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AI Engineer September 1, 2026 20m

Agent Spending Without Controls — Rodrigo Coelho & Pranav Maheshwari, Edge & Node

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  1. All right, thanks for having me. Uh, All right, thanks for having me. Uh, today we're going to be speaking about today we're going to be speaking about today we're going to be speaking about ampersend and agent spending without ampersend and agent spending without ampersend and agent spending without controls, which is the missing controls, which is the missing controls, which is the missing infrastructure layer for AI payments. A infrastructure layer for AI payments. A infrastructure layer for AI payments. A little bit about myself, uh, I'm CEO of little bit about myself, uh, I'm CEO of little bit about myself, uh, I'm CEO of Edge and Node. For those that aren't Edge and Node. For those that aren't Edge and Node. For those that aren't aware, we were the team that built the aware, we were the team that built the aware, we were the team that built the graph protocol. For those that aren't graph protocol. For those that aren't graph protocol. For those that aren't aware of that, um it is a blockchain aware of that, um it is a blockchain aware of that, um it is a blockchain data indexing protocol. It's been around data indexing protocol. It's been around data indexing protocol. It's been around since 2018. We have a decentralized since 2018. We have a decentralized since 2018. We have a decentralized network. Um we've served 1.8 trillion network. Um we've served 1.8 trillion network. Um we've served 1.8 trillion queries over the years of onchain data queries over the years of onchain data queries over the years of onchain data to applications um utilizing blockchain to applications um utilizing blockchain to applications um utilizing blockchain data. Um I've been a serial entrepreneur data. Um I've been a serial entrepreneur data. Um I've been a serial entrepreneur myself and we've incubated a project myself and we've incubated a project myself and we've incubated a project within engine node called ampersend uh within engine node called ampersend uh within engine node called ampersend uh in the ejected commerce space which is in the ejected commerce space which is in the ejected commerce space which is what we're going to be talking about what we're going to be talking about what we're going to be talking about today. today. today. And so we're all aware that payments And so we're all aware that payments And so we're all aware that payments have been online for the past 30 years. have been online for the past 30 years. have been online for the past 30 years. Um you know starting in 1981 we had our Um you know starting in 1981 we had our Um you know starting in 1981 we had our first electronic transaction first electronic transaction first electronic transaction and fast forward we had a multi-deade and fast forward we had a multi-deade and fast forward we had a multi-deade transition. Um, and this is from credit transition. Um, and this is from credit transition. Um, and this is from credit card payments to online e-commerce card payments to online e-commerce card payments to online e-commerce payments. Uh, fast forwarding all the payments. Uh, fast forwarding all the payments. Uh, fast forwarding all the way to today where we have the rise of way to today where we have the rise of way to today where we have the rise of the agent economy and unlocking a new the agent economy and unlocking a new the agent economy and unlocking a new wave of economic value.

  2. wave of economic value. wave of economic value. And now we have LLMs and agents And now we have LLMs and agents And now we have LLMs and agents uh that can transact uh that can transact uh that can transact and we have this underlying payment and we have this underlying payment and we have this underlying payment infrastructure that's been around for infrastructure that's been around for infrastructure that's been around for decades and it's being rebuilt today um decades and it's being rebuilt today um decades and it's being rebuilt today um for the agentic economy. we've heard for the agentic economy. we've heard for the agentic economy. we've heard from many speakers here about how that's from many speakers here about how that's from many speakers here about how that's being done. We're going to be discussing being done. We're going to be discussing being done. We're going to be discussing today um our perspective and angle on today um our perspective and angle on today um our perspective and angle on it. So we we ourselves at edge and node it. So we we ourselves at edge and node it. So we we ourselves at edge and node were really early into the agentic were really early into the agentic were really early into the agentic commerce world. We actually developed um commerce world. We actually developed um commerce world. We actually developed um a microp payment system for queries back a microp payment system for queries back a microp payment system for queries back in 2021. We already referenced the 402 in 2021. We already referenced the 402 in 2021. We already referenced the 402 spec back back then in a blog post. And spec back back then in a blog post. And spec back back then in a blog post. And so back in late 2024, we were looking so back in late 2024, we were looking so back in late 2024, we were looking into agents and how they would interact into agents and how they would interact into agents and how they would interact with data, how they would pay for it, with data, how they would pay for it, with data, how they would pay for it, specifically for the graph protocol specifically for the graph protocol specifically for the graph protocol itself and making microp payments for itself and making microp payments for itself and making microp payments for queries. And in our research, we were queries. And in our research, we were queries. And in our research, we were kind of looking at how this this could kind of looking at how this this could kind of looking at how this this could happen. And then a few weeks later, X42 happen. And then a few weeks later, X42 happen. And then a few weeks later, X42 was released by Coinbase. So we jumped was released by Coinbase. So we jumped was released by Coinbase. So we jumped on immediately with the Coinbase team, on immediately with the Coinbase team, on immediately with the Coinbase team, with the Google team, started to with the Google team, started to with the Google team, started to collaborate to the X42 spec. We've collaborate to the X42 spec. We've collaborate to the X42 spec. We've joined the foundation. We've contributed joined the foundation. We've contributed joined the foundation. We've contributed to the X42 uh spec ourselves leveraging to the X42 uh spec ourselves leveraging to the X42 uh spec ourselves leveraging some of our prior art on the um microp some of our prior art on the um microp some of our prior art on the um microp payment system and uh batching protocol payment system and uh batching protocol payment system and uh batching protocol as part of how it could be utilized to as part of how it could be utilized to as part of how it could be utilized to uh reduce gas fees when you're dealing uh reduce gas fees when you're dealing uh reduce gas fees when you're dealing in nano payments. Um Circle themselves in nano payments. Um Circle themselves in nano payments. Um Circle themselves came out with their own kind of version came out with their own kind of version came out with their own kind of version of it called nano payments. Um so we of it called nano payments. Um so we of it called nano payments. Um so we were also working in similar veins

