that you're going to compromise the that you're going to compromise the budget you set up for retirement that's budget you set up for retirement that's budget you set up for retirement that's supposed to last until you die.

supposed to last until you die. supposed to last until you die. Okay, expats versus local neighborhoods. Okay, expats versus local neighborhoods. Okay, expats versus local neighborhoods. If you're going over budget, there's a If you're going over budget, there's a If you're going over budget, there's a good chance good chance good chance running with the wrong crowd, you're running with the wrong crowd, you're running with the wrong crowd, you're probably in a expensive expat probably in a expensive expat probably in a expensive expat neighborhood that you shouldn't be in. neighborhood that you shouldn't be in. neighborhood that you shouldn't be in. You need to investigate neighborhoods You need to investigate neighborhoods You need to investigate neighborhoods and find one that fits within your and find one that fits within your and find one that fits within your budget. There are neighborhoods that budget. There are neighborhoods that budget. There are neighborhoods that will have a few expat restaurants, but will have a few expat restaurants, but will have a few expat restaurants, but you need to if you're over budget, you you need to if you're over budget, you you need to if you're over budget, you need to eat more local food. need to eat more local food. need to eat more local food. The next thing is if you're blowing The next thing is if you're blowing The next thing is if you're blowing money when international friends visit, money when international friends visit, money when international friends visit, that can push you over budget really that can push you over budget really that can push you over budget really quick. quick. quick. Also, bar bills. If your bar bills are Also, bar bills. If your bar bills are Also, bar bills. If your bar bills are pushing you over budget, you have to pushing you over budget, you have to pushing you over budget, you have to figure out either to drink less or to figure out either to drink less or to figure out either to drink less or to find bars where the beer is cheaper. find bars where the beer is cheaper. find bars where the beer is cheaper. And then impressing dates. If you go And then impressing dates. If you go And then impressing dates. If you go overseas and you're single or you become overseas and you're single or you become overseas and you're single or you become single when you're overseas and you single when you're overseas and you single when you're overseas and you start blowing money to impress a date, start blowing money to impress a date, start blowing money to impress a date, that's going to put you over budget. that's going to put you over budget. that's going to put you over budget. Okay, here are some simple solutions for Okay, here are some simple solutions for Okay, here are some simple solutions for these red flags.

these red flags. these red flags. After the solutions, I'll talk about how After the solutions, I'll talk about how After the solutions, I'll talk about how some expats make more money once they're some expats make more money once they're some expats make more money once they're overseas to fight inflation. Okay, overseas to fight inflation. Okay, overseas to fight inflation. Okay, solutions. One of the ones I love is solutions. One of the ones I love is solutions. One of the ones I love is called the envelope trick. called the envelope trick. called the envelope trick. You take the money you need out for that You take the money you need out for that You take the money you need out for that week or that month and you put it in an week or that month and you put it in an week or that month and you put it in an envelope. And then you have a daily envelope. And then you have a daily envelope. And then you have a daily amount that's within budget. You pick amount that's within budget. You pick amount that's within budget. You pick that You put that money in your pocket that You put that money in your pocket that You put that money in your pocket when you walk out of the house that day. when you walk out of the house that day. when you walk out of the house that day. That's That's That's You don't have any more money in your You don't have any more money in your You don't have any more money in your pocket. You can only spend what's in pocket. You can only spend what's in pocket. You can only spend what's in there. That's what I call the envelope there. That's what I call the envelope there. That's what I call the envelope trick. trick. trick. And if that's not working for you, get And if that's not working for you, get And if that's not working for you, get multiple envelopes. You could have one multiple envelopes. You could have one multiple envelopes. You could have one for eating in restaurants, one for rent, for eating in restaurants, one for rent, for eating in restaurants, one for rent, one for utilities. And you label those one for utilities. And you label those one for utilities. And you label those and you know, you start going into your and you know, you start going into your and you know, you start going into your utilities when you want to go out to a utilities when you want to go out to a utilities when you want to go out to a bar at night, you got problems. You're bar at night, you got problems. You're bar at night, you got problems. You're going to overrun your budget. going to overrun your budget. going to overrun your budget. So, put that daily pocket money in your So, put that daily pocket money in your So, put that daily pocket money in your pocket when you leave the house. pocket when you leave the house. pocket when you leave the house. The other thing is, you really need to The other thing is, you really need to The other thing is, you really need to investigate local foods if you're going investigate local foods if you're going investigate local foods if you're going over budget. These expat restaurants over budget. These expat restaurants over budget. These expat restaurants that are selling food from home, and that are selling food from home, and that are selling food from home, and honestly, it's never as good as the real honestly, it's never as good as the real honestly, it's never as good as the real food from home. So, you're already food from home. So, you're already food from home. So, you're already compromising.