  3. were also working in similar veins were also working in similar veins and so we've seen an explosion of uh and so we've seen an explosion of uh and so we've seen an explosion of uh companies emerge solutions technologies companies emerge solutions technologies companies emerge solutions technologies and this kind of agented commerce map and this kind of agented commerce map and this kind of agented commerce map you can see on the screen here that you can see on the screen here that you can see on the screen here that there's a vast array of companies more there's a vast array of companies more there's a vast array of companies more added every day. It's really burgeoning. added every day. It's really burgeoning. added every day. It's really burgeoning. Um, and you know, we're just one little Um, and you know, we're just one little Um, and you know, we're just one little piece in here of people developing, you piece in here of people developing, you piece in here of people developing, you know, infrastructure, know, infrastructure, know, infrastructure, um, payment protocols, governance, etc. um, payment protocols, governance, etc. um, payment protocols, governance, etc. And so, traditional payment rails though And so, traditional payment rails though And so, traditional payment rails though were built for humans. Um, you know, were built for humans. Um, you know, were built for humans. Um, you know, when we're dealing with like financial when we're dealing with like financial when we're dealing with like financial institutions specifically, there's kind institutions specifically, there's kind institutions specifically, there's kind of a human in the loop that sets uh the of a human in the loop that sets uh the of a human in the loop that sets uh the decision making process of uh whether decision making process of uh whether decision making process of uh whether that payment is allowed to go through. that payment is allowed to go through. that payment is allowed to go through. But we're dealing with agents that But we're dealing with agents that But we're dealing with agents that transact at machine speed and around the transact at machine speed and around the transact at machine speed and around the clock. And like I was saying is all clock. And like I was saying is all clock. And like I was saying is all these controls and uh policies and rules these controls and uh policies and rules these controls and uh policies and rules were built for humans and not for uh uh were built for humans and not for uh uh were built for humans and not for uh uh machines that don't breathe, right? So machines that don't breathe, right? So machines that don't breathe, right? So we're dealing in um in microscond we're dealing in um in microscond we're dealing in um in microscond machine speed and it's just simply not machine speed and it's just simply not machine speed and it's just simply not going to work in the way it has. And so going to work in the way it has. And so going to work in the way it has. And so we need a new method of doing that. Um we need a new method of doing that. Um we need a new method of doing that. Um you can see a lot of the transactions uh you can see a lot of the transactions uh you can see a lot of the transactions uh exploding. This is sort of over time.