compromising. compromising. Why? Well, maybe you don't know about Why? Well, maybe you don't know about Why? Well, maybe you don't know about the local food. If you go on a hunt, the local food. If you go on a hunt, the local food. If you go on a hunt, and you look long enough, and you look and you look long enough, and you look and you look long enough, and you look hard enough, you're going to find local hard enough, you're going to find local hard enough, you're going to find local food that you like. And if you find that food that you like. And if you find that food that you like. And if you find that local food, that's food that locals can local food, that's food that locals can local food, that's food that locals can afford. And so, it's going to be much afford. And so, it's going to be much afford. And so, it's going to be much lower. It's not unusual to have a local lower. It's not unusual to have a local lower. It's not unusual to have a local dish be 50% off. So, investigate local dish be 50% off. So, investigate local dish be 50% off. So, investigate local foods. And then, investigate local foods. And then, investigate local foods. And then, investigate local rents. Go on long walks, and look at rents. Go on long walks, and look at rents. Go on long walks, and look at what the local neighborhoods look like. what the local neighborhoods look like. what the local neighborhoods look like. Call on a few signs. See what the rents Call on a few signs. See what the rents Call on a few signs. See what the rents are. Maybe you can move into a place are. Maybe you can move into a place are. Maybe you can move into a place that will give you more money to spend that will give you more money to spend that will give you more money to spend on other things that you want. When we on other things that you want. When we on other things that you want. When we first move overseas, we try to recreate first move overseas, we try to recreate first move overseas, we try to recreate our old life in a new city overseas. But our old life in a new city overseas. But our old life in a new city overseas. But after a while, we realize, I don't after a while, we realize, I don't after a while, we realize, I don't really need that. I don't need to keep really need that. I don't need to keep really need that. I don't need to keep up with the Joneses. And so, look at up with the Joneses. And so, look at up with the Joneses. And so, look at areas of your life that you can cut back areas of your life that you can cut back areas of your life that you can cut back on. And you can do that by walking on. And you can do that by walking on. And you can do that by walking around the city and seeing what else is around the city and seeing what else is around the city and seeing what else is available. Also, you know what? Do other available. Also, you know what? Do other available. Also, you know what? Do other stuff. Figure out what the locals are stuff. Figure out what the locals are stuff. Figure out what the locals are doing. Go on long walks. See what the doing. Go on long walks. See what the doing. Go on long walks. See what the locals are doing for fun. They're not locals are doing for fun. They're not locals are doing for fun. They're not They're not in these expat bars and They're not in these expat bars and They're not in these expat bars and restaurants spending 20, 30 bucks a day.

restaurants spending 20, 30 bucks a day. restaurants spending 20, 30 bucks a day. They're living on their income. And They're living on their income. And They're living on their income. And you'll learn more about the country that you'll learn more about the country that you'll learn more about the country that way. And so, seek local entertainment. way. And so, seek local entertainment. way. And so, seek local entertainment. Get some local friends. Find out what Get some local friends. Find out what Get some local friends. Find out what locals do. And live that sort of life. locals do. And live that sort of life. locals do. And live that sort of life. Okay, finally, I said I would talk about Okay, finally, I said I would talk about Okay, finally, I said I would talk about some expats who earn money in retirement some expats who earn money in retirement some expats who earn money in retirement overseas. This is another way to fight overseas. This is another way to fight overseas. This is another way to fight inflation. Just create an online inflation. Just create an online inflation. Just create an online business that throws some extra money at business that throws some extra money at business that throws some extra money at you every month. I talked too long on you every month. I talked too long on you every month. I talked too long on this video already, so I'll put another this video already, so I'll put another this video already, so I'll put another video up here where where you can learn video up here where where you can learn video up here where where you can learn about one of the ways that people make about one of the ways that people make about one of the ways that people make money online. money online. money online. Thanks for watching.