  4. exploding. This is sort of over time. exploding. This is sort of over time. We're seeing um transaction growth over We're seeing um transaction growth over We're seeing um transaction growth over X42. We're all saying this is coming. It X42. We're all saying this is coming. It X42. We're all saying this is coming. It is still early days. We're uh ourselves is still early days. We're uh ourselves is still early days. We're uh ourselves we're seeing a lot of experimentation we're seeing a lot of experimentation we're seeing a lot of experimentation kind of with uh with OpenClaw people kind of with uh with OpenClaw people kind of with uh with OpenClaw people making retail payments on an making retail payments on an making retail payments on an experimental basis. still not on the experimental basis. still not on the experimental basis. still not on the enterprise side as we're talking to uh enterprise side as we're talking to uh enterprise side as we're talking to uh many teams. Definitely everyone's many teams. Definitely everyone's many teams. Definitely everyone's looking at it and building kind of the looking at it and building kind of the looking at it and building kind of the infrastructure for when um these use infrastructure for when um these use infrastructure for when um these use cases break through. And so that's part cases break through. And so that's part cases break through. And so that's part of what we're we'll be displaying today of what we're we'll be displaying today of what we're we'll be displaying today with Amperson. with Amperson. with Amperson. But in order for this to really break But in order for this to really break But in order for this to really break through, we need a compliance layer through, we need a compliance layer through, we need a compliance layer specifically when you're dealing with specifically when you're dealing with specifically when you're dealing with like you know uh almost a quadrillion like you know uh almost a quadrillion like you know uh almost a quadrillion dollar industry of the the traditional dollar industry of the the traditional dollar industry of the the traditional financial world. there's a set of rules, financial world. there's a set of rules, financial world. there's a set of rules, policies, and guidelines that need to be policies, and guidelines that need to be policies, and guidelines that need to be in place before anything can happen. Uh in place before anything can happen. Uh in place before anything can happen. Uh beyond just a credit card transaction, beyond just a credit card transaction, beyond just a credit card transaction, we're dealing with trillions and we're dealing with trillions and we're dealing with trillions and trillions of dollars um being transacted trillions of dollars um being transacted trillions of dollars um being transacted um across the globe. And so we're going um across the globe. And so we're going um across the globe. And so we're going to be honing in a bit on that as part of to be honing in a bit on that as part of to be honing in a bit on that as part of the presentation today in the demo the presentation today in the demo the presentation today in the demo that's coming up. But the compliance that's coming up. But the compliance that's coming up. But the compliance layer is literally like is is this layer is literally like is is this layer is literally like is is this counterparty um a non-sanction entity?

  5. counterparty um a non-sanction entity? counterparty um a non-sanction entity? is this counterparty uh have they been is this counterparty uh have they been is this counterparty uh have they been involved in terrorist activity? Who is involved in terrorist activity? Who is involved in terrorist activity? Who is the identity behind this? And when the identity behind this? And when the identity behind this? And when you're dealing with a Gentic systems, you're dealing with a Gentic systems, you're dealing with a Gentic systems, it's just simply you're presented with it's just simply you're presented with it's just simply you're presented with just a wallet address with no kind of just a wallet address with no kind of just a wallet address with no kind of background information on that. And we background information on that. And we background information on that. And we need these uh infrastructure layers in need these uh infrastructure layers in need these uh infrastructure layers in place to um to enable and facilitate place to um to enable and facilitate place to um to enable and facilitate enterprises to feel comfortable to adopt enterprises to feel comfortable to adopt enterprises to feel comfortable to adopt this um technology. All of these systems this um technology. All of these systems this um technology. All of these systems exist in the existing world today. But exist in the existing world today. But exist in the existing world today. But uh as we're breaking through into this uh as we're breaking through into this uh as we're breaking through into this um agentic world, we really need to have um agentic world, we really need to have um agentic world, we really need to have all of these pieces uh before uh large all of these pieces uh before uh large all of these pieces uh before uh large enterprises are going to sign off and uh enterprises are going to sign off and uh enterprises are going to sign off and uh give the okay to um implement these. At give the okay to um implement these. At give the okay to um implement these. At the end of the day, there is going to be the end of the day, there is going to be the end of the day, there is going to be a human responsible like a chief legal a human responsible like a chief legal a human responsible like a chief legal officer, a chief policy officer and that officer, a chief policy officer and that officer, a chief policy officer and that will have to sign off and that person will have to sign off and that person will have to sign off and that person needs to feel 100% confident that the needs to feel 100% confident that the needs to feel 100% confident that the systems in place will not allow for um systems in place will not allow for um systems in place will not allow for um agents to hallucinate, to go off the agents to hallucinate, to go off the agents to hallucinate, to go off the rails, to overspend, um to break policy.

  6. rails, to overspend, um to break policy. rails, to overspend, um to break policy. Uh a lot of these compliance issues deal Uh a lot of these compliance issues deal Uh a lot of these compliance issues deal with large fines into the tens, with large fines into the tens, with large fines into the tens, hundreds, even billions of dollars. So hundreds, even billions of dollars. So hundreds, even billions of dollars. So these are really important um items and these are really important um items and these are really important um items and things to think about from a large things to think about from a large things to think about from a large enterprise and financial services enterprise and financial services enterprise and financial services perspective perspective perspective and governance simply hasn't caught up. and governance simply hasn't caught up. and governance simply hasn't caught up. We're again we're early days so we are We're again we're early days so we are We're again we're early days so we are part of building up what needs to be put part of building up what needs to be put part of building up what needs to be put in place from our view in terms of in place from our view in terms of in place from our view in terms of allowing this to scale. allowing this to scale. allowing this to scale. And that's why we're building Amperent. And that's why we're building Amperent. And that's why we're building Amperent. Um, so we're dealing with Agentic Um, so we're dealing with Agentic Um, so we're dealing with Agentic checkouts with a financial harness. checkouts with a financial harness. checkouts with a financial harness. And I'm going to turn it over to my And I'm going to turn it over to my And I'm going to turn it over to my colleague Prrenoff who is going to show colleague Prrenoff who is going to show colleague Prrenoff who is going to show us a demo. Right. us a demo. Right. us a demo. Right. >> All right. Thanks. >> All right. Like we said, for agents to >> All right. Like we said, for agents to be really useful, we need to give them be really useful, we need to give them be really useful, we need to give them tools. Right now they're being used for tools. Right now they're being used for tools. Right now they're being used for coding. If you want to use them to build coding. If you want to use them to build coding. If you want to use them to build better things, you need to give them the better things, you need to give them the better things, you need to give them the right tools. As of right now, as a AI right tools. As of right now, as a AI right tools. As of right now, as a AI industry, we've given them a lot of MCP industry, we've given them a lot of MCP industry, we've given them a lot of MCP servers, servers, servers, but most of these MP MCP servers are but most of these MP MCP servers are but most of these MP MCP servers are free of cost. So there are two ways to free of cost. So there are two ways to free of cost. So there are two ways to make your agents really useful.

  7. make your agents really useful. make your agents really useful. One way is you can go to all these One way is you can go to all these One way is you can go to all these websites like Exop, Firecrawl and so websites like Exop, Firecrawl and so websites like Exop, Firecrawl and so many more which are getting more and many more which are getting more and many more which are getting more and more bigger with more MCP servers coming more bigger with more MCP servers coming more bigger with more MCP servers coming to play and you got to put in your to play and you got to put in your to play and you got to put in your credit card and you make your agent credit card and you make your agent credit card and you make your agent better or there is a better way that you better or there is a better way that you better or there is a better way that you can use an aggregator which has all the can use an aggregator which has all the can use an aggregator which has all the important tools to make your agent super important tools to make your agent super important tools to make your agent super powerful and that's why we built this powerful and that's why we built this powerful and that's why we built this marketplace and all you need is a skill marketplace and all you need is a skill marketplace and all you need is a skill file installed in your agent. You can file installed in your agent. You can file installed in your agent. You can give your cloud code this skill file and give your cloud code this skill file and give your cloud code this skill file and everything else will be done for you. So everything else will be done for you. So everything else will be done for you. So I'm going to show you an experiment. I'm going to show you an experiment. I'm going to show you an experiment. We'll have uh this specific terminal We'll have uh this specific terminal We'll have uh this specific terminal with the amperson skill file and we'll with the amperson skill file and we'll with the amperson skill file and we'll have cloud code cloud co-working without have cloud code cloud co-working without have cloud code cloud co-working without the skill file and you'll see the the skill file and you'll see the the skill file and you'll see the difference is immense already. The difference is immense already. The difference is immense already. The reason is that most important MCP reason is that most important MCP reason is that most important MCP servers are going to be paid and you'll servers are going to be paid and you'll servers are going to be paid and you'll not put in your credit card to all these not put in your credit card to all these not put in your credit card to all these MCP servers. Rather what you'll do is MCP servers. Rather what you'll do is MCP servers. Rather what you'll do is use you'll use the agentic commerce tool use you'll use the agentic commerce tool use you'll use the agentic commerce tool or a platform or a wallet or a credit or a platform or a wallet or a credit or a platform or a wallet or a credit card to make that happen. And that's card to make that happen. And that's card to make that happen. And that's what what we enable. So let's just go on what what we enable. So let's just go on what what we enable. So let's just go on the terminal and install the ampus and the terminal and install the ampus and the terminal and install the ampus and scale file in one set. This is our scale file in one set. This is our scale file in one set. This is our website by the way where you can go. You website by the way where you can go. You website by the way where you can go. You copy the prompt and just like put in copy the prompt and just like put in copy the prompt and just like put in here. I already have it so I'm not going here. I already have it so I'm not going here. I already have it so I'm not going to uh sort of maybe it's fine. Uh

  8. to uh sort of maybe it's fine. Uh to uh sort of maybe it's fine. Uh install the skill file. And here I'm on install the skill file. And here I'm on install the skill file. And here I'm on the cloud coork, right? It does not have the cloud coork, right? It does not have the cloud coork, right? It does not have the skill file. Fair and square. This the skill file. Fair and square. This the skill file. Fair and square. This has the skill file. Now what I'll do is has the skill file. Now what I'll do is has the skill file. Now what I'll do is I'll tell them find the email I'll tell them find the email I'll tell them find the email information of the head of crypto and information of the head of crypto and information of the head of crypto and blockchain at Mastercard. All right. And blockchain at Mastercard. All right. And blockchain at Mastercard. All right. And I'll put in the same prompt. Uh I'll put I'll put in the same prompt. Uh I'll put I'll put in the same prompt. Uh I'll put in the same prompt for cloud cowork. in the same prompt for cloud cowork. in the same prompt for cloud cowork. Remember the only difference is this Remember the only difference is this Remember the only difference is this specific terminal of mine has the skill specific terminal of mine has the skill specific terminal of mine has the skill file which has paid MCP tools and this file which has paid MCP tools and this file which has paid MCP tools and this one does not. And you'll see that it is one does not. And you'll see that it is one does not. And you'll see that it is not able to like specifically find out, not able to like specifically find out, not able to like specifically find out, hey, we're not able to give you exactly hey, we're not able to give you exactly hey, we're not able to give you exactly the email, but this is how the email the email, but this is how the email the email, but this is how the email format is for our master card. And you format is for our master card. And you format is for our master card. And you can go ahead and find that out. But when can go ahead and find that out. But when can go ahead and find that out. But when I go to my terminal, it is already be I go to my terminal, it is already be I go to my terminal, it is already be able to it will already be able to give able to it will already be able to give able to it will already be able to give me the email specifically the Twitter me the email specifically the Twitter me the email specifically the Twitter and what where is he based and and what where is he based and and what where is he based and everything and beyond. This is just one everything and beyond. This is just one everything and beyond. This is just one example of telling you that agents are example of telling you that agents are example of telling you that agents are getting powerful through MCP. But these getting powerful through MCP. But these getting powerful through MCP. But these MCPs are not public services. They're MCPs are not public services. They're MCPs are not public services. They're going to be charged and you will not going to be charged and you will not going to be charged and you will not know that you're interacting with MCPS know that you're interacting with MCPS know that you're interacting with MCPS or installing it or going on their or installing it or going on their or installing it or going on their websites and getting the credit card.

  9. websites and getting the credit card. websites and getting the credit card. Rather, you'll just have a scale file Rather, you'll just have a scale file Rather, you'll just have a scale file which is a aggregator which can take which is a aggregator which can take which is a aggregator which can take care of your payments. in the care of your payments. in the care of your payments. in the background. What happened was if you go background. What happened was if you go background. What happened was if you go over here, you already can see that we over here, you already can see that we over here, you already can see that we did a transaction so that we could did a transaction so that we could did a transaction so that we could enable this surge for you because this enable this surge for you because this enable this surge for you because this is a paid endpoint that we had to is a paid endpoint that we had to is a paid endpoint that we had to specifically pay for to get what you specifically pay for to get what you specifically pay for to get what you specifically needed. So when we go to specifically needed. So when we go to specifically needed. So when we go to transactions, you should be able to find transactions, you should be able to find transactions, you should be able to find that we did a small transaction so that that we did a small transaction so that that we did a small transaction so that you would specifically get that specific you would specifically get that specific you would specifically get that specific information. information. information. uh 30 days on the uh 30 days on the uh 30 days on the maybe we skip to the next demo for now maybe we skip to the next demo for now maybe we skip to the next demo for now as you can see this spending happened. as you can see this spending happened. as you can see this spending happened. Let's skip to the next demo. I wanted to Let's skip to the next demo. I wanted to Let's skip to the next demo. I wanted to show you one more demo. In this what show you one more demo. In this what show you one more demo. In this what I've done is let's say I'm not a good I've done is let's say I'm not a good I've done is let's say I'm not a good kid which generally I am and I want to kid which generally I am and I want to kid which generally I am and I want to buy a father's day gift for my dad and I buy a father's day gift for my dad and I buy a father's day gift for my dad and I can also make that happen directly via can also make that happen directly via can also make that happen directly via the terminal. Shopify introduced UCP.

  10. the terminal. Shopify introduced UCP. the terminal. Shopify introduced UCP. Amazon might be coming up with its own Amazon might be coming up with its own Amazon might be coming up with its own thing, but what I'll do is I'll give it thing, but what I'll do is I'll give it thing, but what I'll do is I'll give it a specific command using Shopify UCP. a specific command using Shopify UCP. a specific command using Shopify UCP. Buy my father a Father's Day gift. Keep Buy my father a Father's Day gift. Keep Buy my father a Father's Day gift. Keep the gift less than $10. Let's see how the gift less than $10. Let's see how the gift less than $10. Let's see how this specific thing rolls. this specific thing rolls. this specific thing rolls. What uh will happen in this specific What uh will happen in this specific What uh will happen in this specific terminal case is that it will already be terminal case is that it will already be terminal case is that it will already be able to f locate certain shops online able to f locate certain shops online able to f locate certain shops online and find out what things can be given and find out what things can be given and find out what things can be given for father's day gift list them for me for father's day gift list them for me for father's day gift list them for me and be able to buy that directly via and be able to buy that directly via and be able to buy that directly via ampend wallet that we have created. your ampend wallet that we have created. your ampend wallet that we have created. your agent is as powerful as the paid MCP agent is as powerful as the paid MCP agent is as powerful as the paid MCP tools that you're connected to it and if tools that you're connected to it and if tools that you're connected to it and if you've given it a payment trail. So currently it's finding that out for So currently it's finding that out for us. us. us. Okay.

  11. See, this was an authorized transaction See, this was an authorized transaction it did for finding me the email of that it did for finding me the email of that it did for finding me the email of that specific person at Mastercard, right? specific person at Mastercard, right? specific person at Mastercard, right? And these are all paid services or I And these are all paid services or I And these are all paid services or I would have to go on Xi and sort of put would have to go on Xi and sort of put would have to go on Xi and sort of put in my email card and get that. So, never in my email card and get that. So, never in my email card and get that. So, never leave your terminal. Just have a payment leave your terminal. Just have a payment leave your terminal. Just have a payment gateway and paid MCP tools and make your gateway and paid MCP tools and make your gateway and paid MCP tools and make your agents super super compatible and faster agents super super compatible and faster agents super super compatible and faster and give them more uh power. and give them more uh power. and give them more uh power. All right, it's currently finding some All right, it's currently finding some All right, it's currently finding some stuff for me. Let's see if it's able to stuff for me. Let's see if it's able to stuff for me. Let's see if it's able to come up with some recommendations that I come up with some recommendations that I come up with some recommendations that I can use and I can hear itself do a can use and I can hear itself do a can use and I can hear itself do a aentic checkout so I can buy something aentic checkout so I can buy something aentic checkout so I can buy something for my dad for Father's Day. What's good about this specific thing is What's good about this specific thing is that again and again I don't have to put that again and again I don't have to put that again and again I don't have to put in my name, my address, my phone number, in my name, my address, my phone number, in my name, my address, my phone number, anything. The agent already has the anything. The agent already has the anything. The agent already has the memory where it knows what do I like, memory where it knows what do I like, memory where it knows what do I like, what do I not like, and it will just what do I not like, and it will just what do I not like, and it will just give me specific things that I might give me specific things that I might give me specific things that I might want to buy for him. So, it already want to buy for him. So, it already want to buy for him. So, it already like, you know, total $9. This is what like, you know, total $9. This is what like, you know, total $9. This is what it is. Confirming the order and it it is. Confirming the order and it it is. Confirming the order and it already placed the bet and it already already placed the bet and it already already placed the bet and it already took $11 for that order complete. And here is your order complete. And here is your receipt. and my dad gets his $10 key receipt. and my dad gets his $10 key receipt. and my dad gets his $10 key directly via the agent. So this is just

  12. directly via the agent. So this is just directly via the agent. So this is just starting of what we call will be the starting of what we call will be the starting of what we call will be the future of agent e-iccommerce. It's not future of agent e-iccommerce. It's not future of agent e-iccommerce. It's not just buying gifts for your uh parents just buying gifts for your uh parents just buying gifts for your uh parents but rather it's much bigger. MCPs are but rather it's much bigger. MCPs are but rather it's much bigger. MCPs are becoming the normal norms of how your becoming the normal norms of how your becoming the normal norms of how your agents become super powerful and you agents become super powerful and you agents become super powerful and you might have already seen that Cloudflare might have already seen that Cloudflare might have already seen that Cloudflare is opening its gateway through X42 and is opening its gateway through X42 and is opening its gateway through X42 and agentic payments. If you go on a website agentic payments. If you go on a website agentic payments. If you go on a website and the agent is crawling that website and the agent is crawling that website and the agent is crawling that website then ads are irrelevant. How do people then ads are irrelevant. How do people then ads are irrelevant. How do people get paid? get paid? get paid? It's via agentic payments where a bot It's via agentic payments where a bot It's via agentic payments where a bot comes through Cloudflare, pays a comes through Cloudflare, pays a comes through Cloudflare, pays a microtransaction and gets all the microtransaction and gets all the microtransaction and gets all the information that's needed. So to make information that's needed. So to make information that's needed. So to make your agent super powerful, you need paid your agent super powerful, you need paid your agent super powerful, you need paid tools. We are in the era where most MCP tools. We are in the era where most MCP tools. We are in the era where most MCP tools are free. That's not going to be tools are free. That's not going to be tools are free. That's not going to be the case in the future. they're going to the case in the future. they're going to the case in the future. they're going to get paid and it will be it what your get paid and it will be it what your get paid and it will be it what your agent would need is good MCPS or an API agent would need is good MCPS or an API agent would need is good MCPS or an API which has an integration of MCPS and a which has an integration of MCPS and a which has an integration of MCPS and a wallet and this is what I'm trying to wallet and this is what I'm trying to wallet and this is what I'm trying to show you.

  13. show you. show you. So the specific bet has already been So the specific bet has already been So the specific bet has already been placed. I'm going to try to show you the placed. I'm going to try to show you the placed. I'm going to try to show you the transaction over here that was done and transaction over here that was done and transaction over here that was done and it's already settled and I might have it's already settled and I might have it's already settled and I might have gotten an email where Shopify was able gotten an email where Shopify was able gotten an email where Shopify was able to buy my dad a gift. Let's see if I to buy my dad a gift. Let's see if I to buy my dad a gift. Let's see if I open it and show it to you because it open it and show it to you because it open it and show it to you because it Yeah, it's okay. You guys are friends. Yeah, it's okay. You guys are friends. Yeah, it's okay. You guys are friends. See over here the order has been placed See over here the order has been placed See over here the order has been placed and I can already it's already getting and I can already it's already getting and I can already it's already getting tracked all via the agent terminal. I tracked all via the agent terminal. I tracked all via the agent terminal. I didn't have to even skip. Let's go to didn't have to even skip. Let's go to didn't have to even skip. Let's go to the last part which is all of this will the last part which is all of this will the last part which is all of this will be big if and only if like Rodrigo says be big if and only if like Rodrigo says be big if and only if like Rodrigo says there is compliance. Merchants will not there is compliance. Merchants will not there is compliance. Merchants will not take payments if they think this order take payments if they think this order take payments if they think this order is being placed by North Korean wallet. is being placed by North Korean wallet. is being placed by North Korean wallet. And for that you need the compliance And for that you need the compliance And for that you need the compliance layer to be fitting in as well. The layer to be fitting in as well. The layer to be fitting in as well. The seller and the buyer side both need to seller and the buyer side both need to seller and the buyer side both need to have that. And I've created this have that. And I've created this have that. And I've created this specific uh simulation for you in which specific uh simulation for you in which specific uh simulation for you in which we have a good claw that you can let me we have a good claw that you can let me we have a good claw that you can let me just close this right now. So now let's just close this right now. So now let's just close this right now. So now let's go to the third one which is compliant go to the third one which is compliant go to the third one which is compliant transactions transactions transactions right for the world and Amazon to accept right for the world and Amazon to accept right for the world and Amazon to accept agentic payments there needs to be agentic payments there needs to be agentic payments there needs to be compliance involved to make sure that compliance involved to make sure that compliance involved to make sure that the payment that's been done is not the payment that's been done is not the payment that's been done is not malicious. So we have a good claw that malicious. So we have a good claw that malicious. So we have a good claw that I'll spinning up that I'll be spinning I'll spinning up that I'll be spinning I'll spinning up that I'll be spinning up over here and we have a bad claw. The up over here and we have a bad claw. The up over here and we have a bad claw. The thing about bad claw is this is again a

  14. thing about bad claw is this is again a thing about bad claw is this is again a simulation but this is a sanctioned simulation but this is a sanctioned simulation but this is a sanctioned wallet address that means it has either wallet address that means it has either wallet address that means it has either interacted with North Korean entities or interacted with North Korean entities or interacted with North Korean entities or we were able to simulate it in a way we were able to simulate it in a way we were able to simulate it in a way that it is flagged right so no amount of that it is flagged right so no amount of that it is flagged right so no amount of transaction should be able to be done transaction should be able to be done transaction should be able to be done because it is out of the swift scope of because it is out of the swift scope of because it is out of the swift scope of policies. policies. policies. So if we go over here uh in this So if we go over here uh in this So if we go over here uh in this specific thing and I disable screening specific thing and I disable screening specific thing and I disable screening and save it, and save it, and save it, my good claw and my B bad claw both my good claw and my B bad claw both my good claw and my B bad claw both should be able to do transactions. Just to give you a little bit of Just to give you a little bit of periphery, this is the seller that is periphery, this is the seller that is periphery, this is the seller that is accepting payments. We have a small accepting payments. We have a small accepting payments. We have a small service of scraping websites and it service of scraping websites and it service of scraping websites and it needs to pay 0.1 cent to be able to take needs to pay 0.1 cent to be able to take needs to pay 0.1 cent to be able to take that scraping information. Right now that scraping information. Right now that scraping information. Right now because we don't have regulations both because we don't have regulations both because we don't have regulations both these transactions are going through and these transactions are going through and these transactions are going through and you can see it's getting authorized over you can see it's getting authorized over you can see it's getting authorized over here. Right now what I'll do is using here. Right now what I'll do is using here. Right now what I'll do is using compliance I will enable the specific compliance I will enable the specific compliance I will enable the specific feature that we have built with TRM feature that we have built with TRM feature that we have built with TRM which scans the wallet and make sure which scans the wallet and make sure which scans the wallet and make sure that all the transactions are compliant that all the transactions are compliant that all the transactions are compliant and what it will do is that up till now and what it will do is that up till now and what it will do is that up till now everything has been working for good everything has been working for good everything has been working for good claw and bad claw but things will stop claw and bad claw but things will stop claw and bad claw but things will stop working for bad claw because using working for bad claw because using working for bad claw because using compliance we are able to scan that and compliance we are able to scan that and compliance we are able to scan that and we are able to give you see over here we are able to give you see over here we are able to give you see over here the your your transactions are getting the your your transactions are getting the your your transactions are getting blocked or rejected.

  15. blocked or rejected. blocked or rejected. And I can also show you over here that And I can also show you over here that And I can also show you over here that rejected and denied. And the reason rejected and denied. And the reason rejected and denied. And the reason behind the denying is because you're in behind the denying is because you're in behind the denying is because you're in the block listed wallet addresses. the block listed wallet addresses. the block listed wallet addresses. All to tell you that agentic commerce is All to tell you that agentic commerce is All to tell you that agentic commerce is becoming real. Agents need commerce more becoming real. Agents need commerce more becoming real. Agents need commerce more than humans need commerce. But it will than humans need commerce. But it will than humans need commerce. But it will not be the same. You will not go through not be the same. You will not go through not be the same. You will not go through payment guardrails of Stripe or any payment guardrails of Stripe or any payment guardrails of Stripe or any other of these checkout flows, but other of these checkout flows, but other of these checkout flows, but agents will have their own proprietary agents will have their own proprietary agents will have their own proprietary firms either through wallets or through firms either through wallets or through firms either through wallets or through their own credit cards. Agents would their own credit cards. Agents would their own credit cards. Agents would need to be superpowered. MCPs will get need to be superpowered. MCPs will get need to be superpowered. MCPs will get paid and more and more paid MCPs will paid and more and more paid MCPs will paid and more and more paid MCPs will come to reality to make your agent come to reality to make your agent come to reality to make your agent successful. successful. successful. That will only happen and only be That will only happen and only be That will only happen and only be successful in UX terms and more if successful in UX terms and more if successful in UX terms and more if you're able to empower your wallet with you're able to empower your wallet with you're able to empower your wallet with paid MCPs and a wallet infrastructure.

  16. paid MCPs and a wallet infrastructure. paid MCPs and a wallet infrastructure. If you want to know more about it, come If you want to know more about it, come If you want to know more about it, come to Ampend. We'll be here outside to Ampend. We'll be here outside to Ampend. We'll be here outside chatting if you have any questions. chatting if you have any questions. chatting if you have any questions. Thank you.

Summary

The main theme is the need for an infrastructure layer for AI payments in the agent economy, particularly for LLMs and agents transacting without controls. Key references include the Graph protocol, the 402 spec, and the X42 spec by Coinbase. The practical takeaway is that rebuilding payment infrastructure is crucial for enabling secure and efficient agentic commerce, with contributions from teams like Edge and Node to develop this new wave of economic value.

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